NOT LISTED FOR SALE

81 Breakers Ln Ridgeland, MS 39157

Estimated Value: $372,000 - $496,000

3 Beds
2.5 Baths
2,376 Sq Ft
$430/mo HOA Fee

Last Sold February 23, 2024

Current estimated payment $2,962/month

253 Days on Market

Highlights

  • Marina
  • Boating
  • Community Lake
  • Ann Smith Elementary School Rated A-
  • Gated Community
  • Clubhouse

About This Home

As of February 2024

On the BIG WATER! Seller will consider LEASE PURCHASE! The LOWEST price per square foot currently listed at the Breakers! This THREE bedroom 2 1/2 bath condo has views of big water AND marina offering views of sunrise and sunset! Water views from EVERY room! Highly sought after gated community with clubhouse and pool and boat slips for homeowners! Two living areas, office/library, dining room, breakfast bar and 2 covered decks on the BIG water, one off the living room and one off the primary bedroom. Primary suite features fireplace, floor to ceiling windows with water view, two walk-in closets, and big master bath featuring walk-in shower, large jetted tub, double vanity and separate makeup vanity. Second and third bedrooms are good sized and have marina views. Storage closet off deck and two storage rooms in double garage! Refrigerators, in kitchen and garage, STAY! Washer/Dryer are upstairs convenient to bedrooms and bathrooms, not in garage. New roof on all units in 2022! Pool fence and lighting replaced in 2023 and Breakers Ln paved in 2023. This unit got new AC upstairs 2022 and new AC downstairs in July 2023. Make your appointment to see! Leasehold fee amount is included in monthly HOA dues. HOA also includes a boat slip, maintenance studs out, clubhouse, pool, garbage pickup, landscaping.

Last Agent to Sell the Property

Paula Ricks

KeytrustProperties Paula Ricks License #B17689 Listed on: 11/09/2023

Last Buyer's Agent

Paula Ricks

KeytrustProperties Paula Ricks License #B17689 Listed on: 11/09/2023

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,504

Year Built

  • Built in 1980

Lot Details

  • 871

HOA Fees

  • $430 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Metal Roof
  • Shingle Siding

Interior Spaces

  • 2,376 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Bookcases
  • Dry Bar
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Multiple Fireplaces
  • Fireplace Features Blower Fan
  • Gas Fireplace
  • Insulated Windows
  • Blinds
  • Leaded Glass Windows
  • Aluminum Window Frames
  • Sliding Doors
  • Entrance Foyer
  • Combination Kitchen and Living
  • Storage
  • Laundry on upper level
  • Attic Floors
  • Security Gate

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Free-Standing Electric Range
  • Recirculated Exhaust Fan
  • Microwave
  • Plumbed For Ice Maker
  • Granite Countertops
  • Disposal

Flooring

  • Bamboo
  • Wood
  • Carpet
  • Marble
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • Fireplace in Bathroom
  • Double Vanity
  • Hydromassage or Jetted Bathtub
  • Bathtub Includes Tile Surround
  • Separate Shower

Outdoor Features

  • Balcony
  • Deck

Schools

  • Ann Smith Elementary School
  • Olde Towne Middle School
  • Ridgeland High School

Utilities

  • Cooling System Powered By Gas
  • Zoned Heating and Cooling
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 072h-27c-025-00-00

Community Details

Overview

  • Association fees include ground maintenance, management, pool service
  • The Breakers Subdivision
  • The community has rules related to covenants, conditions, and restrictions
  • Community Lake

Recreation

  • Boating
  • RV or Boat Storage in Community
  • Marina
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,504

Year Built

Built in 1980

Lot Details

0

HOA Fees

$430 per month

Parking

2

Listing Details

  • Unit Levels: Three Or More
  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Structure Type: Other
  • Year Built: 1980
  • Lot Size Acres: 0.02
  • Subdivision Name: The Breakers
  • Garage Yn: Yes
  • New Construction: No
  • Appliances Microwave: Yes
  • Special Features: None

