$520,000
SOLD MAY 22, 2025
2 Beds
2 Baths
1,272 Sq Ft
1.14 Acres

Recently Sold

$409 Per Sq Ft

5% Below List Price

148 Days on Market

Highlights

  • 100 Feet of Waterfront
  • 1 Dock Slip
  • Boat Ramp
  • Primary bedroom faces the bay
  • Private Beach
  • Private Water Access

About This Home

As of May 2025

Welcome to this charming 2-bedroom, 2-bathroom home situated on 1.14 acres with direct 125-foot waterfront backyard on the Chesapeake Bay... 1-year-old dock with boat lifts, and small wade-in, sandy beach. The property features a treated lumber dock with a boat lift, deeded to the home, and includes Riparian rights, offering exclusive access to the water. Major renovations were completed in 1990 and 2019. Step inside to discover a living room with a stunning trestle beam ceiling, a cozy wood stove, and French doors that open up to the serene Chesapeake Bay. The rustic chic decor creates a warm and inviting atmosphere throughout the home. Upstairs 2nd bedroom boasts a private deck with breathtaking water views, perfect for enjoying peaceful mornings and spectacular sunsets. The primary bedroom and bathroom is a luxurious retreat, featuring a stand-alone tub with panoramic bay views. A large deck off the living room is ideal for outdoor entertaining or relaxing while taking in the natural beauty of the bay. The kitchen is complete with a dining area and a cozy fireplace, perfect for gatherings. Whether you're enjoying the tranquil waters of the bay or simply soaking in the scenic sunsets, this waterfront property offers the ultimate in serene living. Great rental property for the investment buyer!

Last Agent to Sell the Property

Dustin Oldfather

Compass License #647315 Listed on: 11/22/2024

Compass

Co-Listed By

Lisa Chamberlain

Compass License #641665

Last Buyer's Agent

Wendy Stever

Long & Foster Real Estate, Inc. License #675814

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,668

Year Built

  • Built in 1950 | Remodeled in 2019

Lot Details

  • 1.14 Acre Lot
  • 100 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Private Beach
  • Private Lot
  • Property is zoned MRC

Home Design

  • Cottage
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,272 Sq Ft Home
  • Property has 1.5 Levels
  • Open Floorplan
  • Furnished
  • Curved or Spiral Staircase
  • Ceiling Fan
  • Wood Burning Stove
  • Gas Fireplace
  • Combination Kitchen and Dining Room
  • Water Views
  • Crawl Space

Kitchen

  • Country Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom faces the bay
  • Soaking Tub

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway
  • Off-Street Parking

Eco-Friendly Details

  • Solar owned by seller

Outdoor Features

  • Private Water Access
  • Property near a bay
  • Riparian Grant
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Powered Boats Permitted
  • Deck
  • Shed
  • Outbuilding

Utilities

  • Central Air
  • Heating System Powered By Leased Propane
  • Electric Baseboard Heater
  • 60 Gallon+ Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 1A
  • Assessor Parcel Number 2006101097

Community Details

Overview

  • No Home Owners Association

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,668

Year Built

Built in 1950 | Remodeled in 2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • Inclusions: All furniture is negotiable. Inclusions: 3 ceiling fans, dryer, washer, cooktop, curtain rods, curtains, fireplace screens/doors, fireplace equipment, freezer, microwave, 1 refrigerator, screens, shades/blinds, 1 storage shed, storm doors, stove/range, 5
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1950
  • Year Renovated: 2019
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this charming 2-bedroom, 2-bathroom home situated on 1.14 acres with direct 125-foot waterfront backyard on the Chesapeake Bay... 1-year-old dock with boat lifts, and small wade-in, sandy beach. The property features a treated lumber dock with a boat lift, deeded to the home, and includes Riparian rights, offering exclusive access to the water. Major renovations were completed in 1990 and 2019. Step inside to discover a living room with a stunning trestle beam ceiling, a cozy wood stove, and French doors that open up to the serene Chesapeake Bay. The rustic chic decor creates a warm and inviting atmosphere throughout the home. Upstairs 2nd bedroom boasts a private deck with breathtaking water views, perfect for enjoying peaceful mornings and spectacular sunsets. The primary bedroom and bathroom is a luxurious retreat, featuring a stand-alone tub with panoramic bay views. A large deck off the living room is ideal for outdoor entertaining or relaxing while taking in the natural beauty of the bay. The kitchen is complete with a dining area and a cozy fireplace, perfect for gatherings. Whether you're enjoying the tranquil waters of the bay or simply soaking in the scenic sunsets, this waterfront property offers the ultimate in serene living. Great rental property for the investment buyer!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven/Range - Electric
  • Flooring Type: Hardwood, Ceramic Tile, Laminate Plank
  • Interior Amenities: Bathroom - Soaking Tub, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Country, Primary Bedroom - Bay Front, Spiral Staircase, Wood Floors, Stove - Wood
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1.5
  • Basement: No
  • Total Sq Ft: 1272
  • Living Area Sq Ft: 1272
  • Price Per Sq Ft: 412.74
  • Above Grade Finished Sq Ft: 1272
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 7950

