$620,000
SOLD APR 1, 2025

821 Cardiff Ct O Fallon, IL 62269

5 Beds
4.5 Baths
4,941 Sq Ft
0.47 Acres

Recently Sold

$125 Per Sq Ft

1% Below List Price

78 Days on Market

Highlights

  • Recreation Room
  • Wood Flooring
  • 3 Car Attached Garage
  • Moye Elementary School Rated A-
  • Home Office
  • Brick or Stone Veneer

About This Home

As of April 2025

Welcome to this stunning 5-bedroom, 5-bathroom ranch-style home that offers the perfect blend of space, style, and functionality. As you enter, you’ll be immediately drawn to the open-concept living areas, perfect for both entertaining and everyday living. The kitchen is complete with quartz countertops, stainless steel appliances, and plenty of storage and prep space. The main floor also includes a luxurious primary bedroom suite, offering a private retreat with an en-suite bath for ultimate convenience and comfort. The expansive walkout basement is truly a standout feature, boasting updated flooring and a massive recreation room that offers endless possibilities for fun and relaxation. The basement also includes a full second kitchen, ideal for guests, extended family, or hosting gatherings. This beautiful home offers unparalleled comfort, convenience, and modern upgrades, making it the perfect place to call home. Don't miss the opportunity to make it yours!

Last Agent to Sell the Property

Jake Kline

eXp Realty License #475184727 Listed on: 01/12/2025

eXp Realty

Last Buyer's Agent

Jake Kline

eXp Realty License #475184727 Listed on: 01/12/2025

eXp Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 0.47 Acre Lot
  • Lot Dimensions are 120 x 164 x 120.62 x 176.31

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Driveway

Home Design

  • Brick or Stone Veneer
  • Vinyl Siding
  • Radon Mitigation System

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Insulated Windows
  • French Doors
  • Six Panel Doors
  • Living Room
  • Dining Room
  • Home Office
  • Recreation Room
  • Laundry Room

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement

Schools

  • Ofallon Dist 90 Elementary And Middle School
  • Ofallon High School

Utilities

  • Forced Air Heating System

Listing and Financial Details

  • Assessor Parcel Number 04-16.0-403-039

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0

HOA Fees

$3 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Directions: Seven Hills to Thornbury Pl, right on Greystone, left on Nottinghill, left on Cardiff
  • Property Sub-Type: Residential
  • ResoLotFeatures: Sidewalks, Streetlights
  • Lot Size Acres: 0.47
  • Co List Office Phone: 5749405
  • Subdivision Name: Thornbury Hill
  • Above Grade Finished Sq Ft: 2700
  • Carport Y N: No
  • Reso Fireplace Features: Woodburning Fireplce
  • Unit Levels: One
  • Reso Window Features: Six Panel Door(s), French Door(s), Some Insulated Wndws
  • Age: 19
  • Special Areas: Den/Office,Entry Foyer,Living Room,Main Floor Laundry,Utility Room
  • Style Description: Ranch
  • MAR_RoomFloorCovering: Wood
  • MAR_RoomFloorCovering: Wood
  • MAR_RoomFloorCovering: Wood
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Luxury Vinyl Plank
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Ceramic Tile
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Carpeting
  • MAR_RoomFloorCovering: Wood
  • MAR_RoomFloorCovering: Ceramic Tile
  • MAR_RoomFloorCovering: Ceramic Tile
  • MAR_RoomFloorCovering: Ceramic Tile
  • MAR_RoomFloorCovering: Laminate
  • MAR_RoomFloorCovering: Ceramic Tile
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Partially Finished, Radon Mitigation System, Rec/Family Area, Sleeping Area, Walk-Out Access
  • Interior Amenities: Bookcases, Coffered Ceiling(s), Open Floorplan, Window Treatments, Walk-in Closet(s), Some Wood Floors
  • Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Refrigerator, Stainless Steel Appliance(s)
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 2241
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 3
  • Fireplace Location: Living Room

Beds/Baths

  • Bedroom Description: Main Floor Primary

Exterior Features

  • Pool Private: No
  • Waterfront: No
  • Disclosures: Unknown, Sellers Discl. Avail
  • Construction Type: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Attached Garage: Yes
  • Parking Features: Attached Garage, Oversized, Rear/Side Entry
  • Driveway: Concrete

