$345,000
SOLD DEC 1, 2025
Last list price

781 Cedar Trace Cir Hernando, MS 38632

4 Beds
2 Baths
1,864 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$185 Per Sq Ft

1 Day on Market

Highlights

  • Lake Front
  • Community Lake
  • Quartz Countertops
  • Oak Grove Central Elementary School Rated A-
  • Traditional Architecture
  • Hiking Trails

About This Home

As of December 2025

✨ Fully Renovated & Move-In Ready! This gorgeous 4-bedroom, 2-bath home with an office has been completely transformed from top to bottom. Enjoy **lake views from the front bedrooms**, a **brand-new roof & gutters**, **new HVAC unit**, and **fresh paint throughout**. The kitchen features **quartz countertops**, a **composite sink**, **new faucets**, and beautiful **accent details** throughout. Bathrooms have been upgraded with **new vanities, mirrors, and fixtures**. Every closet features **custom wood shelving**, and the home shines with **all-new light fixtures** and **luxury LVP flooring**. Steps from the lake—this home perfectly blends comfort, quality, and modern style!

Last Agent to Sell the Property

Destin Westmoreland

Local Agency Realty Group License #S-56130 Listed on: 11/18/2025

Last Buyer's Agent

Destin Westmoreland

Local Agency Realty Group License #S-56130 Listed on: 11/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,486

Year Built

  • Built in 2003

Lot Details

  • 8,276 Sq Ft Lot
  • Lake Front
  • Back Yard Fenced

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Siding

Interior Spaces

  • 1,864 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Double Pane Windows
  • Luxury Vinyl Tile Flooring
  • Water Views
  • Pull Down Stairs to Attic
  • Storm Doors
  • Laundry Room

Kitchen

  • Electric Cooktop
  • Kitchen Island
  • Quartz Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Access To Lake
  • Rain Gutters
  • Rear Porch

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 3073071600008900

Community Details

Overview

  • Association fees include ground maintenance
  • Lakes Of Cedar Grove Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Recreation

  • Community Playground
  • Hiking Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,486

Year Built

Built in 2003

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2003
  • Lot Size Acres: 0.19
  • Subdivision Name: Lakes Of Cedar Grove
  • Garage Yn: Yes
  • New Construction: No
  • Remarks Miscellaneous:Agent Remarks: Renovated and updated top to bottom! Top of the line finishes and details sprinkled throughout to serve all of your eye candy needs. Property is agent owned.
  • General Property Information:List PriceSqFt: 185.09
  • Appliances Refrigerators: Yes
  • General Property Information:New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Electric Cooktop, Refrigerator
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: Dead Bolt Lock(s), Storm Door(s)
  • Flooring: Luxury Vinyl
  • Interior Amenities: Kitchen Island, Pantry, Soaking Tub
  • Window Features: Double Pane Windows
  • Fireplace: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Kitchen Island: Yes
  • Fireplace Features:Gas2: Yes
  • Appliances:Electric Cooktop: Yes
  • Attic Features:Pull Down Stair Unit: Yes
  • Interior Features:Soaking Tub: Yes
  • Kitchen Features:Quartz Counters: Yes
  • Community Features:Playground: Yes
  • Community Features:HikingWalking Trails: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Disclosures: Agent Owned
  • Exterior Features: Rain Gutters
  • Fencing: Back Yard
  • Foundation Details: Conventional
  • Lot Features: Fenced, Views
  • Roof: Architectural Shingles
  • Patio And Porch Features: Rear Porch
  • Waterfront Features: Lake, View
  • Pool Private: No
  • Waterfront: Yes
  • Construction Type: Brick, Siding
  • General Property Information:Accessibility Features: No
  • Door Features:Dead Bolt Lock(s): Yes
  • Waterfront Features:View: Yes
  • Lot Features:Views: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Fenced: Yes
  • Window Features:Double Pane Windows: Yes
  • Door Features:Storm Door(s): Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Waterfront Features:Lake2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features:Garage2: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Gas
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Utilities: Water Connected
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 350.0
  • Association Fee Frequency: Annually
  • Community Features: Hiking/Walking Trails, Lake, Playground
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Tax and Financial Information:Association Fee: 350.0
  • Tax and Financial Information:Association Fee Frequency: Annually

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: 3073071600008900
  • Lot Size Sq Ft: 8276.4

Tax Info

  • Tax Annual Amount: 1486.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2025
Closed on
Dec 1, 2025
Sold by
Westmoreland Properties Llc
Bought by
Buckley Morgan L
Seller's Agent
Destin Westmoreland
Local Agency Realty Group
Buyer's Agent
Destin Westmoreland
Local Agency Realty Group
List Price
$345,000
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-99.99%
Original Mortgage
$319,200
Outstanding Balance
$319,200
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
-$92,410

Purchase Details

Listed on
Aug 27, 2025
Closed on
Sep 18, 2025
Sold by
Rei Nation Llc
Bought by
Westmoreland Properties Llc
Seller's Agent
Ryan Flannery
Premier Realty Group, Llc
Buyer's Agent
Destin Westmoreland
Local Agency Realty Group
List Price
$224,900
Views
17

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
730.97%
Original Mortgage
$256,376
Interest Rate
6.58%
Mortgage Type
Construction

Purchase Details

Listed on
May 1, 2012
Closed on
Jun 25, 2012
Sold by
Jones Brian T
Bought by
Webster Kenneth J
Seller's Agent
BRIAN COUCH
Century 21 Bob Leigh & Associates-her
Buyer's Agent
ANNICE KYLE
Crye-Leike Of MS-OB
List Price
$159,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.63%
Original Mortgage
$159,183
Interest Rate
3.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Quality Title Group
Warranty Deed -- None Listed On Document
Warranty Deed -- First National Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $319,200 New Conventional
Previous Owner $256,376 Construction
Previous Owner $159,183 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/01/2025 12/01/25 Sold -- -- --
11/19/2025 11/19/25 Pending -- -- --
11/18/2025 11/18/25 For Sale $345,000 +53.4% $185 / Sq Ft
09/19/2025 09/19/25 Sold -- -- -- View Prior Sale
08/30/2025 08/30/25 Pending -- -- --
08/27/2025 08/27/25 For Sale $224,900 +40.7% $141 / Sq Ft
06/26/2012 06/26/12 Sold -- -- -- View Prior Sale
06/17/2012 06/17/12 Pending -- -- --
05/01/2012 05/01/12 For Sale $159,900 -- $100 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,486 $12,875 $2,800 $10,075
2023 $1,486 $12,875 $0 $0
2022 $1,493 $12,922 $2,800 $10,122
2021 $1,493 $12,922 $2,800 $10,122
2020 $1,381 $12,113 $2,800 $9,313
2019 $1,381 $12,113 $2,800 $9,313
2017 $1,357 $20,960 $11,880 $9,080
2016 $1,287 $11,880 $2,800 $9,080
2015 $1,587 $20,960 $11,880 $9,080
2014 $1,250 $11,880 $0 $0
2013 $1,355 $11,880 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4131932

MLS United

APN: 3073071600008900