$427,000
SOLD JUL 9, 2025

823 Morningside Loop Saint Joseph, MN 56374

4 Beds
3.5 Baths
2,446 Sq Ft
0.4 Acres

Recently Sold

$175 Per Sq Ft

2% Above List Price

7 Days on Market

Highlights

  • No HOA
  • 3 Car Attached Garage
  • Living Room
  • Stainless Steel Appliances
  • Patio
  • Forced Air Heating and Cooling System

About This Home

As of July 2025

An impressive, beautifully maintained 3-level turn-key home offering 4 bedrooms and 3.5 baths—perfect for comfortable living and easy entertaining. Vaulted ceilings bring openness to the main level, where the living room connects to a warm, inviting kitchen with granite countertops, a large center island, and brand-new high-end stainless appliances. Upstairs features three spacious bedrooms, including nice primary suite with walk-in closet and private bath, plus second full bath and another walk-in closet in Bedroom 2.
Lower level offers a welcoming retreat with a gas fireplace, custom walk-up bar with granite tops and built-in beverage fridge, a fourth bedroom, full bath, laundry, and generous storage.
Enjoy added value with a heated, insulated 3-stall garage with workbench and shelving, fresh paint and lighting, newer A/C unit, roof and gutters, upgraded sump pump, and a beautifully landscaped yard with in-ground sprinklers. Relax on the back patio around the fire pit in the fenced backyard.
Located just minutes from charming downtown St. Joseph, with boutique shopping, local drinks & dining, the College of Saint Benedict, and easy access to new Sauk River walking trails and kayak launch—this home truly has it all

Last Agent to Sell the Property

Cory Ehlert

Central MN Realty LLC Listed on: 06/13/2025

Central MN Realty LLC

Last Buyer's Agent

Timothy Loso

Central MN Realty LLC

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,610

Year Built

  • Built in 2006

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 105x130x152x151
  • Chain Link Fence

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Split Level Home
  • Steel Siding

Interior Spaces

  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service
  • Water Filtration System
  • Electric Water Heater
  • Water Softener is Owned

Additional Features

  • Air Exchanger
  • Patio

Community Details

  • No Home Owners Association
  • Morningside Acres Second Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 84537330316

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,610

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water - In Street
  • Year Built: 2006
  • Above Grade Finished Sq Ft: 1566
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Pump
  • Appliances: Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
  • Fireplace Features: Family Room
  • Living Area: 2446
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 880
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Family Room

Beds/Baths

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Fencing: Chain Link
  • ConstructionMaterialsDesc: Block,Frame
  • PatioPorchType: Patio

Garage/Parking

  • Parking Features: Attached Garage, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: 100 Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 105x130x152x151
  • Lot Size Sq Ft: 17424
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Steel Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 84537330316
  • Tax Annual Amount: 4610
  • TaxWithAssessments: 4610.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 13, 2025
Closed on
Jul 9, 2025
Sold by
Mason Elizabeth and Trujillo Victor
Bought by
Ramlakhan Stephanie and Ramlakhan Joel
Seller's Agent
Cory Ehlert
Central MN Realty LLC
Buyer's Agent
Timothy Loso
Central MN Realty LLC
List Price
$419,900
Sold Price
$427,000
Premium/Discount to List
$7,100
1.69%
Views
30
Current Estimated Value
$427,669

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$669
Avg. Annual Appreciation
0.32%
Original Mortgage
$320,250
Outstanding Balance
$319,699
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$107,970

Purchase Details

Listed on
Apr 25, 2023
Closed on
Jun 8, 2023
Sold by
Grote Emily and Grote Kyle
Bought by
Trujillo Victor and Mason Elizabeth
Seller's Agent
Emily Schmitt
VoigtJohnson
Buyer's Agent
Melissa Greene
Central MN Realty LLC
List Price
$400,000
Sold Price
$391,000
Premium/Discount to List
-$9,000
-2.25%
Views
48

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.30%

Purchase Details

Closed on
Apr 28, 2021
Sold by
Merdan Chad and Mueller Sarah
Bought by
Grote Kyle and Grote Emily

Purchase Details

Closed on
Jan 18, 2018
Sold by
Mckenzie Patrick and Mckenzie Jillian
Bought by
Merdan Chad

Purchase Details

Closed on
Jan 23, 2012
Sold by
Simon Scott M and Simon Holly N
Bought by
Mckenzie Patrick

Purchase Details

Closed on
Jan 12, 2007
Sold by
Kremers Dale L
Bought by
Simon Scott M and Simon Holly N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $427,000 --
Warranty Deed $427,000 Key Title & Closing Services
Deed $391,000 --
Warranty Deed $310,000 First American Title
Warranty Deed $238,500 --
Warranty Deed $215,000 --
Warranty Deed $221,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,250 New Conventional
Closed $320,250 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/09/2025 07/09/25 Sold $427,000 +1.7% $175 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
06/13/2025 06/13/25 For Sale $419,900 +7.4% $172 / Sq Ft
06/08/2023 06/08/23 Sold $391,000 -2.3% $160 / Sq Ft View Prior Sale
05/10/2023 05/10/23 Pending -- -- --
04/25/2023 04/25/23 For Sale $400,000 -- $164 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $922 $371,800 $46,800 $325,000
2024 $644 $368,000 $46,800 $321,200
2023 $4,434 $348,900 $46,800 $302,100
2022 $3,860 $276,700 $43,000 $233,700
2021 $3,430 $276,700 $43,000 $233,700
2020 $3,466 $253,000 $43,000 $210,000
2019 $2,966 $243,300 $43,000 $200,300
2018 $2,846 $201,000 $43,000 $158,000
2017 $2,674 $191,200 $43,000 $148,200
2016 $2,516 $0 $0 $0
2015 $2,476 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6736215

NorthstarMLS

APN: 84.53733.0316