$535,000
SOLD MAR 26, 2026
3 Beds
3.5 Baths
2,244 Sq Ft
16,117 Sq Ft Lot

Recently Sold

$238 Per Sq Ft

7% Below List Price

74 Days on Market

Highlights

  • Home fronts navigable water
  • Private Beach
  • Fishing Allowed
  • South River High School Rated A
  • Canoe or Kayak Water Access
  • Gourmet Kitchen

About This Home

As of March 2026

Built in 2008, this Cape Cod sits on a third of an acre in the water-privileged community of River Club Estates, set well back from Central Avenue, and buffered by mature trees, bamboo, and conservation land along the side of the property. Gravel driveway fits three cars comfortably, up to eight for gatherings.
Nine-foot ceilings on the main level. The living room features new luxury vinyl plank flooring (2025), gas fireplace with decorative mantel, and dentil crown molding, and flows into the dining room, new atrium doors with integrated between-the-glass blinds open to a deck overlooking the fully fenced backyard. Kitchen highlights: maple cabinets, granite counters, center island with stool seating, accent wall, tile flooring, crown molding, brand-new Samsung Bespoke refrigerator. Half bath and laundry on the main level. Three bedrooms, each with its own full en-suite bath - a rare layout. The main-level suite has two closets (one walk-in, one with full organization system) and a spa soaking tub. The two upper-level suites each have walk-in closets and full baths, rooms large enough for a king bed and home office in each.
Fenced backyard with Amish-built storage shed. Garage has floor-to-ceiling shelving on one side, still fits a large SUV. Major systems current: HVAC (2021), well pump and water lines (2021), gutters and trim (2025), atrium doors (2025). Termite-treated and certified. Over $75,000 in documented improvements.
Five minutes for groceries. Central to the DMV. Easy access to Fort Meade, Annapolis, DC, and Baltimore.
Residents of River Club Estates can enjoy optional amenities through a voluntary HOA for just $75 per year, including access to a sandy beach, dock, picnic tables, watercraft rack, and benches, perfect for enjoying the waterfront lifestyle.

Last Agent to Sell the Property

Mary Gatton

(410) 202-8454 marcie.gatton@redfin.com Redfin Corp Brokerage Phone: 4102028454 License #527140 Listed on: 12/26/2025

Redfin Corp

Last Buyer's Agent

Nick Dorka

(703) 790-1990 nick@ricepropertiesgroup.com Long & Foster Real Estate, Inc. License #5015511

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,107

Year Built

  • Built in 2008

Lot Details

  • 16,266 Sq Ft Lot
  • Home fronts navigable water
  • Private Beach
  • Creek or Stream
  • Wood Fence
  • Partially Wooded Lot
  • Back Yard Fenced
  • Property is zoned R2

Parking

  • 1 Car Attached Garage
  • 8 Driveway Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Cape Cod Architecture
  • Architectural Shingle Roof
  • Modular or Manufactured Materials

Interior Spaces

  • 2,244 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Mantel
  • Gas Fireplace
  • Window Screens
  • Atrium Doors
  • Formal Dining Room
  • Views of Woods
  • Crawl Space

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Deck
  • Patio
  • Shed

Schools

  • Central Middle School
  • South River High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Leased Water Conditioner
  • Public Septic

Listing and Financial Details

  • Tax Lot 31
  • Assessor Parcel Number 020169506923000

Community Details

Overview

  • No Home Owners Association
  • River Club Estates Subdivision

Recreation

  • 1 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,107

Year Built

Built in 2008

Lot Details

0.37 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 12/26/2025 12:00:00 AM
  • Year Built: 2008
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Stainless Steel Appliances, Washer, Water Conditioner - Rented
  • Flooring Type: Luxury Vinyl Plank, Ceramic Tile, Carpet
  • Interior Amenities: Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Water Treat System, Walk-In Closet(s), Upgraded Countertops
  • Window Features: Screens
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Other, Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2244
  • Living Area Sq Ft: 2244
  • Price Per Sq Ft: 256.24
  • Above Grade Finished Sq Ft: 2244
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Modular/Manufactured
  • Exterior Features: Private Beach
  • Roof: Architectural Shingle
  • View: Trees/Woods
  • Water Access Features: Private Beach, Private Access, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Bear Neck Creek
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: SOUTH RIVER
  • Middle Or Junior School: CENTRAL

Lot Info

  • Fencing: Wood, Rear
  • Lot Features: Partly Wooded, Rear Yard, Trees/Wooded
  • Lot Size Acres: 0.37
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16266.00
  • Outdoor Living Structures: Patio(s), Deck(s)
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6107.00
  • Assessor Parcel Number: 020169506923000
  • Tax Lot: 31
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2015
Closed on
Feb 12, 2016
Sold by
Steinberg James O and Steinberg Vicki H
Bought by
Greenlee Tina L
Seller's Agent
Patricia Pell
Champion Realty, Inc.
Buyer's Agent
Sandy Lofgren-Sargent
Lofgren-Sargent Real Estate
List Price
$415,000
Sold Price
$379,900
Premium/Discount to List
-$35,100
-8.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.20%
Original Mortgage
$379,900
Outstanding Balance
$299,013
Interest Rate
3.81%
Mortgage Type
VA
Estimated Equity
$276,468

Purchase Details

Closed on
Apr 23, 2008
Sold by
Swartz Ruth
Bought by
Steinberg James O and Steinberg Vicki H

Purchase Details

Closed on
Apr 18, 2008
Sold by
Swartz Ruth
Bought by
Steinberg James O and Steinberg Vicki H

Purchase Details

Closed on
May 21, 2003
Sold by
Kasza David
Bought by
Swartz Ruth and Swartz William A

Purchase Details

Closed on
Jul 28, 1999
Sold by
Spindel Susan
Bought by
Kasza David and Messersmith Ellsworth W
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $379,900 First American Title-Eagle
Deed $350,000 --
Deed $350,000 --
Deed $106,200 --
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $379,900 VA
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/26/2026 03/26/26 Sold $535,000 -7.0% $238 / Sq Ft
12/26/2025 12/26/25 For Sale $575,000 +51.4% $256 / Sq Ft
02/18/2016 02/18/16 Sold $379,900 0.0% $169 / Sq Ft View Prior Sale
12/24/2015 12/24/15 Pending -- -- --
12/04/2015 12/04/15 Price Changed $379,900 -2.6% $169 / Sq Ft
11/06/2015 11/06/15 Price Changed $390,000 -2.5% $174 / Sq Ft
10/21/2015 10/21/15 Price Changed $399,900 -3.6% $178 / Sq Ft
10/08/2015 10/08/15 For Sale $415,000 +9.2% $185 / Sq Ft
09/30/2015 09/30/15 Off Market $379,900 -- --
09/30/2015 09/30/15 For Sale $415,000 -- $185 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,555 $521,667 -- --
2024 $5,555 $501,933 $0 $0
2023 $4,929 $482,200 $226,700 $255,500
2022 $4,998 $478,233 $0 $0
2020 $4,856 $470,300 $241,700 $228,600
2019 $4,756 $446,100 $0 $0
2018 $234 $421,900 $0 $0
2017 $4,452 $397,700 $0 $0
2016 $234 $396,233 $0 $0
2015 $234 $394,767 $0 $0
2014 -- $393,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2133546

Bright MLS

APN: 01-695-06923000

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