Seller's Agent in 2026
Lisa Cox
Colony Realty
(540) 560-5711
144 in this area
243 Total Sales
787 W Masters Dr Cross Junction, VA 22625
Cross Junction Neighborhood
4
Beds
2.5
Baths
1,897
Sq Ft
0.27
Acre Lot
Highlights
- 1 Dock Slip
- Pier or Dock
- Canoe or Kayak Water Access
- Beach
- Home fronts navigable water
- Fitness Center
About This Home
As of May 2026Better-Than-New CUSTOM Home Backing to Open Common Area at Lake Holiday! This exceptionally well-maintained home offers privacy, panoramic views, and thoughtful upgrades in one of Lake Holiday’s most desirable locations. Perfectly positioned on a fantastic lot backing to open common area, this property delivers maximum rear privacy and long-range views. Enjoy peaceful sunsets, wide-open skies, and no direct rear or front neighbors! The beautifully fenced, level backyard creates a private retreat complete with a stamped concrete patio, fire pit, salt water hot tub, and plenty of room to relax or entertain. Super easy access to community amenities—just a short 10-minute walk from the backyard via scenic walking paths (no road walking required) to Beach 1, the clubhouse, and marina! The home’s sharp, sleek, contemporary aesthetic is enhanced by vertical siding, stone, and clean architectural lines. A built-in storage shed on the side of the home provides additional convenience without sacrificing curb appeal. Inside, the bright open-concept layout is both functional and stunning. A dramatic center staircase makes an immediate statement, while vaulted ceilings and abundant natural light create an airy feel throughout the main living area. The impressive floor-to-ceiling stone gas fireplace anchors the 2 story living room and adds warmth and character. The gourmet kitchen is designed for both entertaining and everyday living, featuring 11 ft massive center quartz island with upgraded cabinets, gas cooking, custom built-in coffee and wine station, woven pendant lighting, and stainless steel appliances. Main level also includes a flexible bedroom with a built in Murphy bed, and ideal for a home office or playroom. First floor boasts a convenient half bath, and a laundry room off kitchen with utility sink. Upstairs, the primary suite offers a true retreat with a private balcony overlooking the open common area. The spa-like ensuite bath features a double-sink vanity, soaking tub, separate glass walk-in shower, and a large custom walk-in closet. Two additional bedrooms and a second full bath complete the upper level, and all bedrooms include ceiling fans for added comfort. The unfinished walkout basement with 9 ft ceilings provides incredible storage and is ready for future expansion with a rough in bath, offering flexibility to finish to your needs. Floor plans are available for all three levels, showcasing the thoughtful layout and flow of the home. Located in highly sought-after Lake Holiday, residents enjoy boating, sandy beaches, clubhouse amenities including fitness room,, sports courts, fishing pier, walking trails, and year-round community events — all just minutes from Winchester. This home offers the perfect blend of modern design, privacy, views, and lake lifestyle living.
Last Agent to Sell the Property
(540) 662-0323 lcox.realtor@gmail.com Colony Realty Brokerage Phone: 5406620323 Listed on: 03/14/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,900
Year Built
- Built in 2021
Lot Details
- 11,642 Sq Ft Lot
- Home fronts navigable water
- Backs To Open Common Area
- Back Yard Fenced
- Aluminum or Metal Fence
- Extensive Hardscape
- Property is in excellent condition
- Property is zoned R5
HOA Fees
- $156 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 6 Driveway Spaces
- Front Facing Garage
- Garage Door Opener
- Off-Street Parking
Property Views
- Scenic Vista
- Woods
- Pasture
Home Design
- Colonial Architecture
- Contemporary Architecture
- Architectural Shingle Roof
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Pendant Lighting
- Stone Fireplace
- Fireplace Mantel
- Gas Fireplace
- Transom Windows
- Sliding Doors
- Entrance Foyer
- Family Room Off Kitchen
- Living Room
- Combination Kitchen and Dining Room
Kitchen
- Eat-In Gourmet Kitchen
- Gas Oven or Range
