$1,195,000
PENDING

8020 Ridge Rd Nisswa, MN 56468

Estimated payment $6,876/month

Total Views 4,227
3 Beds
2.5 Baths
2,105 Sq Ft
$568 Price per Sq Ft

Highlights

  • 90 Feet of Waterfront
  • Beach Access
  • No HOA
  • Nisswa Elementary School Rated 9+
  • Deck
  • Stainless Steel Appliances

About This Home

Discover lakeside living at its finest with this stunning 3-bedroom, 3-bathroom home built in 2015 on the sought-after Gull Lake Chain. The open-concept main level boasts gorgeous hardwood floors, vaulted ceilings, and a brand-new gas fireplace, creating a warm and inviting atmosphere. The kitchen is designed for both style and function, featuring granite countertops, a spacious island perfect for gathering, and plenty of storage.
The main-floor primary suite offers a private retreat with a walk-in closet and beautifully tiled shower. On the walkout lower level, you’ll find spacious bedrooms, a second living area, and tiled floors that make coming in from the lake a breeze. Step outside to enjoy a gradual walk down to the lake with a hard sand bottom, excellent dock setup, and panoramic water views.
Outdoor living is complete with a lakeside deck, patio, and irrigation system for easy upkeep. A detached, heated 2-stall garage provides parking and storage. Whether you’re entertaining family and friends or enjoying quiet mornings by the water, this home offers the perfect blend of comfort and convenience on one of Minnesota’s premier chains of lakes.

Listing Agent

Amanda Lumley

Northland Sotheby's International Realty Listed on: 11/01/2025

Northland Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,008

Year Built

  • Built in 2015

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 90x167
  • 90 Feet of Waterfront
  • Lake Front
  • Few Trees

Parking

  • 2 Car Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Pitched Roof
  • Steel Siding

Interior Spaces

  • 1-Story Property
  • Gas Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Utility Room Floor Drain

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Drainage System
  • Sump Pump
  • Drain
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Private Water Source
  • Well
  • Water Softener is Owned
  • Septic System

Community Details

  • No Home Owners Association
  • Pine Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 904170040

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,008

Year Built

Built in 2015

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Private, Well
  • Year Built: 2015
  • Above Grade Finished Sq Ft: 1080
  • Water Body Name: Upper Gull
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Drain Tiled, Drainage System, Egress Window(s), Finished, Full, Concrete, Storage Space, Sump Pump, Walkout
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 2105
  • Below Grade Finished Sq Ft: 1025
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Family Room, Bedroom 2, Bedroom 3, Laundry, Garage, Deck

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt, Pitched
  • View: East, Lake
  • ConstructionMaterialsDesc: Insulating Concrete Forms
  • PatioPorchType: Deck,Patio
  • Lake Bottom: Hard,Sand
  • LakeChain: Y
  • Elevation Highpoint to Waterfront Feet: 10-15
  • Waterfront Frontage: 90
  • Lake Chain Acreage: 13497
  • Lake Chain Name: Gull

Garage/Parking

  • Parking Features: Detached, Asphalt, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,Panoramic View,Security System,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Walk-In Closet

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictPhone: 218-454-6900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 90x167
  • Lot Size Sq Ft: 17424
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Steel Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 904170040
  • Tax Annual Amount: 7008
  • TaxWithAssessments: 7074.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,074 $905,700 $591,900 $313,800
2023 $7,230 $984,600 $672,300 $312,300
2022 $4,572 $984,600 $672,300 $312,300
2021 $4,560 $488,300 $272,100 $216,200
2020 $4,296 $457,900 $267,600 $190,300
2019 $3,674 $389,400 $217,500 $171,900
2018 $3,158 $364,100 $209,100 $155,000
2017 $3,400 $364,100 $209,100 $155,000
2016 $2,406 $0 $0 $0
2015 $2,406 $270,200 $242,600 $27,600
2014 $2,228 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/13/2025 11/13/25 Pending -- -- --
11/01/2025 11/01/25 For Sale $1,195,000 +27.8% $568 / Sq Ft
07/11/2023 07/11/23 Sold $935,000 -1.6% $452 / Sq Ft View Prior Sale
06/07/2023 06/07/23 Pending -- -- --
05/05/2023 05/05/23 For Sale $950,000 +442.9% $459 / Sq Ft
12/23/2014 12/23/14 Sold $175,000 -10.3% $384 / Sq Ft View Prior Sale
12/15/2014 12/15/14 Pending -- -- --
06/13/2014 06/13/14 For Sale $195,000 -- $428 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $935,000 --
Warranty Deed $552,000 --
Warranty Deed -- Complete Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $424,100 New Conventional
Source: Public Records

Source: NorthstarMLS

MLS Number: 6812282

NorthstarMLS

APN: 90-417-0040