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Block, Frame
  • Exterior Features: Outbuilding(s), Private Beach
  • Roof: Shingle
  • View: Water
  • Water Access Features: Boat - Powered, Private Access
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 100

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased, Wood
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Propane, 60+ Gallon Tank
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip
  • HOA: No
  • Senior Community: No

Schools

  • School District: SOMERSET COUNTY PUBLIC SCHOOLS
  • School District Key: 121138759568
  • School District Source: 3rd Party

Green Features

  • Green Power: Pv Solar Array(s) Owned

Lot Info

  • Land Use Code: R
  • Lot Features: Private
  • Lot Size Acres: 1.14
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 49658.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: MRC
  • In City Limits: Yes

Rental Info

  • Furnished: Yes
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2668.00
  • Assessor Parcel Number: 2006101097
  • Tax Lot: 1A
  • Tax Total Finished Sq Ft: 1104
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/22/2025

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Riparian Grant, Private Dock Site

MLS Schools

  • School District Name: SOMERSET COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 22, 2024
Closed on
May 22, 2025
Sold by
Gray-Mitchell Cheryl L and Mitchell Elliott A
Bought by
Heaven On The Bay Llc
Seller's Agent
Dustin Oldfather
Compass
Buyer's Agent
Wendy Stever
Long & Foster Real Estate, Inc.
List Price
$549,999
Sold Price
$520,000
Premium/Discount to List
-$29,999
-5.45%
Views
144
Current Estimated Value
$505,476

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,524
Avg. Annual Appreciation
-9.96%

Purchase Details

Listed on
Mar 18, 2019
Closed on
May 31, 2019
Sold by
Swensen Margaret Ann
Bought by
Gray Mitchell Cheryl L and Mitchell Elliot Aa
Seller's Agent
Thomas Ward
Coldwell Banker Realty
Buyer's Agent
Clyde Foltz
Coldwell Banker Realty
List Price
$224,900
Sold Price
$220,000
Premium/Discount to List
-$4,900
-2.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.36%
Original Mortgage
$176,000
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 15, 1986
Sold by
Evans Jackie And
Bought by
Swensen Carl and Swensen Margaret Ann

Purchase Details

Closed on
Nov 4, 1983
Sold by
Mauro Mario J and Mauro Regina B
Bought by
Evans Jackie And

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
13.42%
Source: Public Records

Similar Home in Westover, MD

  • 27425 Fairmount Rd, Westover, MD 21871

    $449,999

    • 4 Beds
    • 2 Baths
    • 4,100 Sq Ft
    • 27425 Fairmount Rd
    • Westover, MD

    Step back in time with modern luxury in this stunning Italianate-style home located in Upper Fairmount, Somerset County. Situated on 7.85 acres once used as a horse farm, the property features a horse run-in shed and a versatile pole barn that can easily be converted to a horse barn. Most fencing has been removed but can be reinstalled to create pastures. Originally built in 1790 as the Dr. J.E.

    Gillian Walsh Worthington Realty Group, LLC

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $520,000 Sage Title
Deed $220,000 Delmarva Title
Deed $32,500 --
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $180,200 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $20,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/22/2025 05/22/25 Sold $520,000 -1.0% $409 / Sq Ft
03/11/2025 03/11/25 Price Changed $525,000 -4.5% $413 / Sq Ft
11/22/2024 11/22/24 For Sale $549,999 +150.0% $432 / Sq Ft
05/17/2019 05/17/19 Sold $220,000 -2.2% $173 / Sq Ft
04/04/2019 04/04/19 Pending -- -- --
03/18/2019 03/18/19 For Sale $224,900 -- $177 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,694 $256,033 $0 $0
2024 $2,668 $239,900 $186,000 $53,900
2023 $2,618 $235,467 $0 $0
2022 $2,569 $231,033 $0 $0
2021 $2,569 $226,600 $186,000 $40,600
2020 $2,520 $226,600 $186,000 $40,600
2019 $4,492 $202,000 $161,400 $40,600
2018 $0 $205,300 $161,400 $43,900
2017 $2,283 $205,300 $0 $0
2016 $2,787 $205,300 $0 $0
2015 $2,787 $250,600 $0 $0
2014 $3,306 $250,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDSO2005304

Bright MLS

APN: 06-101097