$585,933
SOLD APR 11, 2025

79 River Rd Elkton, MD 21921

2 Beds
2 Baths
1,114 Sq Ft
9,395 Sq Ft Lot

Recently Sold

$526 Per Sq Ft

2% Below List Price

2 Days on Market

Highlights

  • 55 Feet of Waterfront
  • Access to Tidal Water
  • River View
  • 3 Dock Slips
  • Fishing Allowed
  • Open Floorplan

About This Home

As of April 2025

Elk River Waterfront!
All the hard work is done, house has been fully renovated, rebuilt with 2x6 walls, new insulation, fully lifted on a steel frame, elevation certificate, all new plumbing and electric, new insulated vinyl siding, new windows and doors, new Split-Unit HVAC system, and new dock with one 12,500lb. lift. Inside on the main floor is one bedroom, full bath, kitchen, living area over looking the Elk River. The house has a wrap-around deck with lots of room for entertaining and watching the sunset. The upper level has your Laundry and a large storage/bedroom room with a small balcony. Also has an upper 3/4 bath. The ground floor elevation has an enclosed storage room, a large concrete patio and access to the dock. This is a beautiful location and ready for it's new owner!

Last Agent to Sell the Property

Joseph A Zang III

(443) 553-0960 realtorzang@gmail.com RE/MAX Chesapeake License #621716 Listed on: 03/08/2025

RE/MAX Chesapeake

Last Buyer's Agent

Tinamarie Reamy

(443) 309-1722 Tinamariereamy@gmail.com Coldwell Banker Chesapeake Real Estate License #535043

Coldwell Banker Chesapeake Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,045

Year Built

  • Built in 1942 | Remodeled in 2021

Lot Details

  • 9,395 Sq Ft Lot
  • 55 Feet of Waterfront
  • Home fronts navigable water
  • Open Lot
  • Property is in very good condition
  • Property is zoned RR

Home Design

  • Cottage
  • Permanent Foundation
  • Frame Construction
  • Metal Roof
  • Piling Construction

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Insulated Windows
  • Casement Windows
  • Insulated Doors
  • Combination Kitchen and Living
  • River Views

Kitchen

  • Galley Kitchen
  • Gas Oven or Range
  • Ice Maker
  • Dishwasher

Flooring

  • Bamboo
  • Wood

Bedrooms and Bathrooms

  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on upper level
  • Front Loading Dryer
  • Front Loading Washer

Home Security

  • Surveillance System
  • Storm Doors
  • Flood Lights

Parking

  • 6 Parking Spaces
  • 3 Driveway Spaces
  • Gravel Driveway

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Exterior Lighting
  • Wrap Around Porch

Schools

  • Chesapeake City Elementary School
  • Bohemia Manor Middle School
  • Bohemia Manor High School

Utilities

  • Ductless Heating Or Cooling System
  • Back Up Electric Heat Pump System
  • Vented Exhaust Fan
  • Above Ground Utilities
  • 200+ Amp Service
  • Propane
  • Well
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Energy-Efficient Windows
  • Flood Risk

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 0802014742

Community Details

Overview

  • No Home Owners Association
  • Locust Point Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,045

Year Built

Built in 1942 | Remodeled in 2021

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-03-08
  • Federal Flood Zone: Yes
  • Year Built: 1942
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Front Loading, Exhaust Fan, Icemaker, Oven/Range - Gas, Refrigerator, Washer - Front Loading
  • Flooring Type: Bamboo
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Living, Floor Plan - Open, Kitchen - Galley, Recessed Lighting, Wood Floors
  • Window Features: Casement, Energy Efficient, Insulated
  • Fireplace: No
  • Door Features: Insulated, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Pilings, Permanent, Other
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2228
  • Living Area Sq Ft: 1114
  • Price Per Sq Ft: 538.51
  • Above Grade Finished Sq Ft: 1114
  • Above Grade Unfinished Sq Ft: 1114
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Exterior Lighting, Flood Lights
  • Road Surface Type: Black Top
  • Roof: Metal
  • View: River, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Elk River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 55

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 3
  • Off Street Parking Spaces: 3

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Security: Surveillance Sys
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Above Ground, Propane
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CHESAPEAKE CITY
  • High School: BOHEMIA MANOR
  • Middle Or Junior School: BOHEMIA MANOR

Lot Info

  • Lot Features: Bulkheaded, Fishing Available, Open
  • Lot Size Acres: 0.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9395.00
  • Outdoor Living Structures: Porch(es), Wrap Around
  • Property Condition: Very Good
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4045.00
  • Assessor Parcel Number: 0802014742
  • Tax Lot: 4
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Federal Flood Zone: AE
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2025
Closed on
Apr 11, 2025
Sold by
Larsen Kevin J and Dugan Deborah M
Bought by
Emmi Jeffrey J and Emmi Stephanie J
Seller's Agent
Joseph A Zang III
RE/MAX Chesapeake
Buyer's Agent
Tinamarie Reamy
Coldwell Banker Chesapeake Real Estate
List Price
$599,900
Sold Price
$585,933
Premium/Discount to List
-$13,967
-2.33%
Views
70
Current Estimated Value
$599,359

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,426
Avg. Annual Appreciation
3.20%
Original Mortgage
$468,746
Outstanding Balance
$466,657
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$132,702

Purchase Details

Listed on
Mar 27, 2017
Closed on
Oct 30, 2017
Sold by
Mcginnis Michael P and Mcginnis Marianne P
Bought by
Larsen Kevin J and Dugan Deborah M
Seller's Agent
Patricia Shores
RE/MAX 1st Choice - Middletown
Buyer's Agent
Kelly Ruff
Integrity Real Estate
List Price
$190,000
Sold Price
$150,000
Premium/Discount to List
-$40,000
-21.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.10%

Purchase Details

Closed on
Oct 3, 1995
Sold by
Mcginnis Arthur and Mcginnis Margaret
Bought by
Mcginnis Michael P and Mcginnis Marianne P
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $585,933 Kirsh Title
Deed $585,933 Kirsh Title
Deed $150,000 None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $468,746 New Conventional
Closed $468,746 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/11/2025 04/11/25 Sold $585,933 -2.3% $526 / Sq Ft
03/11/2025 03/11/25 Pending -- -- --
03/08/2025 03/08/25 For Sale $599,900 +299.9% $539 / Sq Ft
11/03/2017 11/03/17 Sold $150,000 -14.3% $225 / Sq Ft View Prior Sale
09/26/2017 09/26/17 Pending -- -- --
07/05/2017 07/05/17 Price Changed $175,000 -7.9% $263 / Sq Ft
03/27/2017 03/27/17 For Sale $190,000 -- $285 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,725 $426,267 $0 $0
2024 $4,045 $364,100 $262,500 $101,600
2023 $3,832 $341,533 $0 $0
2022 $3,653 $318,967 $0 $0
2021 $3,439 $296,400 $262,500 $33,900
2020 $3,454 $294,233 $0 $0
2019 $3,429 $292,067 $0 $0
2018 $3,404 $289,900 $262,500 $27,400
2017 $3,444 $293,400 $0 $0
2016 $3,304 $293,400 $0 $0
2015 $3,304 $294,200 $0 $0
2014 $3,120 $294,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2015516

Bright MLS

APN: 02-014742