NOT LISTED FOR SALE

788 Waterloo Ave El Cajon, CA 92019

Estimated Value: $726,000 - $1,307,000

4 Beds
2 Baths
1,500 Sq Ft
$615/Sq Ft Est. Value

Last Sold January 10, 2025

Last sale price $711,000 $474 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $5,077/month

9 Days on Market

Highlights

  • Detached Guest House
  • Private Yard
  • Living Room
  • Valhalla High Rated A-
  • Covered Patio or Porch
  • Laundry Room

About This Home

As of January 2025

Amazing opportunity to live/rent a 3 bed 1 bath detached home with fenced backyard ($2,900 a month rent.) with an additional detached ADU garage conversion ($1,900 a month rent.) for extended family or rental income. Home is set back from street with grass front-yard and long cement driveway. Close to El Cajon City shops and schools and easy drive to San Diego back-country and casinos.

Last Agent to Sell the Property

Jason Kardos

Mt. Helix Lifestyles R.E. Serv License #01324429 Listed on: 12/17/2024

Last Buyer's Agent

Narmin Odesh

San Diego Homes Realty License #01985046

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1960

Lot Details

  • 6,597 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Level Lot
  • Private Yard
  • Property is zoned R-1:SINGLE

Home Design

  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Carpet
  • Crawl Space

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Kitchen

Parking

  • 3 Parking Spaces
  • Driveway
  • Off-Street Parking
  • RV Potential

Outdoor Features

  • Covered Patio or Porch

Additional Homes

  • Detached Guest House
  • 400 SF Accessory Dwelling Unit
  • Number of ADU Units: 1
  • ADU is currently occupied
  • ADU built in 2023
  • ADU includes 1 Bedroom and 1 Bathroom
  • Kitchen Sink
  • Range Cooktop
  • Stove
  • Separate access to accessory dwelling unit
  • Entrance to ADU on street level
  • ADU includes parking

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Heat Pump System
  • Natural Gas Connected
  • Separate Water Meter
  • Gas Water Heater

Community Details

  • Ellen Lane Park Unit Community

Listing and Financial Details

  • Assessor Parcel Number 511-371-09-00

Home Details

Home Type

Single Family

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: East County
  • Cross Street: Granite Hills Drive
  • Neighborhood: Granite Hills Area
  • Estimated Living Space: 1,000 to 1,499 SqFt
  • LP / Sq Ft: 466.0
  • Price Per Sq Ft: 474.0
  • Residential Unit Location: Detached
  • SP/ Sq Ft: 474.0
  • Stories: 1 Story
  • Ownership: Fee Simple
  • Total Stories: 1
  • Year Built: 1960
  • A D U Access Type1: Separate
  • A D U Bath Full1: 1
  • A D U Building Type1: Detached
  • A D U Kitchen Features1: Stove, Range, Refrigerator, Sink
  • A D U Main Entry Floor1: Ground
  • A D U Meter1: Main
  • A D U Occupied1: Yes
  • A D U Parking Y N1: Yes
  • A D U S Q F T1: 400.0
  • A D U Sq Ft Source1: Estimated
  • A D U Type1: Standard
  • A D U Year Built1: 2023
  • A D U Year Built Source1: Estimated
  • A D U Yes No: Yes
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Number Of A D U Bedrooms1: 1
  • Number Of A D U Units: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Carpet
  • Sub Flooring: Wood over Crawlspace
  • Equipment Available: Refrigerator
  • Searchable Rooms: Kitchen, Living Room, All Bedrooms Down, Laundry
  • Total Bedrooms: 4
  • Bedrooms: 3
  • Master Bedroom Dimensions: 12x12
  • Full Bathrooms: 2
  • Laundry Location: Kitchen, Laundry Room
  • Estimated Sq Ft: 1500
  • Total Bathrooms: 2

Exterior Features

  • Exterior Material: Wood/Stucco
  • Fencing: Partial, Wood
  • Guest House: Detached
  • Patio: Covered, Slab
  • Roof: Composition
  • Exclusive Use Yard: Yes

