Seller's Agent in 2025
Joan Rollins
AJ Realty, Inc.
(563) 380-5364
53 in this area
80 Total Sales
811 E Water St Decorah, IA 52101
4
Beds
3
Baths
1,727
Sq Ft
6,625
Sq Ft Lot
Highlights
- Covered Patio or Porch
- 3 Car Detached Garage
- Forced Air Heating and Cooling System
- Carrie Lee Elementary School Rated 9+
- Handicap Accessible
- Water Softener
About This Home
As of September 2025Spacious 4-Bedroom Home with Modern Comforts in a Prime Location Don’t miss this beautifully maintained home just blocks from downtown Decorah! Offering the perfect blend of space, functionality, and charm, it’s ideal for families or anyone looking to enjoy comfortable living in a convenient and quiet neighborhood. This home features four bedrooms and three bathrooms, including a main floor bedroom with an adjoining full bath and laundry area—perfect for guests or single-level living. The main floor also includes a bright and welcoming living room that flows seamlessly into the open kitchen and dining area, creating a warm and inviting space for everyday life or entertaining. Each level of the home includes a bathroom, providing added convenience for busy households. Upstairs, you’ll find three spacious bedrooms with a comfortable layout. The finished basement offers a cozy family room, ideal for movie nights, playtime, or hosting friends. Outside, a charming open front porch offers the perfect spot to enjoy your morning coffee or unwind in the evening. One of the standout features of this property is the oversized three-car detached garage. Heated with an in-floor system, this dream garage offers ample space for vehicles, hobbies, storage, or even a workshop. Whether you're a car enthusiast, need room for outdoor gear, or simply want a versatile space to work year-round, this garage delivers in both comfort and functionality. Located just a short walk from Decorah’s downtown shops, restaurants, and parks, this home combines modern amenities with small-town charm in an unbeatable location.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,628
Year Built
- Built in 1925
Lot Details
- 6,625 Sq Ft Lot
- Lot Dimensions are 53 x 125
- Level Lot
- Property is zoned R-3
Home Design
- Concrete Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,727 Sq Ft Home
- Ceiling Fan
- Laundry on main level
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Bathrooms
Basement
- Stone Basement
- Sump Pump
Parking
- 3 Car Detached Garage
- Heated Garage
- Workshop in Garage
- Garage Door Opener
Schools
- Decorah Community Schools Elementary And Middle School
- Decorah Community Schools High School
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
- Water Softener
Additional Features
- Handicap Accessible
- Covered Patio or Porch
Listing and Financial Details
- Assessor Parcel Number 111533200500
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 27, 2025
Closed on
Sep 2, 2025
Sold by
Cotton Michael and Cotton Mary Lou
Bought by
Clark Bruce Wesley
Seller's Agent
Joan Rollins
AJ Realty, Inc.
Buyer's Agent
Trent Ostby
Kelly Real Estate Inc
List Price
$349,900
Sold Price
$255,000
Premium/Discount to List
-$94,900
-27.12%
Views
82
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8
Avg. Annual Appreciation
-0.01%
Original Mortgage
$204,000
Outstanding Balance
$203,823
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$51,169
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $255,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $204,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/11/2025 09/11/25 | Sold | $255,000 | -15.0% | $148 / Sq Ft |
| 07/29/2025 07/29/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $299,900 | -14.3% | $174 / Sq Ft |
| 05/27/2025 05/27/25 | For Sale | $349,900 | -- | $203 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,778 | $231,340 | $20,460 | $210,880 |
| 2024 | $3,778 | $200,710 | $20,460 | $180,250 |
| 2023 | $3,632 | $200,710 | $20,460 | $180,250 |
| 2022 | $3,448 | $174,340 | $17,050 | $157,290 |
| 2021 | $3,260 | $170,890 | $17,050 | $153,840 |
| 2020 | $3,260 | $158,580 | $17,050 | $141,530 |
| 2019 | $3,172 | $158,580 | $0 | $0 |
| 2018 | $3,243 | $158,580 | $0 | $0 |
| 2017 | $2,744 | $130,840 | $0 | $0 |
| 2016 | $2,754 | $130,840 | $0 | $0 |
| 2015 | $2,592 | $125,540 | $0 | $0 |
| 2014 | $2,546 | $125,540 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joan Rollins
-
Trent Ostby
Buyer's Agent in 2025
Trent Ostby
Kelly Real Estate Inc
(563) 419-6103
18 in this area
36 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20252425
APN: 111533200500
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