$374,000
SOLD FEB 13, 2025
3 Beds
2.5 Baths
1,580 Sq Ft
$270/mo HOA Fee

Recently Sold

$237 Per Sq Ft

3 Days on Market

Highlights

  • Open Floorplan
  • Traditional Architecture
  • Eat-In Kitchen
  • Parkway Elementary School Rated A-
  • Wood Flooring
  • 2-minute walk to Waterford Park

About This Home

As of February 2025

This brick front, end-unit town home in desirable Waterford has great exposure for maximum natural light inside. With 3 Bedrooms, 2.5 Baths and very convenient to downtown Frederick for all kinds of shopping it's also accessible to just about anywhere! Featuring hardwood floors on the entire main level, a roomy Living Room with loads of natural light, a Dining Room and a very spacious Kitchen with room for a table or island, loads of granite counter space, bay window, stainless steel appliances and pantry. Laundry is located on the main level. The rear Courtyard features a paver Patio for an alfresco meal and room for potted plants this spring. Outdoor supplies can be stored in the Shed and private Parking for two cars add to the long list of amenities for this home. Enjoy Waterford Park's flora and fauna, and then take its walking and bike paths all the way to downtown Frederick via Baker Park. The HOA covers lots of items so you don’t have to worry: Sidewalks, Driveway, Roof, Siding, Mulching, Mowing, Snow Removal and Landscaping. This home has new interior paint, new brushed nickel door hardware, new light fixtures throughout, is clean as a whistle and move-in ready. Come see for yourself how living here will set the tone for a great lifestyle in 2025!

Last Agent to Sell the Property

Cristy Stup

(240) 285-8094 cristy@fredericktownrealty.com Frederick Town Realty License #652180 Listed on: 01/16/2025

Last Buyer's Agent

Maggie Flick

(610) 737-6980 maggie@schiffhometeam.com EXP Realty, LLC License #RSR006371

EXP Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,641

Year Built

  • Built in 1993

Lot Details

  • 3,009 Sq Ft Lot

HOA Fees

  • $270 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Frame Construction

Interior Spaces

  • 1,580 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Chair Railings
  • Window Treatments

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces

Utilities

  • 90% Forced Air Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 246
  • Assessor Parcel Number 1102157381

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, lawn care front, lawn care side, lawn maintenance, management, road maintenance, snow removal
  • Commons At Waterford HOA
  • Waterford Subdivision
  • Property Manager

Pet Policy

  • Pets allowed on a case-by-case basis

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,641

Year Built

Built in 1993

Lot Details

0

HOA Fees

$270 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-01-16
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Refrigerator, Stove, Washer, Dryer
  • Interior Amenities: Chair Railings, Floor Plan - Open, Kitchen - Eat-In, Primary Bath(s), Walk-In Closet(s), Window Treatments, Wood Floors, Carpet
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1580
  • Living Area Sq Ft: 1580
  • Price Per Sq Ft: 237.28
  • Above Grade Finished Sq Ft: 1580
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 270.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Lawn Care Front, Lawn Care Side, Lawn Maintenance, Management, Road Maintenance, Snow Removal
  • HOA Name: COMMONS AT WATERFORD HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3009.00
  • Zoning: PND
  • In City Limits: No

Rental Info

  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 4641.00
  • Assessor Parcel Number: 1102157381
  • Tax Lot: 246
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2025
Closed on
Feb 13, 2025
Sold by
Laios Gary C
Bought by
Mudd Samuel Alexander and Mudd Kendall Paige
Seller's Agent
Cristy Stup
Frederick Town Realty
Buyer's Agent
Maggie Flick
EXP Realty, LLC
List Price
$374,900
Sold Price
$374,000
Premium/Discount to List
-$900
-0.24%
Views
105
Current Estimated Value
$371,391

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,609
Avg. Annual Appreciation
-0.86%
Original Mortgage
$355,300
Outstanding Balance
$353,205
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$18,186

Purchase Details

Listed on
Sep 19, 2020
Closed on
Sep 11, 2020
Sold by
Morozewicz Daniel J
Bought by
Laios Gary C
Seller's Agent
Craig Brown
Fathom Realty MD, LLC
Buyer's Agent
datacorrect BrightMLS
Non Subscribing Office
Sold Price
$1,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.02%
Original Mortgage
$240,000
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Jun 12, 2013
Sold by
Campbell James M
Bought by
Morozewicz Daniel J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,500
Interest Rate
3.51%
Mortgage Type
VA

Purchase Details

Closed on
Sep 29, 1993
Sold by
Winchester Homes Inc
Bought by
Campbell James M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $374,000 Universal Title
Warranty Deed $374,000 Universal Title
Deed $245,000 None Available
Deed $165,000 Excalibur Title & Escrow Llc
Deed $115,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $355,300 New Conventional
Closed $355,300 New Conventional
Previous Owner $240,000 Commercial
Previous Owner $168,500 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2025 02/13/25 Sold $374,000 -0.2% $237 / Sq Ft
01/16/2025 01/16/25 For Sale $374,900 0.0% $237 / Sq Ft
08/30/2021 08/30/21 Rented $2,000 +5.3% --
08/24/2021 08/24/21 Off Market $1,900 -- --
08/22/2021 08/22/21 For Rent $1,900 +5.6% --
10/01/2020 10/01/20 Rented $1,800 0.0% --
09/21/2020 09/21/20 Under Contract -- -- --
09/19/2020 09/19/20 For Rent $1,800 0.0% --
09/11/2020 09/11/20 Sold $245,000 +2.1% $155 / Sq Ft View Prior Sale
08/09/2020 08/09/20 Pending -- -- --
08/07/2020 08/07/20 For Sale $239,900 -- $152 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,685 $271,800 $75,000 $196,800
2024 $4,685 $250,833 $0 $0
2023 $4,182 $229,867 $0 $0
2022 $3,795 $208,900 $65,000 $143,900
2021 $3,626 $199,200 $0 $0
2020 $3,472 $189,500 $0 $0
2019 $3,267 $179,800 $60,000 $119,800
2018 $3,116 $174,667 $0 $0
2017 $2,987 $179,800 $0 $0
2016 $3,020 $164,400 $0 $0
2015 $3,020 $163,633 $0 $0
2014 $3,020 $162,867 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2058046

Bright MLS

APN: 02-157381