NOT LISTED FOR SALE

Estimated Value: $474,646

3 Beds
3 Baths
3,110 Sq Ft
$153/Sq Ft Est. Value

Sale Details

Date Sold: October 29, 2025

Last sale price $445,000 $143 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,913 / mo

18 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Central Air
  • Heating Available
  • Breakfast Area or Nook
  • 2 Car Garage

About This Home

As of October 2025

This spacious 3-bedroom 3-bathroom home is located on a cul-de-sac in beautiful Lake Monticello. It has a full basement that is partially finished, a back covered patio, back deck, sun porch and breakfast nook all with a view of the water through the trees! There is an enormous amount of storage with ample closets and plenty of unfinished space in the basement. Move in ready and won't last long.

Last Agent to Sell the Property

Kate Herring

TERRA FIRMA REAL ESTATE, LLC License #0225257246 Listed on: 09/18/2025

Last Buyer's Agent

NONMLSAGENT NONMLSAGENT

NONMLSOFFICE

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,567

Year Built

  • Built in 1999

Lot Details

  • 30,928 Sq Ft Lot

Parking

  • 2 Car Garage
  • Front Facing Garage

Home Design

  • Slab Foundation
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Breakfast Area or Nook
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heating Available

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A 3 144

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,567

Year Built

Built in 1999

Lot Details

0.71 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A 3 144
  • Property Sub Type: Detached
  • LotSizeAcres: 0.71
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2110.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • BelowGradeUnfinishedArea: 1110.0
  • Special Features: None

Interior Features

  • Basement: Partially Finished
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1000.0
  • Interior Amenities: Primary Downstairs
  • Living Area: 3110.0
  • Main Level Bathrooms: 2
  • Stories: 2

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Slab

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage Faces Front, Garage

Utilities

  • Heating: Central
  • Utilities: High Speed Internet Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R Residential

Building Info

  • Year Built: 1999

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3567.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Oct 24, 2025
Sold by
Bought by
Seller's Agent
Kate Herring
TERRA FIRMA REAL ESTATE, LLC
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$490,000
Sold Price
$445,000
Premium/Discount to List
-$45,000
-9.18%
Views
85
Current Estimated Value
$474,646

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$29,646
Avg. Annual Appreciation
8.86%
Original Mortgage
$356,000
Outstanding Balance
$353,253
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$121,393
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$445,000 Old Republic National Title In
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $20,000
Open $356,000
Previous Owner $57,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/29/2025 10/29/25 Sold $445,000 -9.2% $143 / Sq Ft
10/06/2025 10/06/25 Pending -- -- --
09/18/2025 09/18/25 For Sale $490,000 -- $158 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,591 $475,600 $33,000 $442,600
2025 $3,567 $475,600 $33,000 $442,600
2024 $31 $368,700 $33,000 $335,700
2023 $3,112 $368,700 $33,000 $335,700
2022 $2,705 $310,900 $30,000 $280,900
2021 $2,705 $310,900 $30,000 $280,900
2020 $2,497 $269,900 $30,000 $239,900
2019 $2,497 $269,900 $30,000 $239,900
2018 $2,351 $259,200 $30,000 $229,200
2017 $2,351 $259,200 $30,000 $229,200
2016 $2,336 $254,700 $30,000 $224,700
2015 $2,206 $254,700 $30,000 $224,700
2014 $2,206 $250,700 $30,000 $220,700
Source: Public Records

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 669216

Charlottesville area Association of Realtors®

APN: 18A-3-144

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