$730,000
SOLD NOV 22, 2019

7N185 Whispering Trail Unit 2 Saint Charles, IL 60175

Whispering Trail Neighborhood
5 Beds
5.5 Baths
5,817 Sq Ft
1.29 Acres

Recently Sold

$125 Per Sq Ft

3% Below List Price

41 Days on Market

Highlights

  • In Ground Pool
  • Landscaped Professionally
  • Deck
  • Corron Elementary School Rated A
  • Mature Trees
  • Living Room with Fireplace

About This Home

As of November 2019

This exceptional estate offers grand proportions, timeless style, and secluded surroundings. Grand reception spaces blend harmoniously with intimate everyday living spaces while surrounded with breathtaking views of the sweeping grounds backed to private woods with a 40'x20' heated inground gunite pool with swim up decks and planters, hot tub with waterfall edge, gazebo with outdoor kitchen area, firepit, and large deck. The graciously scaled home provides timeless style and features throughout all three levels including; white (tuxedo) kitchen with Thermador and Subzero appliances, master bath with stand alone soaker tub, a separate shower room, and multiple linen closets, two home offices, five rooms upstairs each with private baths, upstairs laundry, mudroom with lockers, three car heated garage with epoxy floor, and tons of storage. The perfect oasis to entertain guests or relax and unwind. Welcome Home!

Last Agent to Sell the Property

Hanna Gorka

Fathom Realty IL LLC License #471020528 Listed on: 08/16/2019

Last Buyer's Agent

Debi Clark

Baird & Warner Fox Valley - Geneva License #475135195

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,925

Year Built

  • Built in 1999

Lot Details

  • 1.29 Acre Lot
  • Lot Dimensions are 172x298x193x315
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Sprinkler System
  • Mature Trees
  • Wooded Lot

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Parking Included in Price

Home Design

  • Shake Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 5,817 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Built-In Features
  • Vaulted Ceiling
  • Skylights
  • Gas Log Fireplace
  • Mud Room
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Home Office
  • Library
  • Bonus Room
  • Game Room
  • Home Security System

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • High End Refrigerator
  • Freezer
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 6 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Sump Pump
  • Fireplace in Basement
  • Finished Basement Bathroom

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Deck
  • Brick Porch or Patio
  • Fire Pit

Schools

  • Corron Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Community Well
  • Multiple Water Heaters
  • Water Purifier is Owned
  • Water Softener is Owned
  • Cable TV Available

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Tracey Delaney Association
  • Silver Glen Estates Subdivision
  • Property managed by Silver Glen Estates HOA

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,925

Year Built

Built in 1999

Lot Details

0

HOA Fees

$83 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Silver Glen Estates
  • Year Built: 1999
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Microwave, High End Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Water Purifier Owned
  • Basement: Full, Walkout
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bathrooms: 6
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, Second Floor Laundry, Built-in Features, Walk-In Closet(s)
  • LivingArea: 5817
  • Other Equipment: Humidifier, Water-Softener Owned, Central Vacuum, TV-Cable, Security System, Sump Pump, Sprinkler-Lawn, Multiple Water Heaters
  • Room Type: Bonus Room, Bedroom 5, Bedroom 6, Game Room, Library, Mud Room, Office
  • Estimated Total Finished Sq Ft: 5817
  • Basement Description: Finished,Exterior Access
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 5817
  • Fireplace Location: Living Room,Basement
  • Square Footage Comments: 5817 sqft of finished living space on three levels including full walk out basement.
  • Total Sq Ft: 6017
  • Main Level Sq Ft: 4117
  • Lower Level Sq Ft: 1700
  • Unfinished Lower Sq Ft: 200
  • Bathroom: Full

Exterior Features

  • ExteriorFeatures: Deck, Patio, Hot Tub, Brick Paver Patio, In Ground Pool, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 749000
  • Lot Features: Landscaped, Wooded, Mature Trees
  • Roof: Shake
  • Waterfront: No
  • Exterior Building Type: EIFS (e.g. Dryvit).,Stucco,Concrete

