NOT LISTED FOR SALE

Estimated Value: $266,052

3 Beds
1 Bath
1,794 Sq Ft
$148/Sq Ft Est. Value

Sale Details

Date Sold: August 7, 2025

Current estimated payment $1,627 / mo

5 Days on Market

Highlights

  • Deck
  • Solid Surface Countertops
  • 1 Car Detached Garage
  • Ranch Style House
  • No HOA
  • Shutters

About This Home

As of August 2025

Welcome to 809 Water Street – where modern updates meet timeless charm in the heart of St. Charles. This beautifully renovated home features 3 bedrooms and 1 full bathroom with over 1700 sq ft of living space. The kitchen is a standout, with 42" cabinetry, quartz countertops, and stainless steel appliances—perfect for everyday living or entertaining guests. The main floor includes two bedrooms and a full bath. Upstairs, you'll find a versatile finished space that functions perfectly as a third bedroom, home office, or guest retreat. The partially finished basement adds even more flexibility—ideal for a family room, gym, or hobby space. Upgrades include a new roof and HVAC system (2023). Walking distance to Historic St. Charles Main Street where you’ll enjoy easy access to shops, restaurants, parks, and top-rated schools. Don’t miss the opportunity to make this move-in-ready home yours.

Last Agent to Sell the Property

Kelley Fletcher

Berkshire Hathaway HomeServices Select Properties License #2020033850 Listed on: 07/18/2025

Berkshire Hathaway HomeServices Select Properties

Last Buyer's Agent

Drake Secrest

Coldwell Banker Realty - Gundaker License #2023000275

Coldwell Banker Realty - Gundaker
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,728

Year Built

  • Built in 1950 | Remodeled

Lot Details

  • 6,199 Sq Ft Lot
  • Wood Fence
  • Back and Front Yard

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Ranch Style House
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Shutters
  • Panel Doors
  • Living Room
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Basement Ceilings are 8 Feet High
  • Laundry in Basement

Outdoor Features

  • Deck

Schools

  • Harris Elem. Elementary School
  • Jefferson / Hardin Middle School
  • St. Charles High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • No Utilities

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 6-009C-4300-00-0036.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,728

Year Built

Built in 1950 | Remodeled

Lot Details

6,199 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1950
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: In Basement, Electric Dryer Hookup, Washer Hookup
  • ResoLotFeatures: Back Yard, Front Yard
  • Lot Size Acres: 0.1423
  • Road Surface Type: Asphalt
  • Co List Office Phone: 636-720-1100
  • MLS Status: Closed
  • Subdivision Name: Hill Crest Place
  • Above Grade Finished Sq Ft: 1243
  • Architectural Style: Ranch
  • Carport Y N: No
  • Unit Levels: One
  • New Construction: No
  • ResoPropertyCondition: Updated/Remodeled
  • Reso Structure Type: House
  • Reso Window Features: Shutters
  • MIS_AboveGradeFinishedAreaSrchSqFt: 1243.00
  • PreviousStatus: Pending
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 551.00
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Partially Finished
  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, Kitchen Island, Solid Surface Countertop(s)
  • Appliances: Dishwasher, Disposal, Microwave, Electric Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 551
  • Door Features: Panel Door(s)
  • Fireplace: No
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 0
  • MIS_UpperLevelBathroomsFull: 0
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 1

Exterior Features

  • Fencing: Fenced, Wood
  • Roof: Architectural Shingle
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Lead Paint, See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Asphalt, Detached, Driveway

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Utilities: None
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Harris Elem.
  • Junior High Dist: St. Charles R-VI
  • High School: St. Charles High
  • Middle Or Junior School: Jefferson / Hardin

Lot Info

  • Parcel Number: 6-009C-4300-00-0036.0000000

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1728

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2025
Closed on
Aug 28, 2025
Sold by
Bought by
Seller's Agent
Kelley Fletcher
Berkshire Hathaway HomeServices Select Properties
Buyer's Agent
Drake Secrest
Coldwell Banker Realty - Gundaker
List Price
$285,000
Views
45
Current Estimated Value
$266,052

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.48%

Purchase Details

Listed on
Jul 18, 2025
Closed on
Aug 7, 2025
Sold by
Bought by
Seller's Agent
Kelley Fletcher
Berkshire Hathaway HomeServices Select Properties
Buyer's Agent
Drake Secrest
Coldwell Banker Realty - Gundaker
List Price
$285,000
Views
45

Purchase Details

Listed on
Dec 1, 2023
Closed on
Jan 31, 2024
Sold by
Bought by
Seller's Agent
Taylor Moe
Worth Clark Realty
Buyer's Agent
Kelley Fletcher
Berkshire Hathaway HomeServices Select Properties
List Price
$249,999
Views
379

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.83%
Original Mortgage
$242,250
Interest Rate
6.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 9, 2023
Sold by
Bought by

Purchase Details

Closed on
Oct 23, 1998
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
-- Freedom Title
-- Freedom Title
-- True Title
-- True Title
$75,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $242,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/07/2025 08/07/25 Sold -- -- --
07/23/2025 07/23/25 Pending -- -- --
07/18/2025 07/18/25 For Sale $285,000 +14.0% $159 / Sq Ft
01/31/2024 01/31/24 Sold -- -- -- View Prior Sale
01/03/2024 01/03/24 Pending -- -- --
12/01/2023 12/01/23 For Sale $249,999 -- $157 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $1,979 $31,370
2025 $1,728 $31,370
2023 $1,725 $26,681
2022 $1,626 $23,444 $0 $0
2021 $1,628 $23,444 $0 $0
2020 $1,365 $18,814 $0 $0
2019 $1,353 $18,814 $0 $0
2018 $1,490 $19,748 $0 $0
2017 $1,470 $19,748 $0 $0
2016 $1,463 $18,949 $0 $0
2015 $1,461 $18,949 $0 $0
2014 $1,418 $18,137 $0 $0
Source: Public Records

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Map

Source: MARIS MLS

MLS Number: MIS25049703

MARIS MLS

APN: 6-009C-4300-00-0036.0000000

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