- Range Hood
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
- Front Loading Dryer
- Front Loading Washer
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior and Exterior Basement Entry
Home Security
- Security Gate
- Fire and Smoke Detector
Outdoor Features
- Spa
- Canoe or Kayak Water Access
- Public Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Limit On Boat Length
- Physical Dock Slip Conveys
- 1 Dock Slip
- 1 Powered Boats Permitted
- 3 Non-Powered Boats Permitted
- Lake Privileges
- Patio
- Shed
- Outbuilding
Schools
- Gainesboro Elementary School
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Leased Propane
- Propane
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 521
- Assessor Parcel Number 18-A07-10-521
Community Details
Overview
- $2,000 Capital Contribution Fee
- Association fees include common area maintenance, management, pier/dock maintenance, reserve funds, security gate
- Lake Holiday Country Club HOA
- Built by Hepler Homes
- Lake Holiday Estates Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Meeting Room
- Party Room
Recreation
- Pier or Dock
- 110 Community Slips
- 1 Community Docks
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Fitness Center
- Fishing Allowed
- Dog Park
- Jogging Path
Security
- Security Service
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 14, 2026
Closed on
May 13, 2026
Sold by
Bought by
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Leah Clowser
RE/MAX Roots
List Price
$565,000
Sold Price
$555,000
Premium/Discount to List
-$10,000
-1.77%
Views
27
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.87%
Original Mortgage
$405,000
Outstanding Balance
$405,000
Interest Rate
6.46%
Mortgage Type
New Conventional
Estimated Equity
$145,469
Purchase Details
Listed on
Dec 31, 2020
Closed on
Jan 15, 2021
Sold by
Bought by
Seller's Agent
Joyce Dirting
ERA Oakcrest Realty, Inc.
Buyer's Agent
Joyce Dirting
ERA Oakcrest Realty, Inc.
List Price
$37,500
Sold Price
$35,000
Premium/Discount to List
-$2,500
-6.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
68.11%
Purchase Details
Listed on
Jun 17, 2013
Closed on
Jun 13, 2013
Sold by
Bought by
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Joyce Dirting
ERA Oakcrest Realty, Inc.
List Price
$15,000
Sold Price
$15,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.79%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $555,000 | Stewart Title | |
| Warranty Deed | $35,000 | Attorney | |
| Warranty Deed | $15,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $405,000 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/14/2026 05/14/26 | Sold | $555,000 | -1.8% | $293 / Sq Ft | |
| 03/29/2026 03/29/26 | Pending | -- | -- | -- | |
| 03/14/2026 03/14/26 | For Sale | $565,000 | +1514.3% | $298 / Sq Ft | |
| 01/19/2021 01/19/21 | Sold | $35,000 | -6.7% | -- | View Prior Sale |
| 12/31/2020 12/31/20 | Pending | -- | -- | -- | |
| 12/31/2020 12/31/20 | For Sale | $37,500 | +150.0% | -- | |
| 06/17/2013 06/17/13 | Sold | $15,000 | 0.0% | -- | View Prior Sale |
| 06/17/2013 06/17/13 | Pending | -- | -- | -- | |
| 06/17/2013 06/17/13 | For Sale | $15,000 | -- | -- |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,900 | $395,900 | $58,000 | $337,900 |
| 2024 | $1,122 | $333,300 | $42,000 | $291,300 |
| 2023 | $1,700 | $333,300 | $42,000 | $291,300 |
| 2022 | $1,661 | $272,300 | $37,000 | $235,300 |
| 2021 | $861 | $30,000 | $30,000 | $0 |
| 2020 | $861 | $30,000 | $30,000 | $0 |
| 2019 | $861 | $30,000 | $30,000 | $0 |
| 2018 | $861 | $30,000 | $30,000 | $0 |
| 2017 | $858 | $30,000 | $30,000 | $0 |
| 2016 | $802 | $20,600 | $20,600 | $0 |
| 2015 | $456 | $20,000 | $20,000 | $0 |
| 2014 | $456 | $20,000 | $20,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Cox
-
Leah Clowser
Buyer's Agent in 2026
Leah Clowser
RE/MAX
(540) 247-1941
8 in this area
329 Total Sales
-
Joyce Dirting
Seller's Agent in 2021
Joyce Dirting
ERA Oakcrest Realty, Inc.
(540) 539-1369
2 in this area
18 Total Sales
-
datacorrect BrightMLS
d
Seller's Agent in 2013
datacorrect BrightMLS
Non Subscribing Office
Map
Source: Bright MLS
MLS Number: VAFV2039750
APN: 18A0710-521
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