$469,600
SOLD MAR 25, 2026

81 John Silver Dr Key Largo, FL 33037

2 Beds
1 Bath
840 Sq Ft
3,750 Sq Ft Lot Lot

Sale Details

Date Sold: March 25, 2026

$559 Per Sq Ft

14% Below List Price

349 Days on Market

Highlights

  • Impact Glass
  • Garage
  • 1-minute walk to Schwingggg
  • Coral Shores High School Rated A

About This Home

As of March 2026

Key Largo ground level CBS home in an X flood zone! This charming residence features two bedrooms, one bathroom, and includes a garage! The metal roof was installed in 2018, along with impact windows and a door in 2012, and granite countertops in the kitchen. The cozy yard requires minimal upkeep and offers space for a trailer. Conveniently located near the clubhouse, boat ramp, and private community beach, perfect for launching kayaks or paddle boards, as well as providing a spot for your furry friend to enjoy a swim!

Last Agent to Sell the Property

Claire Johnson

Exit Realty Florida Keys TAV Listed on: 04/03/2025

Last Buyer's Agent

Lorie Leal

American Caribbean Real Estate, Christie's International Real Estate License #0703307

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,239

Year Built

  • Built in 1955

Lot Details

  • 3,750 Sq Ft Lot
  • Property is zoned IS - Improved Subivision District

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • Garage

Home Design

  • 840 Sq Ft Home
  • Metal Roof

Kitchen

  • Oven
  • Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Location

  • Ground Level

Utilities

  • Public Hookup Available For Sewer
  • Cable TV Available

Community Details

  • Pirates Cove Subdivision
  • Rental Restrictions

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00494100-000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,239

Year Built

Built in 1955

Lot Details

3,750 Sq Ft Lot

HOA Fees

$21 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • First Right of Refusal: No
  • Association Fee: 250.00
  • Mandatory HOA: No
  • Fee Includes: None
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 98.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 3239.03
  • Title: Title Ins - Buyer
  • Vehicle Storage: Garage, Attached
  • Year Built: 1955
  • Alternate Key Number: 1610267
  • Building Style: Ground Level
  • Lot Sq Ft: 3750.00
  • Association Maintenance Fee Per: Yearly
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 840.00
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dryer
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Utilities: FKAA, Cable Available, Municipal Sewer

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: X
  • Parcel Number: 00494100-000000
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.09

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Mar 25, 2026
Sold by
Kimble Averil
Bought by
Morris Jessica
Seller's Agent
Claire Johnson
Exit Realty Florida Keys TAV
Buyer's Agent
Lorie Leal
American Caribbean Real Estate, Christie's International Real Estate
List Price
$549,000
Sold Price
$469,600
Premium/Discount to List
-$79,400
-14.46%
Views
220

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
157.29%
Original Mortgage
$250,000
Outstanding Balance
$250,000
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$280,986

Purchase Details

Closed on
Apr 15, 2011
Sold by
Gantt Melanie
Bought by
Kimble Robert C and Kimble Averil J

Purchase Details

Closed on
Mar 24, 1999
Sold by
Wright Timothy O and Wright Kimberly B
Bought by
Gantt Melanie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,700
Interest Rate
6.74%
Mortgage Type
VA

Purchase Details

Closed on
Sep 1, 1991
Bought by
Kimble Robert C and Kimble Averil J

Purchase Details

Closed on
Jan 1, 1980
Bought by
Kimble Robert C and Kimble Averil J
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $469,600 None Listed On Document
Warranty Deed $150,000 Island Acquisition Title Co
Warranty Deed $85,000 --
Warranty Deed $65,000 --
Deed $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 New Conventional
Previous Owner $55,000 Credit Line Revolving
Previous Owner $86,700 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/25/2026 03/25/26 Sold $469,600 -5.9% $559 / Sq Ft
03/18/2026 03/18/26 Pending -- -- --
11/10/2025 11/10/25 Price Changed $499,000 -5.0% $594 / Sq Ft
07/08/2025 07/08/25 Price Changed $525,000 -4.4% $625 / Sq Ft
04/03/2025 04/03/25 For Sale $549,000 -- $654 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,239 $421,829 $280,800 $141,029
2024 $3,102 $355,338 $216,563 $138,775
2023 $3,102 $374,595 $244,125 $130,470
2022 $2,756 $315,838 $187,031 $128,807
2021 $2,511 $238,051 $129,938 $108,113
2020 $2,266 $186,863 $78,750 $108,113
2019 $2,262 $188,440 $78,750 $109,690
2018 $2,136 $167,165 $66,938 $100,227
2017 $2,085 $161,674 $0 $0
2016 $2,026 $148,201 $0 $0
2015 $2,066 $147,644 $0 $0
2014 $2,072 $152,578 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 614448

Florida Keys Board of REALTORS®

APN: 00494100-000000

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