$680,000
SOLD JUN 12, 2025
3 Beds
2.5 Baths
2,214 Sq Ft
10,500 Sq Ft Lot

Recently Sold

$307 Per Sq Ft

2% Above List Price

2 Days on Market

Highlights

  • Home fronts navigable water
  • Canoe or Kayak Water Access
  • Colonial Architecture
  • Cape St. Claire Elementary School Rated A-
  • Fishing Allowed
  • Recreation Room

About This Home

As of June 2025

OPEN HOUSE IS CANCELLED - Welcome home to this marvelous three bedroom two and a half bath, colonial home in sought after Cape St Claire. This home is in turn key condition with modern upgrades throughout. From the spacious kitchen with quartz countertops and custom cabinetry, and huge island with seating and a convenient coffee bar allowing more counter space. The appliances are hight end stainless and with a stainless hood over the induction cooktop. The flooring in the kitchen and family room are marmoleum, which is waterproof and has a layer of cork underneath for maximum comfort underfoot. A gas fireplace rests in the family room with vaulted ceiling and skylight, and a door to the large screened porch...there's even a grill area outside the screen for easy access to the kitchen. The formal dining room and the living room have crown molding and bamboo flooring, with plenty of space to spread out. The laundry is on the main level, close to the stairs up for convenience and an updated powder room finishes the main level. Upstairs find the large primary bedroom with vaulted ceiling, an updated attached bath and walk-in closet. Two more ample bedrooms share the hall full bath also updated. The lower level holds a cozy rec room with a door to the backyard. Contained within the privacy fence find a wonderful secluded setting, with natural fencing all around the spacious and level backyard. Park in the two car garage, and the driveway has room for four more vehicles******* Cape St Claire amenities include, beaches, fishing/crabbing pier, boat ramp, playgrounds, marina, & more. Broadneck School District. Close to shops and restaurants. Mins from Downtown Annapolis, and easy access for commuter routes to Washington, Baltimore, and close to Ft Meade. Great location, minutes from downtown Annapolis, and good commuter location with quick access to Rt 50 & I-97 close to Washington or Baltimore

Last Agent to Sell the Property

Christopher Fuller

Long & Foster Real Estate, Inc. Listed on: 05/07/2025

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Norman Lee III

Anne Arundel Properties, Inc. License #609420

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,086

Year Built

  • Built in 1991

Lot Details

  • 10,500 Sq Ft Lot
  • Home fronts navigable water

HOA Fees

  • HOA YN

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Gas Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Utility Room

Kitchen

  • Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Up Access
  • Connecting Stairway

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Powered Boats Permitted

Schools

  • Cape St Claire Elementary School
  • Magothy River Middle School
  • Broadneck High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 41
  • Assessor Parcel Number 020316590030383

Community Details

Overview

  • Condo Association YN: No
  • Cape St Claire Improvement Association
  • Cape St Claire Subdivision

Recreation

  • 5 Community Docks
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,086

Year Built

Built in 1991

Lot Details

0

HOA Fees

$1 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: OPEN HOUSE IS CANCELLED - Welcome home to this marvelous three bedroom two and a half bath, colonial home in sought after Cape St Claire. This home is in turn key condition with modern upgrades throughout. From the spacious kitchen with quartz countertops and custom cabinetry, and huge island with seating and a convenient coffee bar allowing more counter space. The appliances are hight end stainless and with a stainless hood over the induction cooktop. The flooring in the kitchen and family room are marmoleum, which is waterproof and has a layer of cork underneath for maximum comfort underfoot. A gas fireplace rests in the family room with vaulted ceiling and skylight, and a door to the large screened porch...there's even a grill area outside the screen for easy access to the kitchen. The formal dining room and the living room have crown molding and bamboo flooring, with plenty of space to spread out. The laundry is on the main level, close to the stairs up for convenience and an updated powder room finishes the main level. Upstairs find the large primary bedroom with vaulted ceiling, an updated attached bath and walk-in closet. Two more ample bedrooms share the hall full bath also updated. The lower level holds a cozy rec room with a door to the backyard. Contained within the privacy fence find a wonderful secluded setting, with natural fencing all around the spacious and level backyard. Park in the two car garage, and the driveway has room for four more vehicles******* Cape St Claire amenities include, beaches, fishing/crabbing pier, boat ramp, playgrounds, marina, & more. Broadneck School District. Close to shops and restaurants. Mins from Downtown Annapolis, and easy access for commuter routes to Washington, Baltimore, and close to Ft Meade. Great location, minutes from downtown Annapolis, and good commuter location with quick access to Rt 50 & I-97 close to Washington or Baltimore
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Oven - Single, Refrigerator, Washer, Water Heater, Water Conditioner - Owned
  • Interior Amenities: Water Treat System, Wood Floors, Primary Bath(s), Kitchen - Island, Formal/Separate Dining Room, Carpet, Ceiling Fan(s)
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Recreation Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Partially Finished, Connecting Stairway, Walkout Stairs
  • Laundry Type: Main Floor
  • Total Sq Ft: 2570
  • Living Area Sq Ft: 2214
  • Price Per Sq Ft: 369.44
  • Above Grade Finished Sq Ft: 1800
  • Below Grade Finished Sq Ft: 414
  • Below Grade Sq Ft: 356
  • Total Below Grade Sq Ft: 770
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 798

