$470,000
SOLD JUL 18, 2013

7N185 Whispering Trail Unit 2 Saint Charles, IL 60175

Whispering Trail Neighborhood
3 Beds
4 Baths
3,975 Sq Ft
1.25 Acres

Recently Sold

$118 Per Sq Ft

13% Below List Price

95 Days on Market

Highlights

  • Landscaped Professionally
  • Wooded Lot
  • Formal Dining Room
  • Corron Elementary School Rated A
  • Whirlpool Bathtub
  • Fenced Yard

About This Home

As of November 2019

Custom home in Silver Glen Estates backing to woods! Open floor plan with 2-Story Great Room, kitchen with island and master suite with walk-in closet. Bedrooms 2 & 3 have private baths. Walk-out basement has two bonus rooms, bathroom, and tons of storage. Heated 3 car garage. Needs TLC. Bank Owned! Sold As Is! No Survey or Disclosures!

Last Agent to Sell the Property

Matt Kombrink

One Source Realty License #471007391 Listed on: 03/11/2013

Last Buyer's Agent

Cindy Banks

RE/MAX Cornerstone License #475123450

RE/MAX Cornerstone

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $18,997

Year Built

  • 1995

Lot Details

  • Fenced Yard
  • Landscaped Professionally
  • Wooded Lot

HOA Fees

  • $83 per month

Parking

  • Garage
  • Heated Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Stucco Exterior Insulation and Finish Systems
  • Wood Shingle Roof

Interior Spaces

  • Formal Dining Room

Kitchen

  • Oven or Range
  • Microwave
  • High End Refrigerator
  • Dishwasher

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom

Utilities

  • Zoned Heating and Cooling
  • Private Water Source

Property Details

Home Type

Other

Est. Annual Taxes

$18,997

Year Built

1995

Lot Details

0

HOA Fees

$83 per month

Parking

3

Interior Features

  • Total # Of Rooms: 11
  • Appliances: Oven/Range, Microwave, Dishwasher, High End Refrigerator
  • Equipment: Humidifier, Water-Softener Owned, TV-Cable, Security System, Sump Pump, Sprinkler-Lawn
  • Fireplace Type/Details: See through/Multi Sided, Wood Burning, Attached Fireplace Doors/Screen, Gas Logs, Gas Starter
  • Fireplaces: 3
  • Attic: Full
  • Basement: Full, Walkout
  • Basement: Finished, Exterior Access
  • Basement Bathrooms: Yes
  • Master Bedroom Level: 2nd Level
  • Master Bedroom Size: 27X17
  • Master Bedroom Flooring: Carpet
  • Primary Bedroom Bath: Full
  • Second Bedroom Level: 2nd Level
  • Second Bedroom Size: 16X14
  • Second Bedroom Flooring: Carpet
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 16X15
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Dining Room: Separate
  • Dining Room Level: Main Level
  • Dining Room Size: 14X18
  • Dining Room Flooring: Carpet
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Closet
  • Kitchen Level: Main Level
  • Kitchen Size: 28X16
  • Kitchen Flooring: Hardwood

Exterior Features

  • Foundation: Concrete
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: EIFS (e.g. Dryvit).
  • Roof Type: Wood Shakes/Shingles

Garage/Parking

  • Number of Cars: 3
  • Parking Type: Garage
  • Garage Type: Garage Door Opener(s), Heated
  • Driveway: Concrete

Utilities

  • Electricity: Circuit Breakers, 200+ Amp Service
  • Air Conditioner: Central Air, Zoned
  • Water: Private Company
  • Heat/Fuel: Gas, Forced Air, 2+ Sep Heating Systems, Indv Controls, Zoned
  • Sewer: Sewer-Storm

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment/Association Fees: 1000

Schools

  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 145X321X195X295
  • Lot Description: Fenced Yard, Landscaped Professionally, Wooded

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2019
Closed on
Nov 22, 2019
Sold by
Gorka Ronald A
Bought by
Chappel Christopher A and Chappel Jonnetta
Seller's Agent
Hanna Gorka
Fathom Realty IL LLC
Buyer's Agent
Debi Clark
Baird & Warner Fox Valley - Geneva
List Price
$749,000
Sold Price
$730,000
Premium/Discount to List
-$19,000
-2.54%
Current Estimated Value
$1,054,610

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$324,610
Avg. Annual Appreciation
6.16%
Original Mortgage
$584,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 11, 2013
Closed on
Jul 8, 2013
Sold by
Fifth Third Mortgage Co
Bought by
Gorka Ronald A
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Cindy Banks
RE/MAX Cornerstone
List Price
$537,500
Sold Price
$470,000
Premium/Discount to List
-$67,500
-12.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.18%
Original Mortgage
$417,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 29, 2012
Sold by
Holes Brad W
Bought by
Fifth Third Mortgage Co

Purchase Details

Closed on
Aug 8, 2003
Sold by
Winwood Michael and Winwood Radka
Bought by
Buckles Nancy and Holes Brad W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$825,000
Interest Rate
4.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 10, 1999
Sold by
Lexell Donna J
Bought by
Winwood Michael and Winwood Radka

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$548,000
Interest Rate
8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 15, 1995
Sold by
Silver Glen Development Inc
Bought by
Lexell Donna J
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $730,000 Chicago Title Insurance Co
Special Warranty Deed $470,000 None Available
Sheriffs Deed -- None Available
Warranty Deed $825,000 Atg
Warranty Deed $685,000 Burnet Title Llc
Warranty Deed $126,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $579,000 New Conventional
Closed $584,000 New Conventional
Previous Owner $271,041 Commercial
Previous Owner $60,000 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $825,000 Purchase Money Mortgage
Previous Owner $529,000 Unknown
Previous Owner $529,000 Unknown
Previous Owner $542,000 Unknown
Previous Owner $548,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2019 11/22/19 Sold $730,000 -2.5% $125 / Sq Ft
09/26/2019 09/26/19 Pending -- -- --
08/16/2019 08/16/19 For Sale $749,000 +59.4% $129 / Sq Ft
07/18/2013 07/18/13 Sold $470,000 -12.6% $118 / Sq Ft
06/14/2013 06/14/13 Pending -- -- --
05/18/2013 05/18/13 For Sale $537,500 0.0% $135 / Sq Ft
05/15/2013 05/15/13 Pending -- -- --
05/15/2013 05/15/13 For Sale $537,500 0.0% $135 / Sq Ft
05/06/2013 05/06/13 Pending -- -- --
04/04/2013 04/04/13 For Sale $537,500 +14.4% $135 / Sq Ft
03/26/2013 03/26/13 Pending -- -- --
03/23/2013 03/23/13 Off Market $470,000 -- --
03/11/2013 03/11/13 For Sale $537,500 -- $135 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $18,997 $276,341 $55,859 $220,482
2023 $18,139 $247,330 $49,995 $197,335
2022 $18,143 $243,185 $52,571 $190,614
2021 $17,122 $231,804 $50,111 $181,693
2020 $17,356 $231,976 $49,177 $182,799
2019 $15,865 $211,997 $48,203 $163,794
2018 $15,925 $212,328 $48,811 $163,517
2017 $15,489 $204,591 $47,142 $157,449
2016 $18,381 $215,651 $45,486 $170,165
2015 -- $221,958 $44,996 $176,962
2014 -- $156,651 $44,996 $111,655
2013 -- $233,616 $45,446 $188,170
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08288792

Midwest Real Estate Data (MRED)

APN: 09-04-451-007