Garage/Parking

  • Parking for RV: Potential Space
  • Non Garage Parking: Driveway, Driveway - Concrete, Off Street
  • Parking Spaces Total: 3

Utilities

  • Cooling: Zoned Area(s)
  • Sewer/Septic: Sewer Connected, Public Sewer
  • Water: Meter on Property, Public
  • Water Heater Type: Gas
  • Heating: Forced Air Unit, Heat Pump
  • Heating Fuel: Electric, Natural Gas
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Condo/Co-op/Association

  • Complex Name: Ellen Lane Park Unit
  • Pets Allowed: Yes
  • Community: EL CAJON

Lot Info

  • Lot Size: 4,000-7,499 SF
  • Site: Curbs, Public Street, Street Paved
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 511-371-09-00
  • Estimated Lot Sq Ft: 6597
  • Estimated Number of Acres: 0.15
  • Other Structures: Guest House
  • Map Code Column: B
  • Map Code Page: 1252
  • Map Code Row: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 17, 2024
Closed on
Jan 3, 2025
Sold by
Napieralski Douglas Paul
Bought by
Toma Nabil and Toma Samaher
Seller's Agent
Jason Kardos
Mt. Helix Lifestyles R.E. Serv
Buyer's Agent
Narmin Odesh
San Diego Homes Realty
List Price
$699,000
Sold Price
$711,000
Premium/Discount to List
$12,000
1.72%
Views
123
Current Estimated Value
$922,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$211,667
Avg. Annual Appreciation
33.58%
Original Mortgage
$535,000
Outstanding Balance
$531,285
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$391,382

Purchase Details

Closed on
Feb 8, 2022
Sold by
Paul Napieralski Douglas
Bought by
Napieralski Douglas Paul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
3.55%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 21, 2021
Sold by
Napieralski Nicole Rose
Bought by
Napieralski Douglas Paul

Purchase Details

Closed on
May 1, 2006
Sold by
Napieralski Douglas P and Napieralski Nicole R
Bought by
Napieralski Douglas and Napieralski Nicole

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,000
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Mar 21, 2006
Sold by
Napieralski Judith D
Bought by
Napieralski Douglas P and Napieralski Nicole R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,000
Interest Rate
6.29%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Toma Nabil $711,000 None Listed On Document
Napieralski Douglas Paul -- Ticor Title
Napieralski Douglas Paul -- None Available
Napieralski Douglas -- Chicago Title Co
Napieralski Douglas P -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Toma Nabil $535,000
Previous Owner Napieralski Douglas Paul $450,000
Previous Owner Napieralski Douglas $335,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/10/2025 01/10/25 Sold $711,000 +1.7% $474 / Sq Ft
12/27/2024 12/27/24 Pending -- -- --
12/17/2024 12/17/24 For Sale $699,000 -- $466 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,916 $142,466 $34,856 $107,610
2024 $2,309 $139,673 $34,173 $105,500
2023 $1,890 $78,111 $33,503 $44,608
2022 $1,379 $76,581 $32,847 $43,734
2021 $1,980 $75,080 $32,203 $42,877
2020 $1,633 $74,311 $31,873 $42,438
2019 $1,154 $72,855 $31,249 $41,606
2018 $1,074 $71,428 $30,637 $40,791
2017 $31 $70,029 $30,037 $39,992
2016 $2,281 $68,657 $29,449 $39,208
2015 $1,283 $67,627 $29,007 $38,620
2014 $845 $66,303 $28,439 $37,864
Source: Public Records

Agents Affiliated with this Home

  • Jason Kardos

    Seller's Agent in 2025

    Jason Kardos

    Mt. Helix Lifestyles R.E. Serv

    (619) 347-6337

    76 Total Sales

    Jason Kardos
    Section Image

  • N

    Buyer's Agent in 2025

    Narmin Odesh

    San Diego Homes Realty

    (619) 642-2226

    19 Total Sales

    Narmin Odesh
    Section Image
See All Agents

Map

Source: San Diego MLS

MLS Number: 240028565

San Diego MLS

APN: 511-371-09

California San Diego County El Cajon 92019

788 Waterloo Ave, El Cajon, CA

Not Listed for Sale

Detached

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