T
Landlord's Agent in 2023
Talia Stadler
Coldwell Banker Realty - Gundaker
(314) 680-4799
23 Total Sales
822 Emerald Place Dr Saint Charles, MO 63304
Estimated Value: $469,000 - $569,000
4
Beds
2.5
Baths
3,084
Sq Ft
$169/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Primary Bedroom Suite
- Deck
- Warren Elementary School Rated A
- Open Floorplan
- Center Hall Plan
About This Home
As of February 2023Beautiful home in Unincorporated St. Charles. Home has been updated with new flooring on main level, beautiful fireplace in family room. Wall of windows overlooking the backyard pool and huge deck. Nice open kitchen with big island, main floor laundry room. Separate formal dining room and living room. Kitchen is open to breakfast area and spacious family room. Second floor has 4 bedrooms and one full bath, big spacious bonus loft area, beautiful master suite with vaulted ceiling, and walk-in closets. Master bathroom with tub and separate luxury shower and double vanity. Basement is unfinished, zoned heating and cooling. Fenced backyard. home is close to major highways.
Last Agent to Rent the Property
Coldwell Banker Realty - Gundaker License #2005040066 Listed on: 12/29/2022
Last Renter's Agent
Coldwell Banker Realty - Gundaker West Regional License #2019016253
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,257
Year Built
- Built in 1999
Lot Details
- 10,019 Sq Ft Lot
- Fenced
- Backs to Trees or Woods
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 3,084 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Tilt-In Windows
- Window Treatments
- Bay Window
- French Doors
- Six Panel Doors
- Center Hall Plan
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Partially Carpeted
Kitchen
- Electric Oven or Range
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Basement Ceilings are 8 Feet High
- Sump Pump
- Rough-In Basement Bathroom
Outdoor Features
- In Ground Pool
- Deck
- Pergola
Schools
- Independence Elem. Elementary School
- Francis Howell Middle School
- Francis Howell High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 3-0122-7542-00-0005.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2019
Closed on
May 3, 2019
Sold by
Owens Jacob and Owens Kathleen
Bought by
Malka Sivan
Seller's Agent
Aaron Flynn
Nichols Real Estate
Buyer's Agent
Kathleen Helbig
EXP Realty, LLC
List Price
$285,000
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.62%
Original Mortgage
$228,000
Outstanding Balance
$200,061
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$308,206
Purchase Details
Listed on
Jun 10, 2015
Closed on
Aug 20, 2015
Sold by
Lotspeich Roy J and Lotspeich Judy E
Bought by
Owens Jacob and Owens Kathleen
Seller's Agent
Cheri Peterson-Dill
RE/MAX EDGE
Buyer's Agent
Carrie Gibbs
Berkshire Hathaway HomeServices Select Properties
List Price
$265,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.04%
Original Mortgage
$250,381
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 30, 2000
Sold by
Whittaker Construction Inc
Bought by
Lotspeich Roy J and Lotspeich Judy E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
8.66%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Malka Sivan | $285,000 | Innovative Title Sln Llc | |
| Owens Jacob | -- | Select Title Group | |
| Lotspeich Roy J | $186,101 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Malka Sivan | $228,000 | |
| Previous Owner | Owens Jacob | $248,778 | |
| Previous Owner | Owens Jacob | $250,381 | |
| Previous Owner | Lotspeich Roy J | $180,000 | |
| Previous Owner | Lotspeich Roy J | $35,000 | |
| Previous Owner | Lotspeich Roy J | $36,000 | |
| Previous Owner | Lotspeich Roy J | $70,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/11/2023 02/11/23 | Rented | $2,900 | 0.0% | -- |
| 01/31/2023 01/31/23 | Under Contract | -- | -- | -- |
| 12/29/2022 12/29/22 | For Rent | $2,900 | 0.0% | -- |
| 05/07/2019 05/07/19 | Sold | -- | -- | -- |
| 04/01/2019 04/01/19 | Pending | -- | -- | -- |
| 03/28/2019 03/28/19 | For Sale | $285,000 | +7.5% | $92 / Sq Ft |
| 08/20/2015 08/20/15 | Sold | -- | -- | -- |
| 08/20/2015 08/20/15 | For Sale | $265,000 | -- | $86 / Sq Ft |
| 07/10/2015 07/10/15 | Pending | -- | -- | -- |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,257 | $98,776 | -- | -- |
| 2023 | $5,255 | $88,195 | $0 | $0 |
| 2022 | $4,544 | $70,808 | $0 | $0 |
| 2021 | $4,548 | $70,808 | $0 | $0 |
| 2020 | $4,174 | $62,878 | $0 | $0 |
| 2019 | $4,155 | $62,878 | $0 | $0 |
| 2018 | $3,563 | $51,497 | $0 | $0 |
| 2017 | $3,534 | $51,497 | $0 | $0 |
| 2016 | $3,773 | $52,993 | $0 | $0 |
| 2015 | $3,738 | $52,993 | $0 | $0 |
| 2014 | $3,435 | $47,246 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Talia Stadler
-
Crystal Rogers
Tenant's Agent in 2023
Crystal Rogers
Coldwell Banker Realty - Gundaker West Regional
(636) 358-8529
9 in this area
96 Total Sales
-
A
Seller's Agent in 2019
Aaron Flynn
Nichols Real Estate
-
Kathleen Helbig
Buyer's Agent in 2019
Kathleen Helbig
EXP Realty, LLC
(636) 385-5095
80 in this area
768 Total Sales
-
Cheri Peterson-Dill
Seller's Agent in 2015
Cheri Peterson-Dill
RE/MAX
(314) 283-7251
24 in this area
183 Total Sales
-
Carrie Gibbs
Buyer's Agent in 2015
Carrie Gibbs
Berkshire Hathway Home Services
(314) 369-2343
16 in this area
80 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS22079511
APN: 3-0122-7542-00-0005.0000000
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