NOT LISTED FOR SALE

7813 Shady Banks Terrace Chesterfield, VA 23832

South Chesterfield County Neighborhood

Estimated Value: $361,000 - $379,000

3 Beds
2 Baths
1,138 Sq Ft
$325/Sq Ft Est. Value

Last Sold February 08, 2018

Last sale price $220,000 $193 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $2,202/month

6 Days on Market

Highlights

  • Lake Front
  • Water Access
  • Cathedral Ceiling
  • Cosby High School Rated A
  • Deck
  • 2 Car Direct Access Garage

About This Home

As of February 2018

Waterfront Ranch located in Ashbrook Subdivision! Home features almost 1200 sq ft. with 3 bedrooms, 2 full baths and a 2 car garage! Family room with new carpet, cathedral ceilings, ceiling fan, sliding glass doors to deck, gas fireplace and water views! Kitchen features laminate flooring, bay window, smooth top range, exhaust fan, ceiling fan, laundry closet and water views! Master bedroom features carpet, vaulted ceilings, ceiling fan, sliding glass doors to deck, walk in closet and water views! 2 additional bedrooms with carpet and closets. Other special features include vinyl siding, new Heat Pump, front storm door, large rear deck with water views, ceilings have all been painted, 2 car garage, great location and great schools!

Last Agent to Sell the Property

Stephanie Brown

Real Broker LLC License #0225269668 Listed on: 01/03/2018

Real Broker LLC

Last Buyer's Agent

Stephanie Sellers

reFine Properties License #0225188701

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,918

Year Built

  • Built in 1996

Lot Details

  • 9,583 Sq Ft Lot
  • Lake Front
  • Zoning described as RTH

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway
  • Unpaved Parking

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,138 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Bay Window
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Partially Carpeted
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Outdoor Features

  • Water Access
  • Walking Distance to Water
  • Deck

Schools

  • Clover Hill Elementary School
  • Swift Creek Middle School
  • Cosby High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Heater

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 719-66-81-14-100-000

Community Details

Overview

  • Ashbrook Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,918

Year Built

Built in 1996

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1996
  • Property Attached Yn: No
  • Lot Size Acres: 0.22
  • Ownership: Individuals
  • Subdivision Name: Ashbrook
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Laminate, Partially Carpeted, Tile
  • Basement: Crawl Space
  • Appliances: Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Disposal, Oven
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bay Window, Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Bath in Primary Bedroom, Main Level Primary
  • Living Area: 1138.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition, Shingle
  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Water Access, Walk to Water, Waterfront
  • Waterfront: Yes
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Deck, Unpaved Driveway
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Direct Access, Driveway, Garage Door Opener, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area, Home Owners Association
  • Association Fee: 55.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas

Schools

  • Middle Or Junior School: Swift Creek

Lot Info

  • Parcel Number: 719-66-81-14-100-000
  • Zoning Description: RTH
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 1918.0
  • Tax Lot: 26

MLS Schools

  • Elementary School: Clover Hill
  • High School: Cosby

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 3, 2018
Closed on
Feb 5, 2018
Sold by
Lackie Mark Joseph and Lackie Kittri
Bought by
Baker Robert Rex and Baker Angela Dawn
Seller's Agent
Stephanie Brown
Real Broker LLC
Buyer's Agent
Stephanie Sellers
reFine Properties
List Price
$220,000
Sold Price
$220,000
Current Estimated Value
$369,512

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$149,512
Avg. Annual Appreciation
6.88%
Original Mortgage
$213,400
Outstanding Balance
$180,730
Interest Rate
3.99%
Mortgage Type
New Conventional
Estimated Equity
$188,782

Purchase Details

Listed on
Mar 20, 2014
Closed on
May 22, 2014
Sold by
Forbush Jason
Bought by
Lackie Mark J
Seller's Agent
Natalie Clayton
Reit LLC
Buyer's Agent
Kelley Rourke-Morgan
Fathom Realty Virginia
List Price
$198,000
Sold Price
$191,500
Premium/Discount to List
-$6,500
-3.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.82%
Original Mortgage
$172,350
Interest Rate
4.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2006
Sold by
Davis Michael
Bought by
Forbush Jason

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,000
Interest Rate
6.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 29, 1996
Sold by
Patrick Dean T
Bought by
Davis Michael R and Lacour Teresa J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,350
Interest Rate
7.02%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 26, 1996
Sold by
Unlimited Inc Virginia Homes
Bought by
Patrick Dean T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,350
Interest Rate
7.02%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baker Robert Rex $220,000 Fidelity National Title
Lackie Mark J $191,500 --
Forbush Jason $220,000 --
Davis Michael R $107,000 --
Patrick Dean T $20,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baker Robert Rex $213,400
Previous Owner Lackie Mark J $172,350
Previous Owner Forbush Jason $176,000
Previous Owner Patrick Dean T $85,350
Previous Owner Patrick Dean T $85,350
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/08/2018 02/08/18 Sold $220,000 0.0% $193 / Sq Ft
01/09/2018 01/09/18 Pending -- -- --
01/03/2018 01/03/18 For Sale $220,000 +14.9% $193 / Sq Ft
05/29/2014 05/29/14 Sold $191,500 -3.3% $168 / Sq Ft View Prior Sale
05/14/2014 05/14/14 Pending -- -- --
03/20/2014 03/20/14 For Sale $198,000 -- $174 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,798 $311,600 $88,400 $223,200
2024 $2,798 $304,400 $85,800 $218,600
2023 $2,600 $285,700 $83,200 $202,500
2022 $2,371 $257,700 $80,600 $177,100
2021 $2,329 $238,200 $78,000 $160,200
2020 $2,105 $221,600 $75,400 $146,200
2019 $2,053 $216,100 $72,800 $143,300
2018 $1,943 $204,500 $70,200 $134,300
2017 $1,868 $194,600 $70,200 $124,400
2016 $1,802 $187,700 $70,200 $117,500
2015 $1,749 $179,600 $68,900 $110,700
2014 $1,650 $171,900 $67,600 $104,300
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Brown

    Seller's Agent in 2018

    Stephanie Brown

    Real Broker LLC

    (804) 248-2021

    3 in this area

    55 Total Sales

    Stephanie Brown
    Section Image

  • S

    Buyer's Agent in 2018

    Stephanie Sellers

    reFine Properties

    Section Image
  • Natalie Clayton

    Seller's Agent in 2014

    Natalie Clayton

    Reit LLC

    (804) 837-5626

    30 Total Sales

    Natalie Clayton
    Section Image

  • S

    Seller Co-Listing Agent in 2014

    Sarah Clarke

    Home For Life Realty LLC

    Section Image
  • Kelley Rourke-Morgan

    Buyer's Agent in 2014

    Kelley Rourke-Morgan

    Fathom Realty Virginia

    (804) 767-0082

    3 in this area

    60 Total Sales

    Kelley Rourke-Morgan
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 1800212

Central Virginia Regional MLS

APN: 719-66-81-14-100-000

Virginia Chesterfield County Chesterfield 23832 South Chesterfield County

7813 Shady Banks Terrace, Chesterfield, VA

Not Listed for Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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