NOT LISTED FOR SALE

821 Cross St Destin, FL 32541

Estimated Value: $1,352,000 - $1,519,000

4 Beds
3 Baths
3,251 Sq Ft
$439/Sq Ft Est. Value

Last Sold March 02, 2020

Last sale price $975,000 $300 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $8,299/month

66 Days on Market

Highlights

  • Docks
  • Home fronts a seawall
  • Bay View
  • Destin Elementary School Rated A-
  • Boat Lift
  • 0.76 Acre Lot

About This Home

As of March 2020

Absolutley the most desired location in Destin. The beautiful brick home is located on Marler Bayou, the closest bayou to the Destin Pass. One of it's unique features is that it has your very own boat ramp!!! The home has been updated throughout to inlcude Viking gas stove, granite countertops and custom wood wet bar with a kegerator. The large living room area with 19ft. ceiling and a custom wood wall that is breathtaking! There are a lot of features in this home that are custom to include some light fixtures made out of 100 year old antique wood and Cypress shelves in living area. Beautiful screened in porch that over looks the Bayou. Large master bedroom room with vaulted ceilings and a walk in closet. The home is situated on a large lot with big oak trees and Magnolia trees

Last Agent to Sell the Property

Rebecca Miller

Century 21 AllPoints Realty License #3081132 Listed on: 11/21/2019

Century 21 AllPoints Realty

Last Buyer's Agent

Nichole Causton

The Premier Property Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,049

Year Built

  • Built in 1997

Lot Details

  • 0.76 Acre Lot
  • Lot Dimensions are 100x330
  • Home fronts a seawall
  • Property fronts a bayou
  • Partially Fenced Property
  • Wooded Lot
  • Lawn Pump
  • Property is zoned City

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Property Views

  • Bay
  • Bayou

Home Design

  • Contemporary Architecture
  • Off Grade Structure
  • Composition Shingle Roof
  • Concrete Siding
  • Brick Front

Interior Spaces

  • 3,251 Sq Ft Home
  • 2-Story Property
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Plantation Shutters
  • Great Room
  • Breakfast Room
  • Dining Room
  • Screened Porch

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Self-Cleaning Oven
  • Gas Oven or Range
  • Cooktop with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath
  • Window or Skylight in Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Bulkhead
  • Boat Lift
  • Docks

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Multiple cooling system units
  • Roof Turbine
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Satellite Dish
  • Cable TV Available

Community Details

  • Calhoun Resub Lt 155 Blk D Subdivision

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0310-000D-0950

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,049

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.76
  • Lot Size: 100x330
  • Road Frontage Type: City Street
  • Subdivision Name: CALHOUN RESUB LT 155 BLK D
  • Directions: From Destin Bridge turn North on Calhoun Avenue. Go approximatley1 1/2 miles until you reach a stop sign. Turn left onto Cross Street. House is 3rd house on the left.
  • Architectural Style: Contemporary
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1997
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Breakfast Room: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Screened Porch: Yes
  • Rooms:Great Room: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Waterfront:Bayou: Yes
  • Waterview:Bayou2: Yes
  • Energy:Roof Turbines: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Raised, Ceiling Vaulted, Floor Laminate, Floor Tile, Floor WW Carpet, Kitchen Island, Lighting Recessed, Pantry, Plantation Shutters, Shelving, Washer/Dryer Hookup, Window Treatmnt Some, Woodwork Stained
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Shelving: Yes
  • Appliances:Oven Double: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Floor Laminate: Yes
  • Interior:Woodwork Stained: Yes
  • Mstr BdrmMstr Bath:MBath Skylight: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall, Wooded
  • View: Bayou, Bay
  • Waterfront Features: Bayou
  • Waterfront: Yes
  • Construction Type: Concrete, Brick, Foundation Off Grade, Roof Composite Shngl, Siding Brick Front
  • Exterior Features: Boatlift, Dock, Fenced Lot-Part, Lawn Pump, Patio Enclosed, Porch Screened, Satellite Dish
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Fenced Lot-Part: Yes
  • Lot Features:Wooded: Yes
  • ConstructionSiding:Concrete: Yes
  • Lot Features:BulkheadSeawall: Yes
  • ConstructionSiding:Siding Brick Front: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Porch Screened: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Roof Composite Shngl: Yes
  • ConstructionSiding:Foundation Off Grade: Yes
  • Exterior:Patio Enclosed: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Dock: Yes
  • Exterior:Satellite Dish: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Roof Turbine(s)
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 33105.6
  • Parcel #: 00-2S-22-0310-000D-0950
  • Zoning: City
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 16, 2025
Sold by
Musser David L and Musser Dawn T
Bought by
Musser Living Trust and Musser
Current Estimated Value
$1,427,301

Purchase Details

Listed on
Nov 21, 2019
Closed on
Mar 2, 2020
Sold by
Shipp Travis and Shipp Audrey
Bought by
Musser David L and Musser Dawn T
Seller's Agent
Rebecca Miller
Century 21 AllPoints Realty
Buyer's Agent
Nichole Causton
The Premier Property Group
List Price
$975,000
Sold Price
$975,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.98%
Original Mortgage
$682,500
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 2, 2016
Closed on
Sep 30, 2016
Sold by
Rose Karrie
Bought by
Shipp Travis and Shipp Audrey
Seller's Agent
karrie rose
Keller Williams Realty Destin
Buyer's Agent
Wesley Van Eaton
Stars Realty
List Price
$655,500
Sold Price
$655,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.31%

Purchase Details

Listed on
Oct 23, 2015
Closed on
Jun 15, 2016
Sold by
Tepper Ben S and Tepper Kathy B
Bought by
Rose Karrie
Seller's Agent
Wesley Van Eaton
Stars Realty
Buyer's Agent
Angela Huffine
Real Broker LLC
List Price
$480,000
Sold Price
$480,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
192.86%

Purchase Details

Closed on
Jul 13, 2004
Sold by
Lundstrom Jim H and Lundstrom Anne
Bought by
Tepper Ben S and Tepper Kathy B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Musser Living Trust $100 None Listed On Document
Musser David L $975,000 Attorney
Shipp Travis $655,500 First International Title
Rose Karrie $480,000 H & S Title And Escrow Inc
Tepper Ben S $840,900 Fatco
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Musser David L $682,500
Previous Owner Tepper Ben S $650,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/02/2020 03/02/20 Sold $975,000 0.0% $300 / Sq Ft
01/26/2020 01/26/20 Pending -- -- --
11/21/2019 11/21/19 For Sale $975,000 +48.7% $300 / Sq Ft
10/02/2016 10/02/16 For Sale $655,500 0.0% $202 / Sq Ft
09/30/2016 09/30/16 Sold $655,500 +36.6% $202 / Sq Ft View Prior Sale
09/23/2016 09/23/16 Pending -- -- --
06/15/2016 06/15/16 Sold $480,000 0.0% $148 / Sq Ft View Prior Sale
10/23/2015 10/23/15 Pending -- -- --
10/23/2015 10/23/15 For Sale $480,000 -- $148 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,049 $819,900 -- --
2023 $9,049 $796,019 $0 $0
2022 $8,850 $772,834 $0 $0
2021 $8,845 $750,324 $0 $0
2020 $8,943 $727,756 $376,200 $351,556
2019 $8,102 $638,747 $317,808 $320,939
2018 $7,899 $615,121 $0 $0
2017 $7,627 $583,554 $0 $0
2016 $7,314 $563,051 $0 $0
2015 $6,996 $528,094 $0 $0
2014 $6,654 $503,366 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 835694

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0310-000D-0950