823 Ridgetop Cir Saint Charles, MO 63304
Estimated Value: $398,886 - $433,000
            
                4
                Beds
            
            
            
                2
                Baths
            
            
            
                2,254
                Sq Ft
            
            
                
                    $185/Sq Ft
                    Est. Value
                
                
        
    
    
About This Home
This home is located at 823 Ridgetop Cir, Saint Charles, MO 63304 and is currently estimated at $417,722, approximately $185 per square foot. 823 Ridgetop Cir is a home located in St. Charles County with nearby schools including Independence Elementary School, Francis Howell Middle School, and Francis Howell Union High School.
Ownership History
                Date
                Name
                Owned For
                Owner Type
            
                    Purchase Details
                Closed on
            
            
                Mar 7, 2013
            
        
                Sold by
            
            
                Mcelwrath Mark and Mcelwrath Rita
            
        
                Bought by
            
            
                Mcelwrath Mark and Mcelwrath Rita
            
        
                            Current Estimated Value
                        
                        
                    Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $207,375
            
        
                Outstanding Balance
            
            
                $42,692
            
        
                Interest Rate
            
            
                3.57%
            
        
                Mortgage Type
            
            
                FHA
            
        
                Estimated Equity
            
            
                $375,030
            
        Purchase Details
                Closed on
            
            
                Mar 31, 2005
            
        
                Sold by
            
            
                American Escrow & Closing Co
            
        
                Bought by
            
            
                Mcelwrath Mark and Mcelwrath Rita
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $176,000
            
        
                Interest Rate
            
            
                5.78%
            
        
                Mortgage Type
            
            
                New Conventional
            
        Purchase Details
                Closed on
            
            
                Apr 22, 2002
            
        
                Sold by
            
            
                Beckmann Jeffrey T and Beckmann Janice L
            
        
                Bought by
            
            
                Nichols Gary A and Nichols Season N
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $168,210
            
        
                Interest Rate
            
            
                5.37%
            
        
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        Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company | 
|---|---|---|---|
| Mcelwrath Mark | -- | None Available | |
| Mcelwrath Mark | -- | Ust | |
| American Escrow & Closing Co | -- | Ust | |
| Nichols Gary A | -- | -- | 
                Source: Public Records
            
        Mortgage History
| Date | Status | Borrower | Loan Amount | 
|---|---|---|---|
| Open | Mcelwrath Mark | $207,375 | |
| Closed | American Escrow & Closing Co | $176,000 | |
| Previous Owner | Nichols Gary A | $168,210 | 
                Source: Public Records
            
        Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement | 
|---|---|---|---|---|
| 2025 | $3,573 | $64,530 | -- | -- | 
| 2023 | $3,571 | $59,792 | $0 | $0 | 
| 2022 | $3,193 | $49,619 | $0 | $0 | 
| 2021 | $3,195 | $49,619 | $0 | $0 | 
| 2020 | $2,953 | $44,355 | $0 | $0 | 
| 2019 | $2,939 | $44,355 | $0 | $0 | 
| 2018 | $2,740 | $39,505 | $0 | $0 | 
| 2017 | $2,717 | $39,505 | $0 | $0 | 
| 2016 | $2,702 | $37,828 | $0 | $0 | 
| 2015 | $2,668 | $37,828 | $0 | $0 | 
| 2014 | $2,537 | $34,892 | $0 | $0 | 
                Source: Public Records
                    
            
        Map
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