NOT LISTED FOR SALE

7N260 Whispering Trail Unit 2 Saint Charles, IL 60175

Whispering Trail Neighborhood

Estimated Value: $1,013,648 - $1,111,000

5 Beds
5 Baths
5,800 Sq Ft
$181/Sq Ft Est. Value

Last Sold June 09, 2021

Last sale price $850,000 $147 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $7,550/month

5 Days on Market

Highlights

  • Bar or Lounge
  • In Ground Pool
  • Heated Floors
  • Corron Elementary School Rated A
  • Second Garage
  • Mature Trees

About This Home

As of June 2021

This beautiful Country-French style, Chris Baldwin custom stone and dryvit home has everything. From the excellent curb-appeal to endless upgrades, this home has it all! A beautiful 2 -story foyer, designer painted, leads to a gorgeous first floor with living room, office, family room and a designer kitchen with stainless appliances, cherry cabinets, in-kitchen desk and granite and solid surface countertops. Don't forget to look at all the intricate wood trim and crown molding on this floor, as well as the custom painting! A back rod-iron staircase will lead you to the 2nd floor with a huge, raised master-suite with 2 walk-in closets, vaulted ceiling, generous sized master bath with whirlpool tub and double shower. The huge second bedroom with large bathroom and walk-in closet looks over the amazing landscaping of the front yard. Jack and Jill bedrooms with a shared bath include crafted built-ins and walk-in closets, are perfect for little ones. A wide open staircase leads down to the awesome walk-out basement with heated floor, that has been remodeled to include an office, spare bedroom, work-out room, high quality granite bar with beautiful woodwork and wine cellar, and a tiled "pool lobby" leading to the French doors for the large in-ground pool. The pool has relatively newer: liner, heater, and salt-generator and auto-cover. Enjoy your time out there with a fire-pit and large pool deck with lovely landscaping. Besides the generous, attached 3-car garage, you will also enjoy a 4-car tandem additional garage, attached with a port de chere, that has a huge bonus room-perfect for a remote office, family room or playroom. All garages are heated for and the additional garage is cooled as well. A screened in porch and a pergola invite you to spend time outside viewing the extensive, immaculate landscaping, which is absolutely beautiful! This home is a must-see and will offer the space and extras for in-laws, home offices, entertaining and quality time outside with family and friends! The perfect home to raise a family! This home has everything! Plenty of space for home offices, in-laws and kids! Outdoor areas are great for family time and entertaining! This home is a must-see! SELLERS IS OPEN TO ENTERTAINING ANY REASONABLE OFFERS INCLUDING SOME FURNITURE AND SOME ITEMS TO GO WITH THE SALE OF THIS HOME.

Last Agent to Sell the Property

David Pokorny

CNB Property Consultants, Inc License #471003908 Listed on: 04/04/2021

Last Buyer's Agent

Keith Vargo

Keith C. Vargo Enterprises License #471011283

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,644

Year Built

  • Built in 1998

Lot Details

  • 1.28 Acre Lot
  • Lot Dimensions are 172x276x220x291
  • Mature Trees

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 7 Car Garage
  • Second Garage
  • Multiple Garages
  • Garage ceiling height seven feet or more
  • Heated Garage
  • Garage Transmitter
  • Tandem Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • French Provincial Architecture
  • Concrete Perimeter Foundation

Interior Spaces

  • 5,800 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Bookcases
  • Historic or Period Millwork
  • Beamed Ceilings
  • Vaulted Ceiling
  • Skylights
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Combination Dining and Living Room
  • Home Office
  • Loft
  • Bonus Room
  • Screened Porch
  • Utility Room with Study Area
  • Home Gym
  • Granite Countertops
  • Storm Screens

Flooring

  • Wood
  • Partially Carpeted
  • Heated Floors

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 5 Full Bathrooms

Laundry

  • Laundry on upper level
  • Gas Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • In Ground Pool
  • Deck
  • Screened Patio

Schools

  • Ferson Creek Elementary School
  • Thompson Middle School
  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Radiant Heating System
  • 200+ Amp Service
  • Community Well

Community Details

Overview

  • Association fees include insurance
  • Desk Association
  • Silver Glen Estates Subdivision
  • Property managed by Silver Lake Homeowners Association

Amenities

  • Bar or Lounge

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,644

Year Built

Built in 1998

Lot Details

0

HOA Fees

$83 per month

Parking

7

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: French Provincial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Silver Glen Estates
  • Year Built: 1998
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Walkout
  • Full Bathrooms: 5
  • Total Bathrooms: 5
  • Total Bedrooms: 5
  • Fireplaces: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Bar-Wet, Hardwood Floors, Heated Floors, In-Law Arrangement, 2nd Floor Laundry, 1st Floor Full Bath, Walk-In Closet(s), Bookcases, Beamed Ceilings, Some Carpeting, Special Millwork, Cocktail Lounge, Granite Counters, Health Facilities
  • LivingArea: 5800
  • Room Type: Bedroom 5, Exercise Room, Office, Foyer, Screened Porch, Bonus Room, Study, Family Room, Loft
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 4203
  • Basement Description: Finished,Rec/Family Area,Storage Space,Walk-Up Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • ExteriorFeatures: Deck, Patio, Porch Screened, Screened Patio, Pool In-Ground, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 899000
  • Lot Features: Mature Trees
  • OtherStructures: Second Garage, Garage(s)
  • Waterfront: No
  • Exterior Building Type: Brick,Frame,Other

