$445,000
SOLD SEP 23, 2025

804 Cardiff Ct O Fallon, IL 62269

4 Beds
4 Baths
3,500 Sq Ft
0.29 Acres

Recently Sold

$127 Per Sq Ft

5% Below List Price

33 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Walk-In Pantry
  • Moye Elementary School Rated A-
  • Wood Flooring
  • Plantation Shutters

About This Home

As of September 2025

Stunning 4 bed, 4 bath home with 3,500+ sqft of beautifully finished space in Thornbury Hills! Main level offers a bright office, family room with a cozy fireplace with bay window and plantation shutters, formal dining with tray ceiling, and an updated kitchen with butterfly island, stainless appliances, updated walk-in pantry, and patio access. Upstairs offers a spacious master suite with vaulted ceiling, updated bath, and walk-in closet, plus 3 guest bedrooms and full bath. Brand new carpet in 2nd level. Finished basement boasts 3 living areas, game space, reading nook, half bath, egress window for 5th bedroom, and storage galore. Other features include hardwood floors, dual HVAC, and oversized 3-car garage, flat usable yard with sprinkler system. Close to SAFB, top-rated O’Fallon schools, parks, and I-64! Storm damage being addressed including half roof replacement, front and 2 sides siding replacement, new screens, and wood pillar repair.

Last Agent to Sell the Property

Janell Schmittling

Homes By Janell License #471.020450 Listed on: 07/07/2025

Last Buyer's Agent

Jane Stone

Keller Williams Pinnacle License #475194232

Keller Williams Pinnacle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,536

Year Built

  • Built in 2006

Lot Details

  • 0.29 Acre Lot
  • Back Yard

HOA Fees

  • $2 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Plantation Shutters
  • Family Room with Fireplace
  • Partially Finished Basement
  • Finished Basement Bathroom

Kitchen

  • Walk-In Pantry
  • Free-Standing Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Ofallon Dist 90 Elementary And Middle School
  • Ofallon High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • Association fees include common area maintenance
  • Thornbury Hills Association

Listing and Financial Details

  • Assessor Parcel Number 04-16.0-406-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,536

Year Built

Built in 2006

Lot Details

0

HOA Fees

$2 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub-Type: Single Family Residence
  • ResoLotFeatures: Back Yard
  • Lot Size Acres: 0.29
  • Reso Association Amenities: Association Management
  • Co List Office Mls Id: MISHBJN01
  • Co List Office Phone: 618-726-2242
  • Co List Office Phone: 618-726-2242
  • MLS Status: Closed
  • Subdivision Name: Thornbury Hill 9th Add
  • Above Grade Finished Sq Ft: 2515
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Family Room
  • Unit Levels: Two
  • New Construction: No
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2515.00
  • PreviousStatus: Active Under Contract
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 985.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Bathroom, Partially Finished
  • Appliances: Dishwasher, Microwave, Free-Standing Gas Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 985
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 1
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Patio And Porch Features: Front Porch, Patio, Porch

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Attached Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Electricity Available, Sewer Available, Water Available

Condo/Co-op/Association

  • Association Fee: 25
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Thornbury Hills

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: OFALLON DIST 90
  • Junior High Dist: O Fallon DIST 90
  • High School: OFallon
  • Middle Or Junior School: OFALLON DIST 90

Lot Info

  • Parcel Number: 04-16.0-406-008

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 8536

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Sep 23, 2025
Sold by
Thouvenot Dan and Thouvenot Mia
Bought by
Vernier Justin Charles and Vernier Kaitlin Wolf
Seller's Agent
Janell Schmittling
Homes By Janell
Buyer's Agent
Jane Stone
Keller Williams Pinnacle
List Price
$469,900
Sold Price
$445,000
Premium/Discount to List
-$24,900
-5.3%
Views
122
Current Estimated Value
$452,699

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,699
Avg. Annual Appreciation
6.56%
Original Mortgage
$445,000
Outstanding Balance
$444,598
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$8,101

Purchase Details

Listed on
Mar 27, 2019
Closed on
Apr 29, 2019
Sold by
Balabas Bradley and Balabas Bill D
Bought by
Thouvenot Dan and Thouvenot Mia
Seller's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
Buyer's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
List Price
$267,950
Sold Price
$267,950

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.24%
Original Mortgage
$214,360
Interest Rate
4.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 24, 2010
Sold by
Stanczak Allan M and Stanczak Barbara K
Bought by
Balabas Bradley and Balabas Barbara E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,625
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 21, 2006
Sold by
Fulford Construction Inc
Bought by
Stanczak Allan M and Stanczak Barbara K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
6.27%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 23, 2006
Sold by
Thornbury Hill Development Llc
Bought by
Fulford Construction Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $445,000 Community Title
Warranty Deed $268,000 Community Title Shiloh Llc
Warranty Deed $265,000 Fatic
Corporate Deed $289,000 Fatic
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $445,000 New Conventional
Previous Owner $214,360 Adjustable Rate Mortgage/ARM
Previous Owner $255,625 FHA
Previous Owner $205,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/23/2025 09/23/25 Sold $445,000 -1.1% $127 / Sq Ft
08/05/2025 08/05/25 Price Changed $449,900 -4.3% $129 / Sq Ft
07/07/2025 07/07/25 For Sale $469,900 +75.4% $134 / Sq Ft
04/30/2019 04/30/19 Sold $267,950 0.0% $77 / Sq Ft View Prior Sale
03/27/2019 03/27/19 Pending -- -- --
03/27/2019 03/27/19 For Sale $267,950 -- $77 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,309 $133,699 $20,193 $113,506
2023 $8,536 $118,664 $17,922 $100,742
2022 $8,035 $109,096 $16,477 $92,619
2021 $7,887 $105,349 $16,528 $88,821
2020 $7,824 $99,723 $15,646 $84,077
2019 $7,639 $99,723 $15,646 $84,077
2018 $7,429 $96,828 $15,192 $81,636
2017 $7,312 $92,131 $16,973 $75,158
2016 $7,286 $89,981 $16,577 $73,404
2014 $6,732 $88,940 $16,385 $72,555
2013 $5,967 $90,865 $16,133 $74,732
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25045825

MARIS MLS

APN: 04-16.0-406-008