$435,000
SOLD APR 28, 2025

81 Stuart St Gardner, MA 01440

3 Beds
2 Baths
1,474 Sq Ft
0.25 Acres

Recently Sold

$295 Per Sq Ft

4% Above List Price

6 Days on Market

Highlights

  • Medical Services
  • Colonial Architecture
  • Cathedral Ceiling
  • Custom Closet System
  • Deck
  • 5-minute walk to Fantasy Playground

About This Home

As of April 2025

This charming 3-bedroom, 2-bathroom home on a quiet dead-end street features hardwood floors, a modern kitchen with stainless steel appliances, and a cozy dining area with a sliding door. Recent upgrades include new plumbing, roofing, electrical, walls, windows, and insulation. Additional highlights include a WD space, attic with two bonus rooms, a fenced backyard, a front porch, and a driveway for eight cars. With a 200-amp panel, generator hookup, and tankless heating, this move-in-ready home offers comfort and efficiency. Don’t miss it!

Last Agent to Sell the Property

Mg Group

Century 21 North East Listed on: 03/04/2025

Century 21 North East

Co-Listed By

Fabricia Guedes

Century 21 North East

Last Buyer's Agent

Jose Teixeira

eXp Realty

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,277

Year Built

  • Built in 1900 | Remodeled

Lot Details

  • 0.25 Acre Lot
  • Street terminates at a dead end
  • Fenced Yard

Home Design

  • Colonial Architecture
  • Block Foundation
  • Frame Construction
  • Spray Foam Insulation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,474 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Recessed Lighting
  • Decorative Lighting
  • Insulated Windows
  • Picture Window
  • French Doors
  • Insulated Doors
  • Dining Area
  • Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Custom Closet System
  • 2 Full Bathrooms
  • Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Gas Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 8 Car Parking Spaces
  • Driveway
  • Paved Parking
  • Open Parking
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Location

  • Property is near schools

Utilities

  • Window Unit Cooling System
  • 2 Heating Zones
  • Heating System Uses Propane
  • Generator Hookup
  • 200+ Amp Service
  • Power Generator
  • Tankless Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number M:M32 B:24 L:5,3535893

Community Details

Recreation

  • Community Pool
  • Park
  • Jogging Path

Additional Features

  • No Home Owners Association
  • Medical Services

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,277

Year Built

Built in 1900 | Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 1900
  • Year Built Details: Actual
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Other
  • Special Features: None

Interior Features

  • Flooring: Hardwood, Vinyl / VCT
  • Interior Amenities: Walk-up Attic, Finish - Sheetrock, High Speed Internet
  • Door Features: Insulated Doors
  • Fireplace YN: No
  • Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Features: Closet, Flooring - Hardwood, Window(s) - Picture, Remodeled
  • Room Bedroom3 Features: Closet, Flooring - Hardwood, Window(s) - Picture, Remodeled
  • Room Bedroom3 Level: Main,First
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Closet, Flooring - Hardwood, Window(s) - Picture, Remodeled
  • Room Master Bedroom Level: Second
  • Bathroom 1 Features: Bathroom - Full, Bathroom - With Tub, Closet/Cabinets - Custom Built, Flooring - Stone/Ceramic Tile, Window(s) - Picture, Dryer Hookup - Electric, Recessed Lighting, Remodeled, Washer Hookup
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Second
  • Bathroom 2 Features: Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Window(s) - Picture, Recessed Lighting
  • Room Dining Room Features: Cathedral Ceiling(s), Flooring - Hardwood, Window(s) - Picture, French Doors, Exterior Access, Paints & Finishes - Low VOC, Recessed Lighting, Remodeled, Lighting - Pendant
  • Room Dining Room Level: Main,First
  • Room Kitchen Level: Main,First
  • Room Kitchen Features: Cathedral Ceiling(s), Flooring - Hardwood, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, French Doors, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Lighting - Pendant
  • Laundry Features: Electric Dryer Hookup, Washer Hookup, First Floor, Gas Dryer Hookup
  • Room Living Room Level: Main,First
  • Room Living Room Features: Flooring - Hardwood, Window(s) - Picture, Cable Hookup, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Paints & Finishes - Low VOC, Recessed Lighting, Remodeled
  • Basement: Full, Unfinished
  • Above Grade Finished Sq Ft: 1474
  • Living Area: 1474
  • Spa YN: No
  • Window Features: Insulated Windows
  • MAIN LO: AN4339
  • MAIN SO: AC0342
  • Insulation: Spray Foam