Utilities

  • Sewer: Public Sewer
  • Cooling: Electric
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 40
  • Association Fee Frequency: Annually

Schools

  • Elementary School: OFALLON DIST 90
  • Junior High Dist: O Fallon DIST 90
  • High School: OFallon
  • Middle Or Junior School: OFALLON DIST 90

Lot Info

  • Lot Dimensions: 120 x 164 x 120.62 x 176.31
  • Lot Size Sq Ft: 20473
  • Parcel Number: 04-16.0-403-039

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2025
Closed on
Apr 1, 2025
Sold by
Green John Randall and John & Renee Green Trust John & Renee Green T
Bought by
Collier Kelly Reid and Collier Carrie Doster
Seller's Agent
Jake Kline
eXp Realty
Buyer's Agent
Jake Kline
eXp Realty
List Price
$625,000
Sold Price
$620,000
Premium/Discount to List
-$5,000
-0.8%
Views
2679
Current Estimated Value
$632,107

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,107
Avg. Annual Appreciation
4.95%
Original Mortgage
$633,330
Outstanding Balance
$631,130
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
$977

Purchase Details

Closed on
Nov 15, 2024
Sold by
Green John R and Green Renee L
Bought by
Green John Randall and John & Renee Green Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$535,000
Interest Rate
6.25%
Mortgage Type
VA

Purchase Details

Listed on
Jul 15, 2022
Closed on
Aug 19, 2022
Sold by
Mitchell Mary J
Bought by
Green John R and Green Renee L
Seller's Agent
Rob Cole
Judy Dempcy Homes Powered by KW Pinnacle
Buyer's Agent
Tanya Hawkins
RE/MAX Preferred
List Price
$475,000
Sold Price
$484,000
Premium/Discount to List
$9,000
1.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.24%
Original Mortgage
$484,000
Interest Rate
5.25%
Mortgage Type
VA

Purchase Details

Closed on
Mar 18, 2022
Sold by
Mitchell Mary J and Mitchell Gerald T
Bought by
Mitchell-Smith Tammy M and Winston Rosemary

Purchase Details

Closed on
Jun 11, 2010
Sold by
Hollandsworth Mark D and Hollandsworth Heather C
Bought by
Mitchell Gerald T and Mitchell Mary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,000
Interest Rate
5.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 12, 2006
Sold by
Thornbury Hill Development Llc
Bought by
Fulford Construction Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Trustee Deed $620,000 Town & Country Title
Warranty Deed -- None Available
Warranty Deed $484,000 Community Title
Quit Claim Deed -- None Available
Warranty Deed $383,000 Fatic
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $633,330 VA
Previous Owner $535,000 VA
Previous Owner $484,000 VA
Previous Owner $144,175 New Conventional
Previous Owner $145,900 New Conventional
Previous Owner $153,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/01/2025 04/01/25 Sold $620,000 +0.1% $125 / Sq Ft
01/28/2025 01/28/25 Price Changed $619,500 -0.9% $125 / Sq Ft
01/12/2025 01/12/25 For Sale $625,000 +29.1% $126 / Sq Ft
08/19/2022 08/19/22 Sold $484,000 +1.9% $98 / Sq Ft
07/18/2022 07/18/22 Pending -- -- --
07/15/2022 07/15/22 For Sale $475,000 -- $96 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $173,895 $25,245 $148,650
2023 -- $154,340 $22,406 $131,934
2022 $6,515 $141,895 $20,599 $121,296
2021 $9,876 $135,402 $20,665 $114,737
2020 $9,791 $128,169 $19,561 $108,608
2019 $9,550 $128,169 $19,561 $108,608
2018 $9,253 $124,448 $18,993 $105,455
2017 $9,427 $122,024 $22,040 $99,984
2016 $9,392 $119,176 $21,526 $97,650
2014 $8,669 $117,798 $21,277 $96,521
2013 $8,248 $115,991 $20,951 $95,040
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS25001682

MARIS MLS

APN: 04-16.0-403-039