J
Seller's Agent in 2025
Jacquelyn Wilbanks
The Agency Northwest Florida Beaches
(850) 585-5082
1 in this area
49 Total Sales
79 Mill Pond Cove Freeport, FL 32439
Hammock Bay Neighborhood
4
Beds
3
Baths
2,917
Sq Ft
0.39
Acres
Highlights
- Boat Dock
- Upgraded Media Wing
- Craftsman Architecture
- Freeport Elementary School Rated 9+
- Fishing
- Wood Flooring
About This Home
As of August 2025Don't hesitate to see this Stunning Home that offers Luxury Living with Premium Upgrades. Enjoy an active lifestyle full of amenities, including recreational activities, food trucks, a local brewery, and more. This spacious home sits on one of the largest lots in the neighborhood, offering exceptional privacy and room to grow. Boasting over $40,000 in builder upgrades and an additional $30,000 in custom enhancements, this property is built to impress. The fenced-in backyard is an entertainer's paradise, featuring a beautiful paver patio with a built-in fireplace - perfect for outdoor gatherings. Inside, this home offers luxurious features including walk-in closets, a gourmet kitchen, soft close cabinets, and designer lighting, engineered hardwood.
Last Agent to Sell the Property
The Agency Northwest Florida Beaches License #3064241 Listed on: 07/04/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,307
Year Built
- Built in 2021
Lot Details
- 0.39 Acre Lot
- Lot Dimensions are 81 x 171 x 135 x 168
- Back Yard Fenced
- Sprinkler System
HOA Fees
- $186 Monthly HOA Fees
Parking
- 2 Car Garage
- Automatic Garage Door Opener
Home Design
- Craftsman Architecture
- Brick Exterior Construction
- Ridge Vents on the Roof
- Composition Shingle Roof
- Roof Vent Fans
Interior Spaces
- 2,917 Sq Ft Home
- 2-Story Property
- Shelving
- Woodwork
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Window Treatments
- Family Room
- Dining Room
- Upgraded Media Wing
- Pull Down Stairs to Attic
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Self-Cleaning Oven
- Gas Oven or Range
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Home Security
- Fire and Smoke Detector
- Fire Sprinkler System
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Water Tap Fee Is Paid
- Tankless Water Heater
- Gas Water Heater
- Cable TV Available
Additional Features
- Ventilation
- Covered Patio or Porch
Listing and Financial Details
- Assessor Parcel Number 18-1S-19-23210-000-0830
Community Details
Overview
- Association fees include master, cable TV
- Hammock Bay Subdivision
Amenities
- Recreation Room
Recreation
- Boat Dock
- Tennis Courts
- Community Playground
- Community Pool
- Fishing
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 4, 2025
Closed on
Aug 22, 2025
Sold by
Olvera Regulo Tovar and Olvera Julissa Isabel
Bought by
Lewis Tammy W and Lewis Billy R
Seller's Agent
Jacquelyn Wilbanks
The Agency Northwest Florida Beaches
Buyer's Agent
Test Test
ECN - Unknown Office
List Price
$709,900
Sold Price
$729,000
Premium/Discount to List
$19,100
2.69%
Views
42
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-47.68%
Original Mortgage
$729,000
Outstanding Balance
$729,000
Interest Rate
6.72%
Mortgage Type
VA
Estimated Equity
-$23,233
Purchase Details
Listed on
Jan 30, 2024
Closed on
Mar 15, 2024
Sold by
Jeffrey Leonard T and Jeffrey Charity L
Bought by
Olvera Regulo Tovar and Olvera Julissa Isabel
Seller's Agent
Charity Jeffrey
Bastion Realty LLC
Buyer's Agent
Charity Jeffrey
Bastion Realty LLC
List Price
$790,000
Sold Price
$730,000
Premium/Discount to List
-$60,000
-7.59%
Views
24
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.10%
Purchase Details
Listed on
Apr 11, 2021
Closed on
Apr 16, 2021
Sold by
Truland Homes Llc
Bought by
Jeffrey Leonard T and Jeffrey Charity L
Seller's Agent
Dawn Griner
Watersound Real Estate
Buyer's Agent
Charity Jeffrey
Bastion Realty LLC
List Price
$468,956
Sold Price
$468,956
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.36%
Original Mortgage
$368,646
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 26, 2020
Sold by
Gulf Coast 169 Llc
Bought by
Truland Homes Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $729,000 | Setco Services | |
| Warranty Deed | $730,000 | None Listed On Document | |
| Warranty Deed | $730,000 | None Listed On Document | |
| Warranty Deed | $468,700 | Sentinel Title | |
| Warranty Deed | $468,700 | New Title Company Name | |
| Warranty Deed | $84,100 | First International Ttl Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $729,000 | VA | |
| Previous Owner | $600,000 | Credit Line Revolving | |
| Previous Owner | $368,646 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $729,000 | +2.7% | $250 / Sq Ft |
| 07/27/2025 07/27/25 | Pending | -- | -- | -- |
| 07/04/2025 07/04/25 | For Sale | $709,900 | -2.8% | $243 / Sq Ft |
| 03/15/2024 03/15/24 | Sold | $730,000 | -6.4% | $261 / Sq Ft |
| 02/25/2024 02/25/24 | Pending | -- | -- | -- |
| 02/20/2024 02/20/24 | Price Changed | $780,000 | -1.3% | $279 / Sq Ft |
| 01/30/2024 01/30/24 | For Sale | $790,000 | +68.5% | $282 / Sq Ft |
| 05/12/2022 05/12/22 | Off Market | $468,956 | -- | -- |
| 04/16/2021 04/16/21 | Sold | $468,956 | 0.0% | $169 / Sq Ft |
| 04/11/2021 04/11/21 | Pending | -- | -- | -- |
| 04/11/2021 04/11/21 | For Sale | $468,956 | -- | $169 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,105 | $518,201 | $63,525 | $454,676 |
| 2023 | $6,105 | $503,970 | $0 | $0 |
| 2022 | $6,073 | $469,435 | $70,513 | $398,922 |
| 2021 | $663 | $50,330 | $50,330 | $0 |
| 2020 | $574 | $42,600 | $42,600 | $0 |
| 2019 | $530 | $39,480 | $39,480 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jacquelyn Wilbanks
-
Test Test
T
Buyer's Agent in 2025
Test Test
ECN - Unknown Office
(585) 329-5058
21 in this area
3,528 Total Sales
-
Charity Jeffrey
C
Seller's Agent in 2024
Charity Jeffrey
Bastion Realty LLC
(850) 333-3355
3 in this area
10 Total Sales
-
Dawn Griner
D
Seller's Agent in 2021
Dawn Griner
Watersound Real Estate
(850) 865-2085
32 in this area
55 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 980230
APN: 18-1S-19-23210-000-0830
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