T
Seller's Agent in 2025
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
8 Riverside Dr Palmyra, VA 22963
4
Beds
3
Baths
2,016
Sq Ft
0.54
Acres
Highlights
- Views of Trees
- Walk-In Closet
- Central Air
- Front Porch
- Recessed Lighting
- 2 Car Garage
About This Home
As of August 2025Welcome to easy living in this spacious 4-bedroom ranch home in Lake Monticello—no gates, no steps! Enjoy step-free access from the driveway into the finished terrace level, perfect for guests or multigenerational living. Inside, you’ll find hardwood floors, granite countertops, and a gas fireplace with built-ins in the living room. The private split-bedroom layout offers comfort and space, with a large primary bedroom suite featuring a walk-in closet and an oversized vanity. The kitchen includes all appliances, and the washer and dryer convey for added convenience. Outdoor living shines with a deck, screened porch, covered front porch, and hot tub—set against peaceful wooded views for ultimate privacy. The terrace level offers a full bath, kitchenette, and separate entry, ideal for in-laws, guests, or rental potential. An oversized 2-car garage provides ample storage. Located in the outside section of Lake Monticello—no gate access required—this home blends comfort, flexibility, and natural beauty in one desirable package. Conveniently located only 25 minutes to Charlottesville and 20 minutes to Zion Crossroads!
Last Agent to Sell the Property
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 07/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,592
Year Built
- Built in 2003
Lot Details
- 0.54 Acre Lot
- Zoning described as R-4 Residential
HOA Fees
- $100 per month
Parking
- 2 Car Garage
- Basement Garage
- Side Facing Garage
- Garage Door Opener
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- 1-Story Property
- Recessed Lighting
- Gas Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Tilt-In Windows
- Window Screens
- Views of Trees
- Washer and Dryer Hookup
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18/ A 6/ 222/ /
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Jul 31, 2025
Sold by
Reynolds Andrew J and Reynolds Kayla M
Bought by
Mehalic Mason B and Mehalic Erin L
Seller's Agent
THE GUNNELS GROUP
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
JAMIE WHITE
JAMIE WHITE REAL ESTATE
List Price
$389,900
Sold Price
$389,900
Views
19
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,911
Avg. Annual Appreciation
-6.09%
Original Mortgage
$259,000
Outstanding Balance
$258,780
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$121,209
Purchase Details
Closed on
Feb 23, 2021
Sold by
Kirby John W and Kirby Dorothy L
Bought by
Reynolds Andrew J and Reynolds Kayla M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 26, 2013
Sold by
Koeser Leland W and Koeser Leland N
Bought by
Kirby John W and Kirby Dorothy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,631
Interest Rate
3.25%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $389,900 | Chicago Title Insurance Compan | |
| Deed | $240,000 | Chicago Title | |
| Deed | $186,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $259,000 | New Conventional | |
| Previous Owner | $192,000 | New Conventional | |
| Previous Owner | $182,631 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $389,900 | 0.0% | $193 / Sq Ft |
| 07/15/2025 07/15/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $389,900 | -- | $193 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,593 | $345,700 | $28,500 | $317,200 |
| 2024 | $22 | $258,200 | $28,500 | $229,700 |
| 2023 | $2,179 | $258,200 | $28,500 | $229,700 |
| 2022 | $1,911 | $219,600 | $23,800 | $195,800 |
| 2021 | $1,911 | $219,600 | $23,800 | $195,800 |
| 2020 | $1,806 | $195,200 | $23,800 | $171,400 |
| 2019 | $1,806 | $195,200 | $23,800 | $171,400 |
| 2018 | $1,709 | $188,400 | $23,800 | $164,600 |
| 2017 | $1,709 | $188,400 | $23,800 | $164,600 |
| 2016 | $1,681 | $183,300 | $23,800 | $159,500 |
| 2015 | $1,594 | $183,300 | $23,800 | $159,500 |
| 2014 | $1,594 | $181,100 | $23,800 | $157,300 |
Source: Public Records
Agents Affiliated with this Home
-
-
JAMIE WHITE
J
Buyer's Agent in 2025
JAMIE WHITE
JAMIE WHITE REAL ESTATE
15 in this area
210 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 666758
APN: 18A-6-222
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