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Concrete,Side Drive
  • Garage Details: Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Type: Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee: 1000
  • Association Fee Frequency: Annually
  • Community Features: Pool, Street Lights, Street Paved
  • Master Association Fee: No
  • Management Company: Silver Glen Estates HOA
  • Management Contact Name: Tracey Delaney
  • Management Phone: 555-555-5555
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Corron Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Size Acres: 1.2898
  • Lot Dimensions: 172X298X193X315
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 15925.48
  • Tax Year: 2018
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2019
Closed on
Nov 22, 2019
Sold by
Gorka Ronald A
Bought by
Chappel Christopher A and Chappel Jonnetta
Seller's Agent
Hanna Gorka
Fathom Realty IL LLC
Buyer's Agent
Debi Clark
Baird & Warner Fox Valley - Geneva
List Price
$749,000
Sold Price
$730,000
Premium/Discount to List
-$19,000
-2.54%
Current Estimated Value
$1,027,827

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$297,827
Avg. Annual Appreciation
6.01%
Original Mortgage
$584,000
Outstanding Balance
$513,974
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$513,853

Purchase Details

Listed on
Mar 11, 2013
Closed on
Jul 8, 2013
Sold by
Fifth Third Mortgage Co
Bought by
Gorka Ronald A
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Cindy Banks
RE/MAX Cornerstone
List Price
$537,500
Sold Price
$470,000
Premium/Discount to List
-$67,500
-12.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$417,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 29, 2012
Sold by
Holes Brad W
Bought by
Fifth Third Mortgage Co

Purchase Details

Closed on
Aug 8, 2003
Sold by
Winwood Michael and Winwood Radka
Bought by
Buckles Nancy and Holes Brad W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$825,000
Interest Rate
4.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 10, 1999
Sold by
Lexell Donna J
Bought by
Winwood Michael and Winwood Radka

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,000
Interest Rate
8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 15, 1995
Sold by
Silver Glen Development Inc
Bought by
Lexell Donna J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $730,000 Chicago Title Insurance Co
Special Warranty Deed $470,000 None Available
Sheriffs Deed -- None Available
Warranty Deed $825,000 Atg
Warranty Deed $685,000 Burnet Title Llc
Warranty Deed $126,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $584,000 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $825,000 Purchase Money Mortgage
Previous Owner $548,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2019 11/22/19 Sold $730,000 -2.5% $125 / Sq Ft
09/26/2019 09/26/19 Pending -- -- --
08/16/2019 08/16/19 For Sale $749,000 +59.4% $129 / Sq Ft
07/18/2013 07/18/13 Sold $470,000 -12.6% $118 / Sq Ft
06/14/2013 06/14/13 Pending -- -- --
05/18/2013 05/18/13 For Sale $537,500 0.0% $135 / Sq Ft
05/15/2013 05/15/13 Pending -- -- --
05/15/2013 05/15/13 For Sale $537,500 0.0% $135 / Sq Ft
05/06/2013 05/06/13 Pending -- -- --
04/04/2013 04/04/13 For Sale $537,500 +14.4% $135 / Sq Ft
03/26/2013 03/26/13 Pending -- -- --
03/23/2013 03/23/13 Off Market $470,000 -- --
03/11/2013 03/11/13 For Sale $537,500 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,997 $276,341 $55,859 $220,482
2023 $18,139 $247,330 $49,995 $197,335
2022 $18,143 $243,185 $52,571 $190,614
2021 $17,122 $231,804 $50,111 $181,693
2020 $17,356 $231,976 $49,177 $182,799
2019 $15,865 $211,997 $48,203 $163,794
2018 $15,925 $212,328 $48,811 $163,517
2017 $15,489 $204,591 $47,142 $157,449
2016 $18,381 $215,651 $45,486 $170,165
2015 -- $221,958 $44,996 $176,962
2014 -- $156,651 $44,996 $111,655
2013 -- $233,616 $45,446 $188,170
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 10487184

Midwest Real Estate Data (MRED)

APN: 09-04-451-007