Exterior Features

  • Exterior Features: Porch - Enclosed, Patio, Fenced Yard
  • Construction Materials: Frame, Block
  • Fencing: Fenced/Enclosed, Fenced
  • Foundation Details: Block
  • Home Warranty YN: No
  • Patio And Porch Features: Porch - Enclosed, Patio
  • Road Frontage Type: Public, Dead End
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 8

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Gas Dryer, Washer Hookup, Generator Connection
  • Cooling: Window Unit(s)
  • Heating: Propane
  • Cooling Y N: Yes
  • Electric: Circuit Breakers, 200+ Amp Service, Other (See Remarks), Generator Connection
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 2

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Pool, Park, Walk/Jog Trails, Medical Facility, House of Worship, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:M32 B:24 L:5,3535893
  • Zoning: res
  • Farm Land Area Units: Square Feet
  • Lot Size Acres: 0.25
  • Lot Size Sq Ft: 10750
  • Lot Size Units: Acres
  • Property Attached YN: No
  • ResoLotSizeUnits: Acres

Green Features

  • Green Energy Efficient: Thermostat

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 2277

Multi Family

  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
Apr 28, 2025
Sold by
Rocha Roque J
Bought by
Dossantos Jackson G and Decastro Ludmila L
Seller's Agent
Mg Group
Century 21 North East
Buyer's Agent
Jose Teixeira
eXp Realty
List Price
$419,999
Sold Price
$435,000
Premium/Discount to List
$15,001
3.57%
Views
53
Current Estimated Value
$417,547

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,453
Avg. Annual Appreciation
-6.49%
Original Mortgage
$466,447
Outstanding Balance
$463,956
Interest Rate
6.65%
Mortgage Type
FHA
Estimated Equity
-$46,409

Purchase Details

Listed on
Dec 29, 2022
Closed on
Jan 6, 2023
Sold by
Dooley John W
Bought by
Rocha Roque J
Seller's Agent
JOHN SNYDER
Redfin Corp.
Buyer's Agent
Stacie Gallucci
Redfin Corp.
List Price
$150,000
Sold Price
$155,000
Premium/Discount to List
$5,000
3.33%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
56.93%

Purchase Details

Closed on
Sep 29, 2005
Sold by
Marro Joann D and Marro Matthew S
Bought by
Dooley John W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,080
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 1994
Sold by
First Nb Boston
Bought by
Marion Daniel J

Purchase Details

Closed on
Mar 29, 1994
Sold by
Richard Ronald L and Worc Cty Instit Svgs
Bought by
Worc Cty Instit Svgs
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $435,000 None Available
Quit Claim Deed $435,000 None Available
Quit Claim Deed $155,000 None Available
Quit Claim Deed $155,000 None Available
Deed $185,100 --
Deed $185,100 --
Deed $185,100 --
Deed $12,000 --
Deed $12,000 --
Foreclosure Deed $24,000 --
Foreclosure Deed $24,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $466,447 FHA
Closed $466,447 FHA
Previous Owner $148,080 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/28/2025 04/28/25 Sold $435,000 +3.6% $295 / Sq Ft
03/10/2025 03/10/25 Pending -- -- --
03/04/2025 03/04/25 For Sale $419,999 +171.0% $285 / Sq Ft
01/13/2023 01/13/23 Sold $155,000 +3.3% $118 / Sq Ft View Prior Sale
01/02/2023 01/02/23 Pending -- -- --
12/29/2022 12/29/22 For Sale $150,000 -- $114 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,277 $158,600 $51,700 $106,900
2024 $3,311 $220,900 $47,000 $173,900
2023 $3,195 $198,100 $46,400 $151,700
2022 $2,865 $154,100 $35,100 $119,000
2021 $2,741 $136,800 $30,500 $106,300
2020 $2,637 $133,600 $30,500 $103,100
2019 $2,497 $124,000 $30,500 $93,500
2018 $2,297 $113,300 $30,500 $82,800
2017 $2,372 $115,800 $30,500 $85,300
2016 $2,196 $107,300 $30,500 $76,800
2015 $2,100 $105,100 $30,500 $74,600
2014 $2,236 $118,500 $36,200 $82,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73341131

MLS Property Information Network (MLS PIN)

APN: GARD-000032M-000024-000005