$188,000
SOLD JUN 20, 2025

813 N James St Ludington, MI 49431

3 Beds
1 Bath
1,728 Sq Ft
6,970 Sq Ft Lot

Recently Sold

$109 Per Sq Ft

13% Below List Price

46 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • Shed
  • Recreation Room
  • Living Room
  • Forced Air Heating System

About This Home

As of June 2025

Welcome to this 3-bedroom, 1-bath single family home located in a prime North Side location! With approximately 1,200 sq. ft. of living space, & sits on a generous city lot—perfect for future expansion or adding a garage.Step inside to find a large primary bedroom featuring a sliding glass door that opens to a private platform deck, ideal for relaxing with your morning coffee or evening wind-downs. The home offers great bones & loads of potential with just a little TLC to make it truly shine. Nestled in a great neighborhood with friendly neighbors & easy access to Lake Michigan, schools, parks, downtown, & more. Whether you're a first-time buyer, investor, or someone looking to customize a home to your taste, this one is full of opportunity!Don't miss out on this gem, call today!

Last Agent to Sell the Property

Marla Zatarga

Five Star Real Estate - Ludington License #6501417351 Listed on: 04/14/2025

Five Star Real Estate - Ludington

Last Buyer's Agent

Jodi Smith

EXP Realty (Grand Rapids) License #6506046020

EXP Realty (Grand Rapids)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,741

Year Built

  • Built in 1930

Lot Details

  • 6,970 Sq Ft Lot
  • Lot Dimensions are 50x140
  • Privacy Fence
  • Level Lot
  • Back Yard Fenced
  • Property is zoned R2a, R2a

Home Design

  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Dining Area
  • Recreation Room
  • Laundry on main level

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Deck
  • Shed
  • Storage Shed

Schools

  • Ludington High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,741

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Year Built: 1930
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 50x140
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1728.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 2740.92
  • Tax Info:Zoning3: R2a
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • General Property Info:Fireplace: No
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • General Property Info:SqFt Above Grade: 1248.0
  • Laundry Features In Basement: Yes
  • General Property Info High School: Ludington High School
  • General Property Info Garage YN: No
  • Architectural Style:Traditional: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Fencing:Fenced Back: Yes
  • Fencing Privacy: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Ceiling Fan(s), Broadband, Pantry
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 1728.0
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Basement Finished SQFT: 480.0
  • Basement Rooms:Total Basement SQFT: 1248.0
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Below Grade Sq Ft: 480.0

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced Back, Privacy
  • List Price: 215000.0
  • Lot Features: Level
  • Other Structures: Shed(s)
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Utilities: Phone Connected, Cable Connected
  • Water Source: Public

Schools

  • High School: Ludington High School

Lot Info

  • Lot Size Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Dimensions: 50x140
  • Lot Size Sq Ft: 6970.0
  • Zoning Description: R2a

Tax Info

  • Tax Annual Amount: 2740.92
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2025
Closed on
Jun 20, 2025
Sold by
Manning Brandon J
Bought by
Pilczuk Samuel and Pilczuk Erin
Seller's Agent
Marla Zatarga
Five Star Real Estate - Ludington
Buyer's Agent
Jodi Smith
EXP Realty (Grand Rapids)
List Price
$215,000
Sold Price
$188,000
Premium/Discount to List
-$27,000
-12.56%
Views
117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
437.12%
Original Mortgage
$131,600
Outstanding Balance
$131,600
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$83,462

Purchase Details

Listed on
Jan 30, 2018
Closed on
May 25, 2018
Sold by
Darke Michael and Knudsen Ellen
Bought by
Manning Brandon J
Seller's Agent
Michelle Hernandez Sarto
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Greg Vukovich
EXIT Real Estate of Ludington
List Price
$129,000
Sold Price
$112,000
Premium/Discount to List
-$17,000
-13.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.59%
Original Mortgage
$113,120
Interest Rate
4.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 2017
Sold by
Mortgage Electronic Registration Systems
Bought by
Darke Michael and Knudsen Ellen

Purchase Details

Closed on
Oct 27, 2006
Sold by
Mckinley Carol L and Mckinley Carol Louise
Bought by
Nutting Michael and Nutting Kathleen J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,200
Interest Rate
8.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 2, 2005
Sold by
Mckinley Steven Michael
Bought by
Mckinley Carol Louise
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $188,000 Startitle
Warranty Deed $112,000 --
Sheriffs Deed $53,250 None Available
Warranty Deed $86,500 Laskeshore Land And Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $131,600 New Conventional
Previous Owner $113,120 Purchase Money Mortgage
Previous Owner $94,395 No Value Available
Previous Owner $69,200 Adjustable Rate Mortgage/ARM
Previous Owner $60,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2025 06/20/25 Sold $188,000 -12.6% $109 / Sq Ft
05/30/2025 05/30/25 Pending -- -- --
04/14/2025 04/14/25 For Sale $215,000 +92.0% $124 / Sq Ft
05/25/2018 05/25/18 Sold $112,000 -13.2% $65 / Sq Ft
03/28/2018 03/28/18 Pending -- -- --
01/30/2018 01/30/18 For Sale $129,000 -- $75 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $98,600 $98,600 $0
2023 -- $82,600 $82,600 $0
2022 -- $71,800 $0 $0
2021 -- $67,400 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25015075

Southwestern Michigan Association of REALTORS®

APN: 051-235-210-00