NOT LISTED FOR SALE

81 Fernwood Rd Stoddard, NH 03464

Estimated Value: $325,000 - $408,000

3 Beds
1 Bath
984 Sq Ft
$371/Sq Ft Est. Value

Last Sold January 08, 2018

Last sale price $175,000 $178 Per Sq Ft

Est. 109% increase in value since last sale

Current estimated payment $2,238/month

75 Days on Market

Highlights

  • Beach Access
  • Deck
  • Furnished
  • Lake View
  • Cathedral Ceiling
  • Covered Patio or Porch

About This Home

As of January 2018

No matter the season, you'll enjoy this year-round home with beach rights on Highland Lake in low tax Stoddard. Neat as a pin with a covered wraparound porch looking out towards the water -- there are three bedrooms and a full bath, with an open-concept living space with lots of natural light. All the appliances stay (and the furnishings too!), including the washer and dryer in the heated, daylight, walkout lower level -- with plenty more space to finish off if you'd like! The home has been very well maintained and is very solid, and has a standing-seam metal roof. Sited on a private road and part of an association, the beach access is limited to the 10 owners of the Fernwood Association only, and there are beach cabanas and access to a dock included. Take a short walk to the beach for boating swimming, fishing, ice fishing and skating, and enjoy all the benefits of waterfront property without the tax bill!

Last Agent to Sell the Property

Matthew Cabana

EXP Realty Brokerage Phone: 800-450-7784 License #050464 Listed on: 09/08/2017

EXP Realty

Last Buyer's Agent

Jean Lynch

Jack Conway & Company License #070138

Jack Conway & Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,940

Year Built

  • Built in 1975

Lot Details

  • 0.81 Acre Lot
  • Level Lot
  • Garden

HOA Fees

  • $42 Monthly HOA Fees

Property Views

  • Lake Views
  • Countryside Views

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • T111 Siding

Interior Spaces

  • 1-Story Property
  • Furnished
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Fire and Smoke Detector
  • Gas Range

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Natural lighting in basement

Parking

  • Gravel Driveway
  • Dirt Driveway

Outdoor Features

  • Beach Access
  • Water Access
  • Shared Private Water Access
  • Deck
  • Covered Patio or Porch

Schools

  • James Faulkner Elementary School
  • Keene Middle School
  • Keene High School

Utilities

  • Heating System Uses Gas
  • 100 Amp Service
  • Drilled Well
  • Liquid Propane Gas Water Heater
  • Septic Tank

Community Details

  • Association fees include hoa fee

Listing and Financial Details

  • Tax Lot 17

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,940

Year Built

Built in 1975

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Status Detail: Closed
  • Style: Ranch, Walkout Lower Level
  • Suitable Use: Residential
  • Assessment Amount: 129410
  • Assessment Year: 2016
  • Construction: Existing
  • Total Stories: 1
  • Price Per Sq Ft: 177.85
  • Property Class: Residential
  • Property Type: Single Family
  • Year Built: 1975
  • Remarks Public: No matter the season, you'll enjoy this year-round home with beach rights on Highland Lake in low tax Stoddard. Neat as a pin with a covered wraparound porch looking out towards the water -- there are three bedrooms and a full bath, with an open-concept living space with lots of natural light. All the appliances stay (and the furnishings too!), including the washer and dryer in the heated, daylight, walkout lower level -- with plenty more space to finish off if you'd like! The home has been very well maintained and is very solid, and has a standing-seam metal roof. Sited on a private road and part of an association, the beach access is limited to the 10 owners of the Fernwood Association only, and there are beach cabanas and access to a dock included. Take a short walk to the beach for boating swimming, fishing, ice fishing and skating, and enjoy all the benefits of waterfront property without the tax bill!
  • List Agent: 15930
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dryer, Range - Gas, Refrigerator, Washer
  • Equipment: Smoke Detector
  • Features Interior: Cathedral Ceiling, Ceiling Fan, Furnished, Laundry Hook-ups, Natural Woodwork, Wood Stove Hook-up
  • Total Bedrooms: 3
  • Flooring: Carpet, Vinyl
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Basement: Yes
  • Basement Access Type: Walkout
  • Basement Description: Daylight, Full, Stairs - Interior, Unfinished
  • Sq Ft - Apx Finished AG: 984
  • Sq Ft - Apx Total: 1968
  • Sq Ft - Apx Total Finished: 984
  • Sq Ft - Apx Unfinished BG: 984

