$399,000

81 Twin Lake Cir Umatilla, FL 32784

Estimated payment $2,348/month

Total Views 14
3 Beds
2 Baths
1,898 Sq Ft
$210 Price per Sq Ft

Highlights

  • Active Adult
  • Open Floorplan
  • Private Lot
  • Gated Community
  • Deck
  • Florida Architecture

About This Home

ATTRACTIVE & AFFORDABLE HOME ON A SPACIOUS LOT IN TWIN LAKES ESTATES. Welcome to this well-maintained 3-bedroom home in Twin Lakes Estates, a friendly 55+ gated lakeside community with a clubhouse, pool, walking paths, biking areas, and well-lit streets for relaxing evening strolls. Set on a little over a HALF ACRE, this property stands out with its GAZEBO, picket fence and beautiful BUTTERFLY plantings. The stucco exterior and arched entry create great curb appeal, and the two-car garage plus wide driveway offer plenty of parking. Inside, the home features a pleasing layout with 10’ ceilings, crown molding, neutral colors, tile and wood flooring, and many flexible uses. The living area opens to a bright, glass-enclosed Florida room with slider windows— enjoy the outdoors in year-round comfort. The oversized kitchen offers plentiful counter space, cabinets, updated appliances and roomy dining space. Two guest bedrooms share closets and bath, and the laundry room includes ample storage, a utility sink, and direct access to the garage. Outside, enjoy the spacious yard for gardens and the sunny patio. Convenient to shopping, dining, The Villages, Mount Dora, the beaches, medical care, parks, and major toll roads, this home offers a great combination of comfort, space, and location. Call for your appointment now.

Listing Agent

Mary Jo Williams

BHHS FLORIDA REALTY Brokerage Phone: 352-729-7325 License #3037601 Listed on: 12/19/2025

BHHS FLORIDA REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,406

Year Built

  • Built in 2007

Lot Details

  • 0.55 Acre Lot
  • Lot Dimensions are 176x219x133
  • East Facing Home
  • Vinyl Fence
  • Wood Fence
  • Wire Fence
  • Mature Landscaping
  • Private Lot
  • Corner Lot
  • Oversized Lot
  • Level Lot
  • Irrigation Equipment
  • Cleared Lot
  • Landscaped with Trees
  • Garden
  • Property is zoned R-3

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,898 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Inside Utility
  • Laundry Room
  • Garden Views

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Gazebo

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Sentry Gail Smith Association, Phone Number (352) 345-1498
  • Twin Lakes Estates Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,406

Year Built

Built in 2007

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Ranch
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1898
  • Lot Size Acres: 0.55
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 2600
  • Lot Size Sq Ft: 24269
  • Number Of Lots: 1
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 241.55
  • Escrow City: Mount Dora
  • Escrow State: FL
  • Escrow Street Name: W Fifth Ave
  • RATIO Current Price By Calculate: 210.22
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • Property Description: Corner Unit
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-729-7325
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Other, Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, Split Bedroom, Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Window Treatments
  • Additional Rooms: Florida Room,Inside Utility
  • Living Area Meters: 176.33

Exterior Features

  • Direction Faces: East
  • Other Structures: Gazebo
  • Exterior Features: Garden
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Garden
  • Waterfront: No
  • Patio and Porch Features: Deck, Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Pool
  • Association Amenities: Pool
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association Name: Sentry - Gail Smith
  • Phone: 352-345-1498
  • Association: Yes
  • Security: Gated Community
  • Senior Community: Yes
  • Association 2 YN: 0
  • Pet Restrictions: Buyer to check current county and association rules.
  • Association Fee Requirement: Required
  • Association Email: hodtreasurer98@gmail.com

Fee Information

  • Total Annual Fees: 600.00
  • Total Monthly Fees: 50.00
  • Monthly HOA Amount: 50.00

Lot Info

  • Zoning: R-3
  • Parcel Number: 01-18-26-2001-000-07800
  • Additional Parcels: No
  • Fencing: Other, Vinyl, Wire, Wood
  • Lot Features: Cleared, Corner Lot, Landscaped, Level, Oversized Lot, Paved, Private
  • Lot Dimensions: 176x219x133
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 2406.28
  • Tax Block: 000/078
  • Tax Book Number: 49
  • Tax Lot: 78

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,228 $157,450 -- --
2025 $2,129 $153,170 -- --
2024 $2,129 $153,170 -- --
2023 $2,129 $144,380 $0 $0
2022 $1,717 $120,760 $0 $0
2021 $1,632 $117,243 $0 $0
2020 $1,669 $115,625 $0 $0
2019 $1,639 $113,026 $0 $0
2018 $1,564 $110,919 $0 $0
2017 $1,384 $108,638 $0 $0
2016 $1,360 $106,404 $0 $0
2015 $1,393 $105,665 $0 $0
2014 $1,383 $104,827 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/19/2025 12/19/25 For Sale $399,000 -- $210 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $35,000 --
Source: Public Records

Source: Stellar MLS

MLS Number: G5105552

Stellar MLS

APN: 01-18-26-2001-000-07800