$555,000
SOLD NOV 22, 2024
3 Beds
3 Baths
2,052 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$270 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • Cape Cod Architecture
  • Recreation Room
  • Main Floor Bedroom
  • Williamsburg Elementary School Rated A-
  • Wood Flooring
  • Corner Lot

About This Home

As of November 2024

Welcome to this charming 3 bedroom, 3 bathroom home perfectly located within walking distance to Downtown Geneva and Downtown St. Charles! Situated on mature tree lined street, this expanded Cape Cod style home sits on a corner lot and features attractive landscaping and stunning curb appeal. Inside, the home features the glamour of a vintage style home blended perfectly with modern updates. The main floor features an expansive living room, a sun filled family room, 2 bedrooms, and a full bathroom. The stylish kitchen features premium stainless steel appliances, new windows, plenty of cabinet space, quartz counter tops, and built in bench seating. Arched doorways, vintage ceiling designs, hardwood floors, decorative paint colors, and crown molding bestows character throughout the home. Upstairs features a master suite, loft area with built in book cases, and an absolutely gorgeous office. The office is picturesque, especially in the fall with the mature trees and their changing leaves. The office is spacious and the windows allow for tons of natural light to pour in. Downstairs, the finished basement is perfectly designed with a large rec room, full bathroom, guest room, and unfinished utility room featuring plenty of room for storage. The outside fenced in yard boasts plenty of green space, and has a large patio area, garden space, and a tucked away fire pit. The detached garage features a concrete driveway and stairs leading up to the garage attic/storage space. Owners have taken impeccable care of this home with recent updates including a new Roof 2022, new A/C 2024, and new refrigerator, dishwasher, and dryer in 2024, as well as the majority of windows have been replaced! This is a rare opportunity to purchase one of the gem's of the neighborhood and move in right in time for the holidays!

Last Agent to Sell the Property

Brad McCreary

Keller Williams Infinity License #475173405 Listed on: 09/19/2024

Keller Williams Infinity

Last Buyer's Agent

Matt Kombrink

One Source Realty License #471007391

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,046

Year Built

  • Built in 1948

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced Yard
  • Corner Lot

Parking

  • 2 Car Detached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 2,052 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Recreation Room

Kitchen

  • Double Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Schools

  • Williamsburg Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Central Air
  • One Cooling System Mounted To A Wall/Window
  • Heating System Uses Steam
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,046

Year Built

Built in 1948

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1948
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 750
  • Interior Amenities: Hardwood Floors, Wood Laminate Floors, First Floor Bedroom, First Floor Full Bath, Built-in Features
  • LivingArea: 2052
  • Other Equipment: Radon Mitigation System
  • Room Type: Recreation Room, Office
  • Estimated Total Finished Sq Ft: 2802
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 2052
  • Basement Sq Ft: 750
  • Total Sq Ft: 2802
  • Main Level Sq Ft: 2052
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • List Price: 560000
  • Lot Features: Corner Lot, Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Window/Wall Unit - 1
  • Heating: Natural Gas, Steam
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Williamsburg Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School
  • Middle/Junior School District: 304

Lot Info

  • Lot Size Acres: 0.22
  • Lot Dimensions: 9576
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10046
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 19, 2024
Closed on
Nov 15, 2024
Sold by
Gallagher Sean and Gallagher Kathryn
Bought by
Sroufek Terrence and Ross Brandi
Seller's Agent
Brad McCreary
Keller Williams Infinity
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$560,000
Sold Price
$555,000
Premium/Discount to List
-$5,000
-0.89%
Views
12
Current Estimated Value
$556,275

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,275
Avg. Annual Appreciation
-0.91%
Original Mortgage
$499,500
Interest Rate
6.72%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 19, 2024
Closed on
Nov 7, 2024
Sold by
Unison Midgard Holdings Llc
Bought by
Gallagher Sean and Gallagher Kathryn
Seller's Agent
Brad McCreary
Keller Williams Infinity
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$560,000
Sold Price
$555,000
Premium/Discount to List
-$5,000
-0.89%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$499,500
Interest Rate
6.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 8, 2022
Sold by
Gallagher and Kathryn
Bought by
Gallagher Sean and Gallagher Kathryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
5.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 3, 2021
Sold by
Gallagher Sean and Gallagher Darcy
Bought by
Gallagher Sean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$338,500
Interest Rate
3.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 24, 2017
Sold by
Gibson Thomas and Gibson Christa
Bought by
Gallagher Sean and Gallagher Darcy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,650
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2008
Sold by
Lilly Marie L
Bought by
Gibson Thomas and Gibson Christa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$299,725
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 21, 2007
Sold by
Dziuban Marie L
Bought by
Lilly Marie and Marie Lilly Living Trust

Purchase Details

Closed on
Aug 4, 2005
Sold by
Dziuban Marie L
Bought by
Dziuban Marie L and Marie Dziuban Living Trust

Purchase Details

Closed on
Sep 14, 2004
Sold by
Tull Carolyn G and Martin Carolyn G
Bought by
Dziuban Marie L

Purchase Details

Closed on
Aug 18, 1995
Sold by
Kaste Allan K and Kaste Evelyn M
Bought by
Tull Carolyn G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,800
Interest Rate
7.55%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $555,000 Citywide Title
Quit Claim Deed -- Citywide Title
Quit Claim Deed -- Citywide Title
Quit Claim Deed -- Vantage Point Title
Interfamily Deed Transfer -- Prairie Title
Warranty Deed $378,500 Chicago Title Insurance Co
Warranty Deed $315,500 Greater Illinois Title Co
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- --
Warranty Deed $330,000 Multiple
Executors Deed $151,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $499,500 New Conventional
Previous Owner $75,000 New Conventional
Previous Owner $338,500 New Conventional
Previous Owner $340,650 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $288,000 New Conventional
Previous Owner $299,725 Purchase Money Mortgage
Previous Owner $250,000 Credit Line Revolving
Previous Owner $117,400 Unknown
Previous Owner $25,000 Credit Line Revolving
Previous Owner $120,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2024 11/22/24 Sold $555,000 -0.9% $270 / Sq Ft
09/22/2024 09/22/24 Pending -- -- --
09/19/2024 09/19/24 For Sale $560,000 -- $273 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $10,046 $130,454 $36,317 $94,137
2022 $10,936 $136,972 $33,746 $103,226
2021 $10,617 $131,882 $32,492 $99,390
2020 $10,496 $129,869 $31,996 $97,873
2019 $9,751 $127,410 $31,390 $96,020
2018 $9,386 $123,337 $31,390 $91,947
2017 $8,690 $113,311 $30,553 $82,758
2016 $8,194 $105,747 $30,140 $75,607
2015 -- $90,508 $28,656 $61,852
2014 -- $88,899 $28,656 $60,243
2013 -- $88,899 $28,656 $60,243
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12166367

Midwest Real Estate Data (MRED)

APN: 12-03-127-005