NOT LISTED FOR SALE

821 Ridgetop Cir Saint Charles, MO 63304

Estimated Value: $425,000 - $435,373

5 Beds
3.5 Baths
3,618 Sq Ft
$119/Sq Ft Est. Value

Sale Details

Date Sold: July 18, 2023

Current estimated payment $2,727 / mo

3 Days on Market

Highlights

  • Spa
  • Primary Bedroom Suite
  • Deck
  • Independence Elementary School Rated A
  • Open Floorplan
  • Center Hall Plan

About This Home

As of July 2023

Spacious residence is nestled in a highly sought-after location, boasting top-rated Francis Howell schools & has over 3600 sq ft. This house is great for hosting get togethers or unwinding with loved ones in the expansive rooms. The heart of the home, the kitchen, has been tastefully updated w/ refinished cabinets & granite countertops w/ ample storage. Great outdoor space w/ fenced yard and two amazing decks to enjoy. Retreat to the master suite with gorgeous, updated BA providing the perfect escape from the demands of everyday life. Down the hall are 3 more BRs and nice hall BA. Finished walkout LL w/ spacious family room for entertainment, bathroom & comfortable sleeping room. This level seamlessly extends the living space, making it ideal for hosting guests or an extra space to retreat to. The oversized garage provides ample storage space. Come take a look!

Last Agent to Sell the Property

Crystal McGrath

Coldwell Banker Realty - Gundaker License #2007028733 Listed on: 06/15/2023

Coldwell Banker Realty - Gundaker

Last Buyer's Agent

Kevin Grist

Platinum Realty of St. Louis License #2018000516

Platinum Realty of St. Louis

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1986

Lot Details

  • 7,405 Sq Ft Lot
  • Cul-De-Sac
  • Fenced

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Vinyl Siding

Interior Spaces

  • 3,618 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-in Bookshelves
  • Historic or Period Millwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Tilt-In Windows
  • Window Treatments
  • Bay Window
  • Six Panel Doors
  • Center Hall Plan
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Bonus Room
  • Game Room
  • Lower Floor Utility Room
  • Laundry on main level
  • Utility Room
  • Attic Fan

Kitchen

  • Butlers Pantry
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Security System Owned
  • Storm Doors

Outdoor Features

  • Spa
  • Deck
  • Covered Patio or Porch

Schools

  • Independence Elem. Elementary School
  • Francis Howell Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-157F-5961-00-0041.0000000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Year Built

Built in 1986

Lot Details

7,405 Sq Ft Lot

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Municipality Township: Unincorporated
  • Special Areas: Bonus Room, Entry Foyer, Family Room, Game Room, Living Room, Main Floor Laundry, Utility Room
  • Age: 37
  • Ownership: Private
  • Year Built: 1986
  • Directions: Hwy 94 South, Right on OFallon Rd, Right on Wellington Farm Dr, Right on Summit Meadow, Left on Ridgetop Cir
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Bathroom in LL, Full, Partially Finished, Rec/Family Area, Sleeping Area, Sump Pit/Pump, Walk-Out
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Gas
  • Interior Amenities: Built-In Bookcases, Center Hall Plan, Open Floor Plan, Special Millwork, Some Window Treatmnt, Vaulted Ceiling, Walk-In Closets, Wetbar
  • Kitchen: Breakfast Room, Butler Pantry
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: Deck, Patio, Porch-Covered, Security Alarm-Owned
  • Total Living Area: 3618.00
  • Windows/Doors: 6 Panel Door(s), Bay/Bow Window, Some Storm Doors, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Electric
  • Bathrooms: 4.00
  • Bedrooms: 5.00
  • Room Cnt: 13
  • Square Footage: 2414
  • Total Full Baths: 3
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage, Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Attic Fan, Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 250
  • Association Fee Frequency: Yearly
  • Amenities: Hot Tub, Underground Util

Schools

  • Elementary School: Independence Elem.
  • Junior High School: Francis Howell Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell High

Lot Info

  • Lot Description: Cul-De-Sac, Fencing
  • Lot Dimensions: unknown
  • Lot Sq Ft: 7405
  • Acres: 0.1700

Tax Info

  • Taxes Paid: 3647
  • Taxes Paid Year: 2022
  • Assessor Parcel Number: 3-157F-5961-00-0041.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2023
Closed on
Jul 18, 2023
Sold by
Sprouse Jeffrey D and Sprouse Marlene R
Bought by
Sanchez David and Sanchez Brittany
Seller's Agent
Crystal McGrath
Coldwell Banker Realty - Gundaker
Buyer's Agent
Kevin Grist
Platinum Realty of St. Louis
List Price
$400,000
Views
118
Current Estimated Value
$446,042

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.15%
Original Mortgage
$408,500
Outstanding Balance
$396,957
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$34,886

Purchase Details

Listed on
Jun 2, 2016
Closed on
Jul 15, 2016
Sold by
Farquharson Jerome A and Farquharson Granotta D
Bought by
Sprouse Jeffrey D and Sprouse Marlene R
Seller's Agent
Susan Brewer
Susan Brewer Service First RE
Buyer's Agent
Diana Mundschenk
Worth Clark Realty
List Price
$245,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.04%
Original Mortgage
$255,350
Interest Rate
4.16%
Mortgage Type
VA

Purchase Details

Closed on
Nov 30, 2006
Sold by
Farquharson Jerome A and Farquharson Granotta D
Bought by
Farquharson Jerome A and Farquharson Granotta D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
6.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 6, 2003
Sold by
Daidone Maria H
Bought by
Farquharson Jerome A and Walton Granotta D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,550
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 17, 2002
Sold by
Daidone Maria H
Bought by
Daidone Maria H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,990
Interest Rate
5.75%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sanchez David -- Title Partners
Sprouse Jeffrey D $250,000 None Available
Farquharson Jerome A -- Pulaski Title Company
Farquharson Jerome A -- --
Daidone Maria H -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sanchez David $408,500
Previous Owner Sprouse Jeffrey D $255,350
Previous Owner Farquharson Jerome A $196,000
Previous Owner Farquharson Jerome A $208,550
Previous Owner Daidone Maria H $119,990
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/18/2023 07/18/23 Sold -- -- --
06/19/2023 06/19/23 Pending -- -- --
06/15/2023 06/15/23 For Sale $400,000 +62.9% $111 / Sq Ft
07/15/2016 07/15/16 Sold -- -- -- View Prior Sale
06/02/2016 06/02/16 For Sale $245,500 -- $68 / Sq Ft
Source: MARIS MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,898 $72,704 -- --
2023 $3,896 $65,271 $0 $0
2022 $3,647 $56,738 $0 $0
2021 $3,650 $56,738 $0 $0
2020 $3,395 $51,062 $0 $0
2019 $3,380 $51,062 $0 $0
2018 $3,185 $45,982 $0 $0
2017 $3,158 $45,982 $0 $0
2016 $3,114 $43,660 $0 $0
2015 $3,002 $42,564 $0 $0
2014 $2,857 $39,301 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MARIS MLS

MLS Number: MIS23031883

MARIS MLS

APN: 3-157F-5961-00-0041.0000000

Your Personal Tour Guide

Ask me questions while you tour the home.