$1,099,900

78 Southridge Terrace Mc Henry, MD 21541

Estimated payment $6,564/month

Total Views 5,054
4 Beds
4.5 Baths
3,456 Sq Ft
$318 Price per Sq Ft

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Accident Elementary School Rated 9+
  • Spa
  • Lake View

About This Home

Rustic Lakeview Retreat with Expansive Mountain & Lake Views
Discover your perfect Deep Creek Lake escape with this stunning 4-bedroom, 4.5-bathroom vacation home, offering breathtaking panoramic views of the lake and surrounding mountains. Designed for comfort and style, this rustic yet elegant retreat boasts three fully finished levels, vaulted ceilings, and an abundance of natural light pouring in through large windows that frame the spectacular scenery.
Inside, you'll find gorgeous wood flooring throughout, a spacious kitchen with granite countertops, stainless steel appliances, and two impressive stone fireplaces that add warmth and charm to both the main living area and lower-level family room. A fifth sleeping area in the cozy loft provides additional space for guests.
Three of the four bedrooms offer serene lake views, with two featuring luxurious private baths complete with large soaking tubs and ceramic tile accents. Whether you're enjoying morning coffee in the screened sun porch or unwinding in the hot tub overlooking the lake, this home is designed for relaxation.
Step outside to enjoy the beautifully updated landscaping, a large composite deck perfect for entertaining, and a thoughtfully designed fire pit area with ample seating—ideal for gathering with family and friends under the stars. Lake access adds even more value, giving you the best of Deep Creek right at your fingertips.
Located just a few miles from Wisp Resort, this home is the perfect year-round getaway—whether you’re hitting the slopes in winter or enjoying the water in summer. With a paved driveway, scenic setting, and timeless appeal, this is mountain lake living at its finest.

Listing Agent

Mike Kennedy

Railey Realty, Inc. License #529372 Listed on: 07/20/2025

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,847

Year Built

  • Built in 2006

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Premium Lot
  • Property is in excellent condition
  • Property is zoned LR, Lake Residential

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • Driveway

Property Views

  • Lake
  • Scenic Vista
  • Mountain

Home Design

  • Chalet
  • Block Foundation
  • Shingle Roof
  • Shake Siding
  • Log Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Stone Fireplace
  • Gas Fireplace
  • Casement Windows
  • Sliding Doors
  • Dining Area

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Whirlpool Bathtub
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 0013
  • Assessor Parcel Number 1218070227

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • Southridge HOA
  • Southridge Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,847

Year Built

Built in 2006

Lot Details

0

HOA Fees

$50 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2006
  • Remarks Public: Rustic Lakeview Retreat with Expansive Mountain & Lake Views Discover your perfect Deep Creek Lake escape with this stunning 4-bedroom, 4.5-bathroom vacation home, offering breathtaking panoramic views of the lake and surrounding mountains. Designed for comfort and style, this rustic yet elegant retreat boasts three fully finished levels, vaulted ceilings, and an abundance of natural light pouring in through large windows that frame the spectacular scenery. Inside, you'll find gorgeous wood flooring throughout, a spacious kitchen with granite countertops, stainless steel appliances, and two impressive stone fireplaces that add warmth and charm to both the main living area and lower-level family room. A fifth sleeping area in the cozy loft provides additional space for guests. Three of the four bedrooms offer serene lake views, with two featuring luxurious private baths complete with large soaking tubs and ceramic tile accents. Whether you're enjoying morning coffee in the screened sun porch or unwinding in the hot tub overlooking the lake, this home is designed for relaxation. Step outside to enjoy the beautifully updated landscaping, a large composite deck perfect for entertaining, and a thoughtfully designed fire pit area with ample seating—ideal for gathering with family and friends under the stars. Lake access adds even more value, giving you the best of Deep Creek right at your fingertips. Located just a few miles from Wisp Resort, this home is the perfect year-round getaway—whether you’re hitting the slopes in winter or enjoying the water in summer. With a paved driveway, scenic setting, and timeless appeal, this is mountain lake living at its finest.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Ceramic Tile, Carpet, Wood
  • Interior Amenities: Bathroom - Jetted Tub, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Whirlpool/Hottub, Wood Floors
  • Window Features: Casement
  • Fireplace Features: Gas/Propane, Stone
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings, Wood Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level, Connecting Stairway, Heated, Improved
  • Laundry Type: Main Floor
  • Total Sq Ft: 3456
  • Living Area Sq Ft: 3456
  • Price Per Sq Ft: 571.67
  • Above Grade Finished Sq Ft: 1924
  • Below Grade Finished Sq Ft: 1532
  • Total Below Grade Sq Ft: 1532
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 78

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 3
  • Lower Level Bedroom: 3
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 2
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Shake Siding, Log Siding
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Hot Tub
  • Road Surface Type: Paved
  • Roof: Shingle
  • View: Lake, Water, Mountain, Scenic Vista
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 50.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA Name: SOUTHRIDGE
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: Premium, No Thru Street, Landscaping
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25000.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: LR
  • Zoning Description: Lake Residential
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7847.00
  • Assessor Parcel Number: 1218070227
  • Tax Lot: 0013
  • Tax Total Finished Sq Ft: 3456
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,539 $744,067 $0 $0
2024 $8,922 $671,833 $0 $0
2023 $8,023 $599,600 $110,000 $489,600
2022 $7,959 $590,400 $0 $0
2021 $7,768 $581,200 $0 $0
2020 $7,768 $572,000 $110,000 $462,000
2019 $7,719 $568,433 $0 $0
2018 $7,298 $564,867 $0 $0
2017 $6,884 $561,300 $0 $0
2016 -- $561,300 $0 $0
2015 -- $561,300 $0 $0
2014 -- $582,800 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/20/2025 07/20/25 For Sale $1,099,900 +18.9% $318 / Sq Ft
11/19/2021 11/19/21 Sold $925,000 0.0% $268 / Sq Ft
10/07/2021 10/07/21 Pending -- -- --
10/01/2021 10/01/21 For Sale $925,000 -- $268 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $925,000 Deep Creek Title Group
Deed $749,900 --
Deed $749,900 --
Deed $216,000 --
Deed -- --
Deed $55,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $740,000 New Conventional
Closed $740,000 New Conventional
Previous Owner $400,000 Purchase Money Mortgage
Previous Owner $400,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDGA2010082

Bright MLS

APN: 18-070227