NOT LISTED FOR SALE

Estimated Value: $434,000 - $453,000

3 Beds
2 Baths
2,221 Sq Ft
$200/Sq Ft Est. Value

Last Sold May 26, 2020

Last sale price $315,000 $142 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,737/month

10 Days on Market

Highlights

  • Access To Pond
  • Solar Power System
  • Open Floorplan
  • Screened Pool
  • Pond View
  • Deck

About This Home

As of May 2020

Beautiful 3 bedroom 2 bathroom, pond view, solar heated salt water pool home with a den in the popular Indian Lakes subdivision in Saint Cloud. This property is move-in ready and the owners have made sure every detail of the house is looked after and in top shape. The house has an extra sitting area in the master bedroom, landscaped in both the front and the back of the property and has been meticulously maintained. The outside of the house was painted in 2018. Hurricane screens were added in 2018 as well. Massey updated termite bond and bait stations in 2019. Enjoy the beautiful sunsets on the deck of your screened in solar heated pool. Located close to shopping and the Turnpike for convenience. Property has an irrigation system, tile in the main living areas, and carpet in the bedrooms. This property shows fantastically and it is sure to please the pickiest of buyers. Schedule an appointment today!

Last Agent to Sell the Property

Keith Pavlick

CHARLES RUTENBERG REALTY ORLANDO License #3178598 Listed on: 03/31/2020

CHARLES RUTENBERG REALTY ORLANDO

Last Buyer's Agent

Steven Pugh

EXP REALTY LLC License #647821

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,168

Year Built

  • Built in 2004

Lot Details

  • 8,930 Sq Ft Lot
  • North Facing Home
  • Landscaped with Trees
  • Property is zoned SR1B

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Property Views

  • Pond
  • Pool

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,221 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room
  • Den
  • Inside Utility
  • Laundry in unit
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Range
  • Recirculated Exhaust Fan
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Eco-Friendly Details

  • Solar Power System

Pool

  • Screened Pool
  • Solar Heated In Ground Pool
  • Gunite Pool
  • Saltwater Pool
  • Green energy used to heat the pool or spa
  • Fence Around Pool

Outdoor Features

  • Access To Pond
  • Deck
  • Enclosed Patio or Porch

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, community pool, pool maintenance
  • Don Asher & Associates Inc Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Indian Lakes Ph 04 Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,168

Year Built

Built in 2004

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Community Pool, Pool Maintenance
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2221
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 3027
  • Lot Size Sq Ft: 8930
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5032346?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5032346?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 0.96923
  • Price per Sq Ft: 141.83
  • Close to Original List Price Ratio: 0.96923
  • Ratio: Current Price\Building Area Total: 104.06
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Window Features: Blinds
  • Room Count: 6
  • Additional Rooms: Den/Library/Office, Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: North
  • Pool Features: Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Solar Heat
  • Exterior Features: Hurricane Shutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Deck, Enclosed, Patio, Rear Porch, Screened
  • Road Surface Type: Paved, Asphalt
  • Water View: Pond
  • Water Access: Pond
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: No
  • Flood Zone Panel: 12097C0256G
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Phone Available, Public, Sewer Connected, Street Lights, Water Available
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Pool, Tennis Courts
  • Association Amenities: Pool, Tennis Court(s)
  • Association Fee: 297.56
  • Association Fee Frequency: Semi-Annually
  • Association Name: Don Asher & Associates Inc
  • Phone: (407) 425-4561
  • Association: Yes
  • Senior Community: No
  • Association Website: www.donasher.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 595.12
  • Monthly HOA Fee: 49.59
  • Total Monthly Fees: 49.59

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 14-26-30-0047-0001-1610
  • Additional Parcels: No
  • Lot Features: Sidewalk
  • Property Attached Yn: No
  • Flood Zone Code: AE
  • Flood Zone Date: 2013-06-18
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Green Features

  • Efficiency: Pool
  • Green Power: Solar

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: 8-12 Months
  • Pet Restrictions: Buyer and Buyer's agent to verify pet rules and restrictions with HOA and/or county.
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Buyer and Buyer's agent to verify leasing rules and restrictions with the HOA/County. Answers provided are not guaranteed.

Tax Info

  • Tax Annual Amount: 2168
  • Tax Block: 1
  • Tax Book Number: 16-51
  • Tax Lot: 161

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2020
Closed on
May 26, 2020
Sold by
Roska Paul and Roska Michelle C
Bought by
Bowman Jeremiah and Bowman Melanie
Seller's Agent
Keith Pavlick
CHARLES RUTENBERG REALTY ORLANDO
Buyer's Agent
Steven Pugh
EXP REALTY LLC
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Current Estimated Value
$450,256

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$135,256
Avg. Annual Appreciation
6.26%
Original Mortgage
$267,750
Outstanding Balance
$236,222
Interest Rate
3.3%
Mortgage Type
New Conventional
Estimated Equity
$207,106

Purchase Details

Closed on
May 5, 2018
Sold by
Roska Paul and Roska Michelle C
Bought by
Roska Paul and Roska Michelle C

Purchase Details

Closed on
Jun 29, 2007
Sold by
Cumings Larry E and Cumings Judith C
Bought by
Roska Paul and Roska Michelle C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,800
Interest Rate
6.16%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 24, 2005
Sold by
Cumings Larry E and Cumings Judy C
Bought by
Cumings Larry E and Cumings Judith C

Purchase Details

Closed on
Sep 29, 2004
Sold by
The Greater Construction Corp
Bought by
Cumings Larry E and Cumings Judy C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bowman Jeremiah $315,000 Integrity Ttl & Guaranty Agc
Roska Paul -- Attorney
Roska Paul $348,500 Stewart Approved Title Inc
Cumings Larry E -- --
Cumings Larry E $212,700 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bowman Jeremiah $267,750
Previous Owner Roska Paul $278,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/26/2020 05/26/20 Sold $315,000 -3.1% $142 / Sq Ft
04/09/2020 04/09/20 Pending -- -- --
03/30/2020 03/30/20 For Sale $325,000 -- $146 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,988 $273,456 -- --
2024 $3,888 $265,750 -- --
2023 $3,888 $258,010 $0 $0
2022 $3,755 $250,496 $0 $0
2021 $3,712 $243,200 $50,000 $193,200
2020 $2,203 $160,313 $0 $0
2019 $2,168 $156,709 $0 $0
2018 $2,137 $153,788 $0 $0
2017 $2,122 $150,625 $0 $0
2016 $2,082 $147,527 $0 $0
2015 $2,111 $146,502 $0 $0
2014 $2,100 $145,340 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5032346

Stellar MLS

APN: 14-26-30-0047-0001-1610