Exterior Features

  • Construction: Wood Frame
  • Driveway: Dirt, Gravel
  • Exterior: T1-11
  • Foundation: Poured Concrete
  • Road Frontage: TBD
  • Roads: Private
  • Roof: Standing Seam
  • Easements: Yes
  • Features Exterior: Deck, Garden Space, Natural Shade, Porch - Covered, ROW to Water
  • Water Body Access: Yes
  • Water Body Name: Highland Lake
  • Water Body Type: Lake
  • Water Access Details: Beach Access, Right of Way, Shared-Private
  • Water Body Access: Shared Private
  • Water View: Yes

Utilities

  • Electric: 100 Amp, Circuit Breaker(s)
  • Sewer: Septic
  • Water: Drilled Well
  • Water Heater: Gas - LP/Bottle
  • Heating Fuel: Gas - LP/Bottle
  • Heating: Electric, Hot Air

Condo/Co-op/Association

  • Fee2 Frequency: Yearly
  • Fees 2: 500
  • Fee2 Includes: HOA Fee

Schools

  • School District: Keene Sch Dst SAU #29
  • Elementary School: James Faulkner Elementary
  • Middle School: Keene Middle School
  • High School: Keene High School
  • Elementary School: James Faulkner Elementary
  • High School: Keene High School

Lot Info

  • Map: 120
  • Lot: 17
  • Lot Sq Ft: 35284
  • Lot Acres: 0.81
  • Lot Description: Beach Access, Country Setting, Lake View, Level, Sloping, Water View
  • Surveyed: Yes
  • Zoning: RESIDE
  • Deed Book: 2837
  • Deed Page: 0085
  • Deed Recorded Type: Warranty

Tax Info

  • Tax Gross Amount: 1940
  • Tax Year: 2016

MLS Schools

  • School District: Keene Sch Dst SAU #29
  • School Middle Jr: Keene Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2017
Closed on
Jan 5, 2018
Sold by
Fernwood Road Property
Bought by
Nelson Katelyn
Seller's Agent
Matthew Cabana
EXP Realty
Buyer's Agent
Jean Lynch
Jack Conway & Company
List Price
$188,000
Sold Price
$175,000
Premium/Discount to List
-$13,000
-6.91%
Current Estimated Value
$364,998

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$189,998
Avg. Annual Appreciation
9.98%
Original Mortgage
$157,500
Outstanding Balance
$132,843
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$232,155

Purchase Details

Closed on
Sep 26, 2012
Sold by
Rispoli Robert
Bought by
Krutt Richard L

Purchase Details

Closed on
Jan 11, 1999
Sold by
Moulton Alan H and Moulton Nanette L
Bought by
Rispoli Robert and Rispoli Sharon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,200
Interest Rate
6.8%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nelson Katelyn $175,000 --
Krutt Richard L $85,000 --
Rispoli Robert $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nelson Katelyn $157,500
Previous Owner Rispoli Robert $80,000
Previous Owner Rispoli Robert $80,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/08/2018 01/08/18 Sold $175,000 -6.9% $178 / Sq Ft
09/08/2017 09/08/17 For Sale $188,000 -- $191 / Sq Ft
Source: PrimeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,130 $266,140 $99,720 $166,420
2023 $3,002 $176,780 $76,960 $99,820
2022 $2,887 $176,780 $76,960 $99,820
2021 $2,929 $176,780 $76,960 $99,820
2020 $0 $176,780 $76,960 $99,820
2019 $2,669 $176,780 $76,960 $99,820
2018 $2,210 $129,410 $44,530 $84,880
2016 $1,940 $129,410 $44,530 $84,880
2014 $2,059 $129,410 $44,530 $84,880
2013 $2,196 $139,490 $52,490 $87,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: PrimeMLS

MLS Number: 4657869

PrimeMLS

APN: STOD-000120-000000-000017