809 Palmetto Terrace Oviedo, FL 32765
4
Beds
3
Baths
2,493
Sq Ft
0.29
Acres
Highlights
- In Ground Pool
- Separate Formal Living Room
- 3 Car Attached Garage
- Lawton Elementary School Rated A
- Formal Dining Room
- Laundry Room
About This Home
As of July 2025Welcome to 809 Palmetto Terrace—a stunning, fully updated 4-bedroom, 3-bathroom one-story home with a sparkling pool and private fenced yard, located in one of Oviedo’s most desirable neighborhoods. This thoughtfully designed home features a true 4-way split floorplan, giving everyone their own private retreat—ideal for multi-generational living, guests, or a home office setup. Step inside to an open, light-filled layout with tile flooring throughout (2018), a formal dining room, formal living room, separate family room, and a gorgeous kitchen with a breakfast nook overlooking the pool. This floorplan is vast and versitile! The remodeled kitchen is a showstopper with upgraded cabinetry, sleek granite countertops, and stainless steel appliances. Outside, enjoy your resurfaced pool and a fully fenced yard—ready for summer BBQs, pets, and playtime! The Master wing is home to an oversize bedroom, with access to the pool lanai, and a spa retreat featuring a stand-alone tub, separate step-in shower, dual vanities and a walk-in closet. Take the stress off your days in this relaxing tub! The remainder of the home hosts 3 additional guest rooms, and 2 full bathrooms. Major updates include a full repipe (2018), a new roof and AC (2017), and modern finishes throughout. Best of all, this home is zoned for Oviedo’s top-rated schools: Lawton Elementary, Jackson Heights Middle, and Oviedo High School. Move-in ready, beautifully finished, and perfectly located—don’t miss your chance to own this gem in Oviedo.
Last Agent to Sell the Property
RE/MAX TOWN & COUNTRY REALTY Brokerage Phone: 407-695-2066 License #3062104 Listed on: 05/30/2025
Co-Listed By
RE/MAX TOWN & COUNTRY REALTY Brokerage Phone: 407-695-2066 License #3350855
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,309
Year Built
- Built in 1997
Lot Details
- 0.29 Acre Lot
- West Facing Home
- Wood Fence
- Property is zoned R-1A
HOA Fees
- $23 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 2,493 Sq Ft Home
- 1-Story Property
- French Doors
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Inside Utility
- Laundry Room
- Ceramic Tile Flooring
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- 3 Full Bathrooms
Pool
- In Ground Pool
Schools
- Lawton Elementary School
- Jackson Heights Middle School
- Oviedo High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- Cable TV Available
Community Details
- Mike Torres Association, Phone Number (407) 312-6973
- Meadowcrest Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 43
- Assessor Parcel Number 10-21-31-527-0000-0430
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 1, 2004
Bought by
Brooks Stephen M and Brooks Wendy R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,400
Interest Rate
5.81%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Aug 15, 2002
Sold by
Robert T Olive M and Robert Donna G
Bought by
Littwin Kevin and Littwin Lorrine K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,400
Interest Rate
6.52%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 30, 1997
Sold by
Calton Homes Of Fla Inc
Bought by
Olive Robert T and Olive Donna G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,450
Interest Rate
7.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 1, 1996
Bought by
Brooks Stephen M and Brooks Wendy R
Similar Homes in Oviedo, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $287,000 | -- | |
| Warranty Deed | $248,000 | -- | |
| Warranty Deed | $183,700 | -- | |
| Warranty Deed | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $85,000 | New Conventional | |
| Open | $158,500 | New Conventional | |
| Closed | $35,000 | Credit Line Revolving | |
| Closed | $210,700 | New Conventional | |
| Closed | $87,000 | Stand Alone Second | |
| Previous Owner | $198,400 | Credit Line Revolving | |
| Previous Owner | $198,400 | New Conventional | |
| Previous Owner | $174,450 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | Sold | $584,000 | -2.5% | $234 / Sq Ft |
| 06/16/2025 06/16/25 | Pending | -- | -- | -- |
| 06/11/2025 06/11/25 | For Sale | $599,000 | 0.0% | $240 / Sq Ft |
| 06/01/2025 06/01/25 | Pending | -- | -- | -- |
| 05/30/2025 05/30/25 | For Sale | $599,000 | -- | $240 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,309 | $238,842 | -- | -- |
| 2023 | $3,106 | $231,885 | $0 | $0 |
| 2021 | $2,955 | $218,574 | $0 | $0 |
| 2020 | $2,928 | $215,556 | $0 | $0 |
| 2019 | $2,888 | $210,710 | $0 | $0 |
| 2018 | $2,858 | $206,781 | $0 | $0 |
| 2017 | $2,757 | $202,528 | $0 | $0 |
| 2016 | $2,860 | $199,751 | $0 | $0 |
| 2015 | $2,871 | $196,983 | $0 | $0 |
| 2014 | $2,871 | $195,420 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Denise McKinley
Seller's Agent in 2025
Denise McKinley
RE/MAX
(407) 625-0635
33 in this area
210 Total Sales
-
Kristine McKinley
Seller Co-Listing Agent in 2025
Kristine McKinley
RE/MAX
(407) 415-2412
36 in this area
197 Total Sales
-
Kendra Haywood
Buyer's Agent in 2025
Kendra Haywood
KELLER WILLIAMS ADVANTAGE REALTY
(407) 733-0436
48 in this area
180 Total Sales
Map
Source: Stellar MLS
MLS Number: O6313398
APN: 10-21-31-527-0000-0430
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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