Seller's Agent in 2025
Mary Rosenberry
Berkshire Hathaway HomeServices Michigan Real Estate
(269) 503-0714
30 in this area
201 Total Sales
820 Elm St Three Rivers, MI 49093
4
Beds
1.5
Baths
2,400
Sq Ft
0.37
Acres
Highlights
- Cape Cod Architecture
- Wood Flooring
- 3 Car Detached Garage
- Living Room with Fireplace
- Corner Lot: Yes
- 4-minute walk to Bowman Park
About This Home
As of August 2025This home is located at 820 Elm St, Three Rivers, MI 49093 and is currently priced at $160,000, approximately $66 per square foot. This property was built in 1931. 820 Elm St is a home located in St. Joseph County with nearby schools including Immaculate Conception School and Heartwood Renaissance Academy.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Michigan Real Estate License #6501322201 Listed on: 05/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,905
Year Built
- Built in 1931
Lot Details
- 0.37 Acre Lot
- Lot Dimensions are 121x132
- Property fronts a private road
- Shrub
- Corner Lot: Yes
- Garden
- Back Yard Fenced
- Property is zoned Res., Res.
Parking
- 3 Car Detached Garage
Home Design
- Cape Cod Architecture
- Composition Roof
- Shingle Siding
Interior Spaces
- 2,400 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Low Emissivity Windows
- Insulated Windows
- Window Screens
- Living Room with Fireplace
- 2 Fireplaces
- Dining Area
- Recreation Room with Fireplace
- Attic Fan
- Storm Windows
Kitchen
- Eat-In Kitchen
- Snack Bar or Counter
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Patio
- Shed
- Storage Shed
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Hot Water Heating System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- REO, home is currently bank or lender owned
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2025
Closed on
Jul 22, 2025
Sold by
Servbank and Allied First Bank Sb
Bought by
Olivarez Mckenna
Seller's Agent
Mary Rosenberry
Berkshire Hathaway HomeServices Michigan Real Estate
Buyer's Agent
Jimmy Saintz
Michigan Top Producers
List Price
$189,000
Sold Price
$160,000
Premium/Discount to List
-$29,000
-15.34%
Views
141
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
765.16%
Original Mortgage
$155,200
Outstanding Balance
$154,928
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$61,500
Purchase Details
Closed on
Sep 5, 2024
Sold by
Morse Bruce L
Bought by
Servbank and Allied First Bank
Purchase Details
Listed on
May 11, 2018
Closed on
Aug 30, 2018
Sold by
Yost Brock and Yost Autumn
Bought by
Tolbert Wayne D and Tolbert Leslie A
Seller's Agent
Crystal Heivilin
Century 21 Affiliated
Buyer's Agent
Jody Heckman
Blu Ash Properties
List Price
$180,000
Sold Price
$180,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.63%
Original Mortgage
$181,818
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 27, 2004
Sold by
James & Deborah Kauszler Living Trust
Bought by
Williams Andrew W and Williams Susan L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 30, 2003
Sold by
Kauszler James A and Kauszler Deborah A
Bought by
Kauszler James A and Kauszler Deborah A
Purchase Details
Closed on
Jan 1, 1901
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $160,000 | Ata National Title | |
| Sheriffs Deed | $138,750 | None Listed On Document | |
| Warranty Deed | $180,000 | Patrick Abstract And Title | |
| Warranty Deed | $165,000 | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $155,200 | New Conventional | |
| Previous Owner | $181,818 | New Conventional | |
| Previous Owner | $132,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/14/2025 08/14/25 | Sold | $160,000 | -15.3% | $67 / Sq Ft | |
| 07/07/2025 07/07/25 | Pending | -- | -- | -- | |
| 05/07/2025 05/07/25 | For Sale | $189,000 | +5.0% | $79 / Sq Ft | |
| 08/30/2018 08/30/18 | Sold | $180,000 | 0.0% | $75 / Sq Ft | View Prior Sale |
| 06/18/2018 06/18/18 | Pending | -- | -- | -- | |
| 05/11/2018 05/11/18 | For Sale | $180,000 | -- | $75 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,905 | $129,700 | $7,800 | $121,900 |
| 2024 | $2,571 | $116,900 | $6,000 | $110,900 |
| 2023 | $2,451 | $101,200 | $5,400 | $95,800 |
| 2022 | $2,334 | $93,700 | $5,400 | $88,300 |
| 2021 | $3,434 | $88,800 | $5,100 | $83,700 |
| 2020 | $3,390 | $82,000 | $5,100 | $76,900 |
| 2019 | $3,327 | $73,000 | $3,900 | $69,100 |
| 2018 | $2,707 | $66,800 | $6,000 | $60,800 |
| 2017 | $2,667 | $66,500 | $66,500 | $0 |
| 2016 | -- | $63,500 | $63,500 | $0 |
| 2015 | -- | $60,400 | $0 | $0 |
| 2014 | -- | $58,200 | $58,200 | $0 |
| 2012 | -- | $60,100 | $60,100 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Rosenberry
-
Jimmy Saintz
J
Buyer's Agent in 2025
Jimmy Saintz
Michigan Top Producers
(269) 324-3600
1 in this area
6 Total Sales
-
Kyle McMaster
Buyer Co-Listing Agent in 2025
Kyle McMaster
Michigan Top Producers
(269) 222-2550
4 in this area
165 Total Sales
-
Crystal Heivilin
C
Seller's Agent in 2018
Crystal Heivilin
Century 21 Affiliated
(269) 279-5184
41 in this area
94 Total Sales
-
Jody Heckman
J
Buyer's Agent in 2018
Jody Heckman
Blu Ash Properties
(269) 365-1001
14 in this area
55 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25020170
APN: 051-110-025-00
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