Garage/Parking

  • Garage Spaces: 7
  • Number of Cars: 7
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated,Tandem,7 Foot or more high garage door,Multiple Garages
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached,Detached
  • Parking: Garage

Utilities

  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air, Radiant
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee: 1000
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Silver Lake Homeowners Association
  • Management Contact Name: Desk
  • Management Phone: 000-000-0000

Fee Information

  • Association Fee Includes: Insurance, Other

Schools

  • Elementary School: Ferson Creek Elementary School
  • High School: St Charles North High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 1.28
  • Lot Dimensions: 172X276X220X291
  • Rural (Y/N): N
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 16644
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2021
Closed on
Jun 7, 2021
Sold by
Omalley Jill A and Jill A Omalley Declaration Of
Bought by
Balija Christopher A and Pascente Talia M
Seller's Agent
David Pokorny
CNB Property Consultants, Inc
Buyer's Agent
Keith Vargo
Keith C. Vargo Enterprises
List Price
$899,000
Sold Price
$850,000
Premium/Discount to List
-$49,000
-5.45%
Total Days on Market
5
Current Estimated Value
$1,048,216

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$198,216
Avg. Annual Appreciation
5.38%
Original Mortgage
$215,900
Outstanding Balance
$199,261
Interest Rate
2.9%
Mortgage Type
Credit Line Revolving
Estimated Equity
$849,918

Purchase Details

Closed on
Jul 1, 2020
Sold by
Omalley Daniel C and Omalley Jill A
Bought by
Omalley Jill A and Jill A Omalley Declaration Of

Purchase Details

Closed on
Mar 25, 2020
Sold by
Omalley Jill A and Jill A Omalley Declaration Of
Bought by
Omalley Daniel and Omalley Jill A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
2.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 6, 2016
Sold by
Jill O Malley Daniel and Malley Jill O
Bought by
Malley Jill A O and Jill A O Malley Declaration Of

Purchase Details

Closed on
Sep 4, 2002
Sold by
Omalley Daniel and Omalley Jill
Bought by
Omalley Daniel and Omalley Jill

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$366,500
Interest Rate
6.32%

Purchase Details

Closed on
Jun 7, 1999
Sold by
Omalley Daniel E and Omalley Jill A
Bought by
Omalley Daniel and Omalley Jill

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
7.1%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 29, 1997
Sold by
Nielsen Steven and Nielsen Michele
Bought by
Omalley Daniel C and Omalley Jill A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,500
Interest Rate
7.51%

Purchase Details

Closed on
Jan 2, 1997
Sold by
Lefelstein Danny and Lefelstein Joanne M
Bought by
Neilsen Steven and Neilsen Michele
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Balija Christopher A $850,000 Old Republic National Ttl Co
Omalley Jill A -- Attorney
Omalley Daniel -- Old Republic National Title
Malley Jill A O -- Attorney
Omalley Daniel -- Chicago Title Insurance Co
Omalley Daniel -- --
Omalley Daniel C $81,333 Ticor Title Insurance
Neilsen Steven -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Balija Christopher $215,900
Open Balija Christopher A $548,250
Previous Owner Omalley Daniel $380,000
Previous Owner Malley Daniel O $300,000
Previous Owner Malley Daniel O $284,000
Previous Owner Omalley Daniel $326,000
Previous Owner Omalley Daniel $335,000
Previous Owner Omalley Daniel $362,500
Previous Owner Omalley Daniel $366,500
Previous Owner Omalley Daniel $100,000
Previous Owner Omalley Daniel C $375,000
Previous Owner Omalley Daniel C $91,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2021 06/09/21 Sold $850,000 -5.5% $147 / Sq Ft
04/09/2021 04/09/21 Pending -- -- --
04/04/2021 04/04/21 For Sale $899,000 -- $155 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $19,330 $263,049 $49,995 $213,054
2022 $18,541 $248,389 $52,571 $195,818
2021 $17,498 $236,764 $50,111 $186,653
2020 $16,943 $226,605 $49,177 $177,428
2019 $16,644 $222,118 $48,203 $173,915
2018 $16,882 $224,724 $48,811 $175,913
2017 $16,460 $217,041 $47,142 $169,899
2016 $19,044 $229,431 $45,486 $183,945
2015 -- $236,560 $44,996 $191,564
2014 -- $237,457 $44,996 $192,461
2013 -- $247,550 $45,446 $202,104
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD11042084

Midwest Real Estate Data (MRED)

APN: 09-04-377-026