$1,599,900

Estimated payment $10,084/month

Total Views 5,891
4 Beds
4 Baths
1,897 Sq Ft
$843 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • Covered Deck
  • Living Room
  • Beach House
  • Breakfast Bar
  • Recessed Lighting

About This Home

Welcome to an extraordinary opportunity to own a Gulf front home! Tastefully furnished, 4 bedrooms, 4 baths offering panoramic views, unmatched privacy, and direct access to sugar-white sands. Perfectly positioned on a half-acre parcel with no HOA, this elegant coastal retreat blends relaxed sophistication with function and comfort. Step inside to an expansive, light-filled living area where floor-to-ceiling windows capture sweeping Gulf views, inviting the outdoors in and creating a seamless connection to the stunning natural surroundings. The thoughtfully designed kitchen is fully stocked and beautifully appointed with everything needed for effortless entertaining or quiet evenings, complete with quality appliances, ample workspace, and a curated selection of cookware. This space is ready for everything from casual coastal breakfast to gourmet dinner parties. The main level also features a gracious master suite with a private bath including a double vanity and direct access to the Gulf-side deck your personal sanctuary to unwind with the sound of the waves as your backdrop. An additional full bath on this floor ensures convenience for guests and everyday living. Upstairs, you'll find a second king master with ensuite. The third bedroom features a queen bed, while the fourth bedroom offers two queen beds and a private bath. Each room boasts unobstructed Gulf views and private sliding glass doors that open onto a second full-length deck a tranquil setting to enjoy morning coffee or evening sunsets. Beneath the home, abundant covered parking accommodates multiple vehicles and a boat, with room to spare. After a day on the water, rinse off in the outdoor shower! With many recent updates, there's no work to be done, merely time to play and enjoy this coastal retreat! Don't miss this rare offering of a Gulf front home under 1.6 million dollars, the joys of pet friendly beaches, and backyard bonfires!

Listing Agent

Jay Rish

Rish Real Estate Group LLC License #3434928 Listed on: 07/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,766

Year Built

  • Built in 2016

Lot Details

  • Lot Dimensions are 56' x 304'
  • Property fronts gulf or ocean
  • Property is zoned County, Resid Single Family

Home Design

  • Beach House
  • Metal Roof
  • Piling Construction
  • Cement Board or Planked

Interior Spaces

  • 1,897 Sq Ft Home
  • 2-Story Property
  • Recessed Lighting
  • Living Room
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • None Elementary And Middle School
  • None High School

Additional Features

  • Covered Deck
  • Central Air

Listing and Financial Details

  • Assessor Parcel Number 03976-450R

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,766

Year Built

Built in 2016

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 56' x 304'
  • Road Surface Type: Paved
  • Subdivision Name: NO RECORDED SUBDIVISION
  • Directions: House is located on Hwy 98 in St Joe Beach.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2016
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Waterfront:GulfPass: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Lighting Recessed
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Lighting Recessed: Yes

Exterior Features

  • Lot Features: Survey Available, Within 1/2 Mile to Water
  • View: Gulf
  • Waterfront Features: Gulf/Pass
  • Waterfront: Yes
  • Construction Type: Siding CmntFbrHrdBrd
  • Foundation Details: Foundation On Piling
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Survey Available: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Foundation On Piling: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Schools

  • Elementary School: None
  • High School: None
  • Middle Or Junior School: None

Lot Info

  • Parcel #: 03976-450R
  • Zoning: County, Resid Single Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,766 $1,297,853 $868,000 $429,853
2023 $14,210 $1,100,416 $0 $0
2022 $12,914 $1,000,378 $560,000 $440,378
2021 $8,514 $716,373 $425,600 $290,773
2020 $6,019 $494,053 $425,600 $68,453
2019 $4,903 $348,453 $280,000 $68,453
2018 $7,648 $535,556 $0 $0
2017 $7,485 $538,816 $0 $0
2016 $6,884 $463,127 $0 $0
2015 $7,283 $477,882 $0 $0
2014 $6,899 $480,051 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 For Sale $1,599,900 +69.3% $843 / Sq Ft
06/20/2022 06/20/22 Off Market $945,000 -- --
03/01/2021 03/01/21 Sold $945,000 -5.0% $547 / Sq Ft
01/03/2021 01/03/21 Pending -- -- --
12/16/2020 12/16/20 Price Changed $995,000 -13.4% $576 / Sq Ft
05/28/2020 05/28/20 For Sale $1,149,000 -- $665 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $945,000 None Available
Quit Claim Deed -- Attorney
Warranty Deed $700,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $1,417,500 Future Advance Clause Open End Mortgage
Previous Owner $709,000 Unknown
Previous Owner $336,700 Unknown
Previous Owner $190,000 Unknown
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 980704

Emerald Coast Association of REALTORS®

APN: 03976-450R