$555,000
SOLD SEP 2, 2025

81 Union St Leominster, MA 01453

4 Beds
2 Baths
2,408 Sq Ft
0.45 Acres

Recently Sold

$230 Per Sq Ft

2% Above List Price

7 Days on Market

Highlights

  • Open Floorplan
  • Wooded Lot
  • Sun or Florida Room
  • Property is near public transit
  • Wood Flooring
  • Jogging Path

About This Home

As of September 2025

Welcome to 81 Union Street - a fantastic opportunity to own a well-maintained 2-family home in a convenient Leominster location! Each unit offers 2 bedrooms, 1 full bathroom, kitchen, living, dining and sunroom. Both apartments have in-unit laundry, mini split heating and cooling systems and separate utilities making this property perfect for an owner-occupant looking to offset their mortgage, or a savvy investor seeking rental income. The home features a detached 2-car garage, ample off-street parking and a generous yard space while being conveniently located right near downtown. Don’t miss out on this versatile and affordable investment in Leominster and your chance to see it at the open houses Saturday July 26th from 10:00 AM – 12:00 PM & Sunday July 27th from 12:00 PM – 2:00 PM.

Last Agent to Sell the Property

Sarah Arriola

Keller Williams Realty North Central Listed on: 07/23/2025

Keller Williams Realty North Central

Last Buyer's Agent

Ham Ssebunya

eXp Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,227

Year Built

  • Built in 1910

Lot Details

  • 0.45 Acre Lot
  • Level Lot
  • Wooded Lot

Parking

  • 2 Car Garage
  • Shared Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Duplex
  • Stone Foundation
  • Frame Construction
  • Shingle Roof
  • Rubber Roof

Interior Spaces

  • 2,408 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Insulated Doors
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Washer and Dryer

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Outdoor Features

  • Bulkhead
  • Porch

Location

  • Property is near public transit
  • Property is near schools

Schools

  • Northwest Elementary School
  • Samoset Middle School
  • Leominster High School

Utilities

  • Ductless Heating Or Cooling System
  • 2 Cooling Zones
  • 2 Heating Zones
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Separate Meters
  • 220 Volts

Listing and Financial Details

  • Total Actual Rent $3,500
  • Rent includes unit 1(water), unit 2(water)
  • Assessor Parcel Number M:0332 B:0001 L:0000,1583462

Community Details

Recreation

  • Park
  • Jogging Path

Additional Features

  • 2 Units
  • Shops
  • Net Operating Income $38,400

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,227

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: 2 Family - 2 Units Up/Down
  • Year Built: 1910
  • Levels: 2
  • Year Built Details: Actual
  • APOD AVAILABLE: No
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Laminate, Hardwood
  • Interior Amenities: Ceiling Fan(s), Open Floorplan, Living Room, Dining Room, Kitchen, Laundry Room, Sunroom
  • Door Features: Insulated Doors
  • Fireplace YN: No
  • Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Washer/Dryer
  • Total Bedrooms: 4
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bathrooms: 2
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Basement: Full, Bulkhead, Concrete, Unfinished
  • Above Grade Finished Sq Ft: 2408
  • Living Area: 2408
  • Spa YN: No
  • Stories Total: 2
  • Window Features: Insulated Windows
  • MAIN LO: K95580
  • LIST PRICE PER Sq Ft: 226.33
  • PRICE PER Sq Ft: 230.48
  • MAIN SO: AC0342

Exterior Features

  • Construction Materials: Frame
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Porch
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle, Rubber
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 2
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Shared Driveway, Off Street, Paved
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: Ductless
  • Heating: Baseboard, Natural Gas, Ductless
  • Cooling Y N: Yes
  • Electric: 220 Volts, Circuit Breakers, Individually Metered
  • Heating YN: Yes
  • Water Source: Public
  • HEAT UNITS: 2
  • HEAT ZONES: 2
  • COOLING ZONES: 2
  • Hot Water: Natural Gas, Tank

Condo/Co-op/Association

  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Highway Access, House of Worship, Public School
  • Rent Includes: Unit 1(Water), Unit 2(Water)
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:0332 B:0001 L:0000,1583462
  • Zoning: RB
  • Farm Land Area Units: Square Feet
  • Lot Features: Wooded, Level
  • Lot Size Acres: 0.45
  • Lot Size Area: 0.45
  • Lot Size Sq Ft: 19422
  • Lot Size Units: Acres
  • PAGE: 131

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 7227
  • Tax Book Number: 10060

Multi Family

  • Gross Income: 42000
  • Net Operating Income: 38400
  • Number Of Units Total: 2
  • Total Actual Rent: 3500
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • COOLING UNITS: 2
  • LEVELS 2: 1
  • LEASE 2: N
  • LEASE 1: N
  • FLRS 1: 1
  • FLRS 2: 2

MLS Schools

  • High School: Leominster High
  • Elementary School: Northwest Elem
  • Middle Or Junior School: Samoset School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2021
Closed on
Aug 3, 2021
Sold by
Michael Despo
Bought by
Ruiz-Vazquez Arabia
Seller's Agent
Kelle O'Keefe
Keller Williams Realty North Central
Buyer's Agent
Thomas Nephew
Keller Williams Realty-Merrimack
List Price
$389,900
Sold Price
$420,000
Premium/Discount to List
$30,100
7.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.47%
Original Mortgage
$412,392
Outstanding Balance
$376,769
Interest Rate
2.93%
Mortgage Type
FHA
Estimated Equity
$167,613

Purchase Details

Closed on
Jun 16, 2011
Sold by
Clementi Enio Est
Bought by
Despo Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
4.74%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Not Resolvable $420,000 None Available
Deed $180,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,392 FHA
Previous Owner $120,000 Balloon
Previous Owner $126,000 Purchase Money Mortgage
Previous Owner $25,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Sold $555,000 +1.8% $230 / Sq Ft
07/30/2025 07/30/25 Pending -- -- --
07/23/2025 07/23/25 For Sale $545,000 +29.8% $226 / Sq Ft
08/03/2021 08/03/21 Sold $420,000 +7.7% $174 / Sq Ft
06/04/2021 06/04/21 Pending -- -- --
05/23/2021 05/23/21 For Sale $389,900 -- $162 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,227 $515,100 $132,500 $382,600
2024 $6,646 $458,000 $126,200 $331,800
2023 $6,348 $408,500 $109,800 $298,700
2022 $5,457 $329,500 $95,500 $234,000
2021 $5,067 $279,500 $74,300 $205,200
2020 $5,025 $279,500 $74,300 $205,200
2019 $4,607 $248,500 $70,700 $177,800
2018 $4,496 $232,600 $68,600 $164,000
2017 $3,547 $179,800 $64,100 $115,700
2016 $3,229 $164,900 $64,100 $100,800
2015 $3,073 $158,100 $64,100 $94,000
2014 $3,347 $177,200 $71,000 $106,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73408443

MLS Property Information Network (MLS PIN)

APN: LEOM-000332-000001