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Magothy River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: CAPE ST CLAIRE
  • Middle School: MAGOTHY RIVER
  • High School: BROADNECK
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140671932
  • School District Source: Listing Agent
  • Elementary School: CAPE ST CLAIRE
  • High School: BROADNECK
  • Middle Or Junior School: MAGOTHY RIVER

Lot Info

  • Additional Parcels: No
  • Land Use Code: R
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10500.00
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5086.00
  • Assessor Parcel Number: 020316590030383
  • Tax Lot: 41
  • Tax Total Finished Sq Ft: 1800
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/12/2025

Multi Family

  • Mean Low Water Feet: 4

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Jun 12, 2025
Sold by
Mcculloch Steven D and Judd Kristina I
Bought by
Burke Michael R and Burke Mary Grace
Seller's Agent
Christopher Fuller
Long & Foster Real Estate, Inc.
Buyer's Agent
Norman Lee III
Anne Arundel Properties, Inc.
List Price
$665,000
Sold Price
$680,000
Premium/Discount to List
$15,000
2.26%
Views
80

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-63.68%
Original Mortgage
$631,330
Outstanding Balance
$631,330
Interest Rate
6.76%
Mortgage Type
VA
Estimated Equity
-$47,167

Purchase Details

Closed on
Dec 23, 2010
Sold by
Mcculloch Steven D and Judd Kristina I
Bought by
Mcculloch Steven D and Judd Kristina I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,500
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 5, 2006
Sold by
Ruecker Richard B
Bought by
Mcculloch Steven D and Bosse Kristina I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 24, 2006
Sold by
Ruecker Richard B
Bought by
Mcculloch Steven D and Bosse Kristina I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 24, 1992
Sold by
Snyder Charles
Bought by
Ruecker Richard B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,000
Interest Rate
8.56%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $680,000 First American Title
Deed $680,000 First American Title
Interfamily Deed Transfer -- Title Inc
Deed $512,000 --
Deed $512,000 --
Deed $161,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $631,330 VA
Closed $631,330 VA
Previous Owner $40,000 Credit Line Revolving
Previous Owner $197,500 New Conventional
Previous Owner $197,700 Stand Alone Refi Refinance Of Original Loan
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $200,000 Purchase Money Mortgage
Previous Owner $71,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Sold $680,000 +2.3% $307 / Sq Ft
05/09/2025 05/09/25 Pending -- -- --
05/07/2025 05/07/25 For Sale $665,000 -- $300 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,182 $429,800 $234,500 $195,300
2023 $4,997 $423,833 $0 $0
2022 $4,681 $417,867 $0 $0
2021 $9,198 $411,900 $234,500 $177,400
2020 $4,480 $401,767 $0 $0
2019 $4,399 $391,633 $0 $0
2018 $3,868 $381,500 $189,600 $191,900
2017 $4,122 $365,767 $0 $0
2016 $234 $350,033 $0 $0
2015 $234 $334,300 $0 $0
2014 -- $334,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2114394

Bright MLS

APN: 03-165-90030383