Interior Features

  • Appliances: Disposal, Electric Range, Exhaust Fan, Free-Standing Electric Range, Microwave, Plumbed For Ice Maker, Water Heater
  • AtticFeaturesAttic: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Blower Fan, Gas Starter, Bath
  • Flooring: Bamboo, Carpet, Ceramic Tile, Hardwood, Marble
  • Interior Amenities: Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Double Vanity, Dry Bar, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, His and Hers Closets, Pantry, Recessed Lighting, Soaking Tub, Storage, Track Lighting, Walk-In Closet(s)
  • Window Features: Aluminum Frames, Blinds, Insulated Windows, Leaded Glass
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Community Features:Boating: Yes
  • Interior Features:Granite Counters: Yes
  • Kitchen Features:Granite Counters2: Yes
  • Interior Features:Bookcases: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Track Lighting: Yes
  • Kitchen Features:Breakfast Bar2: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Kitchen Features:KitchenFamily Room Combo: Yes
  • Bathroom Features:Double Vanity2: Yes
  • Bathroom Features:Separate Tub Shower: Yes
  • Appliances:Exhaust Fan3: Yes
  • Interior Features:Entrance Foyer: Yes
  • Bathroom Features:Walk-In Shower: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Gas2: Yes
  • Bathroom Features:Corner Tub wJets: Yes
  • Interior Features:Soaking Tub: Yes
  • Security Features:Gated Community: Yes
  • Attic Features:Attic Floored: Yes
  • Interior Features:His and Hers Closets: Yes
  • Bathroom Features:Travertine Tile: Yes
  • Bathroom Features:Two Walk-In Closets: Yes
  • Community Features:Marina2: Yes
  • Interior Features:Storage2: Yes
  • Community Features:Clubhouse: Yes
  • Community Features:Pool2: Yes
  • Bathroom Features:Jetted Tub: Yes
  • Fireplace Features:Blower Fan: Yes
  • Community Features:RVBoat Storage2: Yes
  • Bathroom Features:Ceramic Tile2: Yes
  • Bathroom Features:Fireplace3: Yes
  • Kitchen Features:Solid Surface Counters: Yes
  • Fireplace Features:Gas Starter: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Community Features:Lake: Yes
  • Community Features:Gated2: Yes
  • Interior Features:Dry Bar: Yes

Exterior Features

  • Disclosures: Seller/Agent Relationship
  • Exterior Features: Balcony
  • Fencing: None
  • Foundation Details: Slab
  • Roof: Asphalt Shingle, Metal
  • Patio And Porch Features: Deck
  • Pool Private: No
  • Construction Type: Shingle Siding
  • General Property Information:Accessibility Features: No
  • Window Features:Aluminum Frames: Yes
  • Window Features:Blinds: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Balcony: Yes
  • Patio And Porch Features:Deck2: Yes
  • Driveway Features:Front Entrance: Yes
  • Window Features:Leaded Glass: Yes
  • Door Features:Sliding Doors: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Door Opener, Storage, Direct Access
  • Attached Garage: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage2: Yes
  • Parking Features:Garage Door Opener: Yes
  • Showing Requirements:Garage Keypad: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Dual, Electric, Gas, Zoned
  • Heating: Central, Fireplace(s), Natural Gas
  • Laundry Features: Laundry Closet, Upper Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Water Connected
  • Water Source: Community, Public
  • Security: Gated Community, Security Gate
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes
  • Water Heater: Yes
  • Heating:Fireplace(s): Yes

Condo/Co-op/Association

  • Association Fee: 430.0
  • Association Fee Frequency: Monthly
  • Community Features: Boating, Clubhouse, Gated, Lake, Marina, Pool, RV/Boat Storage
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Association Fee Includes:Maintenance Grounds: Yes
  • Association Fee Includes:Management: Yes
  • Tax and Financial Information:Association Fee: 430.0
  • Tax and Financial Information:Association Fee Frequency: Monthly
  • Association Fee Includes:Pool Service: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Management, Pool Service

Schools

  • Elementary School: Ann Smith
  • High School: Ridgeland
  • Middle Or Junior School: Olde Towne

Lot Info

  • Parcel #: 072h-27c-025-00-00
  • Lot Size Sq Ft: 871.2
  • Zoning Description: General Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1504.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2023
Closed on
Feb 23, 2024
Sold by
Herbert Mark D
Bought by
Bunch James Frederick and Powell Charm Mcswain
Seller's Agent
Paula Ricks
KeytrustProperties Paula Ricks
Buyer's Agent
Paula Ricks
KeytrustProperties Paula Ricks
List Price
$431,000
Sold Price
$415,000
Premium/Discount to List
-$16,000
-3.71%
Views
110
Current Estimated Value
$432,042

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,042
Avg. Annual Appreciation
2.69%
Original Mortgage
$332,000
Outstanding Balance
$323,074
Interest Rate
6.66%
Mortgage Type
New Conventional
Estimated Equity
$106,750

Purchase Details

Closed on
Sep 26, 2008
Sold by
Waggener Perry C and Waggener Debbie
Bought by
Herbert Mark D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$367,200
Interest Rate
6.49%
Mortgage Type
Unknown
Source: Public Records

Similar Homes in the area

  • 65 Breakers Ln, Ridgeland, MS 39157

    $439,000

    • 2 Beds
    • 2.5 Baths
    • 1,854 Sq Ft
    • 65 Breakers Ln
    • Ridgeland, MS

    **Seller is offering ONE YEAR PAID HOA FEES with an acceptable offer!** Discover waterfront living with this stunning, fully-furnished, 2 bedroom, 2.5 bath condo located on the big water of the Ross Barnett Reservoir in Ridgeland. If you've ever thought about moving to the Reservoir, whether as a primary home or local get away, now is the time! Open concept design with plenty of natural

    Mary Hollingsworth Southern Magnolia's Realty

    Section Image
  • 46 Breakers Ln, Ridgeland, MS 39157

    $385,000

    • 2 Beds
    • 2.5 Baths
    • 1,628 Sq Ft
    • 46 Breakers Ln
    • Ridgeland, MS

    Updated Condo with Breathtaking Water Views on Ross Barnett Reservoir** Welcome to your dream retreat in the heart of Ridgeland, Mississippi! Conveniently located close to shopping, dining, and outdoor activities, this 2-bedroom, 2.5-bath condo with boat slip offers a lifestyle of comfort and convenience, all while enjoying serene water views from every room. As you step inside, you'll be

    Allison Bohon Coldwell Banker Graham

    Section Image
  • 122 Breakers Ln, Ridgeland, MS 39157

    $529,000

    • 3 Beds
    • 2.5 Baths
    • 2,464 Sq Ft
    • 122 Breakers Ln
    • Ridgeland, MS

    Enjoy the best of lake living in this beautifully updated 3-bedroom, 3-bath condo overlooking the Ross Barnett Reservoir. Large windows frame peaceful water views, creating a serene backdrop for everyday living.Located in a gated community, this home offers access to a sparkling pool, clubhouse, and boat slips—perfect for weekend adventures or relaxing days on the water. Whether you're arriving

    Beau Burns White Oak Properties, LLC

    Section Image
  • 13 Breakers Ln, Ridgeland, MS 39157

    $469,000

    • 3 Beds
    • 2.5 Baths
    • 2,280 Sq Ft
    • 13 Breakers Ln
    • Ridgeland, MS

    Gated Community. Great Location on the Ross Barnett Reservoir. Boat Slip at your back door. Two Car Carport. Large Deck on the Harbor Side. Approximately 2280 Sq. Ft. Three Bedrooms. Two Full Baths and One Powder Room. Formal Dining Room. Sun Room with Water Views. Covered back Porch. Large Deck for Entertaining. Clubhouse with Pool.

    Debra Spencer-Searcy Charlotte Smith Real Estate

    Section Image
  • 420 Saint Andrews Dr Unit B2-3, Jackson, MS 39211

    $429,000

    • 2 Beds
    • 3 Baths
    • 2,075 Sq Ft
    • 420 Saint Andrews Dr
    • Unit B2-3
    • Jackson, MS

    Looking for easy, condominium life just steps away from Mississippi's premiere Golf and Country Club? Then look no further! This completely remodeled 2 bedroom, 3 bathroom unit in the Country Club of Jackson is completely turnkey and ready for new owners! Featuring large, spacious rooms with fabulous upgrades including wood floors throughout, quartz countertops, stainless appliances, designer

    Shannon Blanks Nix-Tann & Associates, Inc.

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bunch James Frederick -- None Listed On Document
Herbert Mark D -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bunch James Frederick $332,000
Previous Owner Herbert Mark D $270,000
Previous Owner Herbert Mark D $277,000
Previous Owner Herbert Mark D $20,000
Previous Owner Herbert Mark D $354,150
Previous Owner Herbert Mark D $367,200
Previous Owner Waggener Perry C $90,000
Previous Owner Waggner Perry C $228,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/23/2024 02/23/24 Sold -- -- --
01/10/2024 01/10/24 Pending -- -- --
01/01/2024 01/01/24 Price Changed $424,700 -1.5% $179 / Sq Ft
11/09/2023 11/09/23 For Sale $431,000 0.0% $181 / Sq Ft
11/01/2023 11/01/23 Off Market -- -- --
10/09/2023 10/09/23 Price Changed $431,000 -0.3% $181 / Sq Ft
09/21/2023 09/21/23 Price Changed $432,500 -0.3% $182 / Sq Ft
08/26/2023 08/26/23 Price Changed $433,770 -1.4% $183 / Sq Ft
05/01/2023 05/01/23 For Sale $439,900 -- $185 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,504 $22,981 $0 $0
2023 $1,504 $22,759 $0 $0
2022 $1,504 $22,759 $0 $0
2021 $1,504 $22,100 $0 $0
2020 $1,504 $22,100 $0 $0
2019 $1,504 $21,460 $0 $0
2018 $3,469 $32,190 $0 $0
2017 $3,429 $31,817 $0 $0
2016 $1,986 $21,211 $0 $0
2015 $1,986 $21,211 $0 $0
2014 $1,974 $21,098 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: MLS United

MLS Number: 4046217

MLS United

APN: 072H-27C-025-00-00