828 Waterloo Ave El Cajon, CA 92019
Estimated payment $5,223/month
Total Views
170,431
3
Beds
2
Baths
1,634
Sq Ft
$517
Price per Sq Ft
Highlights
- RV Access or Parking
- Solar Power System
- Wood Flooring
- Valhalla High Rated A
- Ranch Style House
- Granite Countertops
About This Home
Incredible chance to assume a 2.75% VA loan for qualified buyers — a rare opportunity that makes this home stand out. Add fully paid-off solar for lasting energy savings, recent upgrades, and a location in the sought-after Granite Hills community, and you've got a property that buyers chase but seldom find. Step inside and immediately feel the pride of ownership. Gleaming hardwood floors guide you into a spacious family room with a fireplace, perfect for cozy nights in or lively gatherings. The remodeled kitchen with granite counters and stainless steel appliances invites both everyday meals and holiday hosting. Light-filled spaces and tasteful finishes make every room a place you’ll love spending time. Out back, a private yard offers room to relax, garden, or host weekend barbecues with friends. Imagine morning coffee in your own outdoor retreat or watching kids and pets play freely in a space you control. A detached garage with space for RV parking expands your possibilities even further. Granite Hills offers it all — quiet residential charm, neighborhood pride, quality schools, local parks, nearby hiking trails, and easy access to shopping, dining, freeways, and transit. This home is move-in ready, energy-efficient, and paired with a financing opportunity that almost never comes around. Don't wait — see it before it's gone.
Home Details
Home Type
- Single Family
Year Built
- Built in 1960
Lot Details
- 6,100 Sq Ft Lot
- Partially Fenced Property
- Wood Fence
- Private Yard
Parking
- 2 Car Detached Garage
- RV Access or Parking
Home Design
- Ranch Style House
- Turnkey
- Composition Roof
- Wood Siding
- Copper Plumbing
- Stucco
Interior Spaces
- 3 Bedrooms
- 1,634 Sq Ft Home
- Ceiling Fan
- Awning
- Family Room
- Living Room with Fireplace
- Dining Area
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Tile
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
- Drip Irrigation
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Gas Water Heater
- Prewired Cat-5 Cables
- Satellite Dish
- Cable TV Available
Community Details
- Association fees include n/k
- El Cajon Subdivision
Matterport 3D Tour
Floorplan
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,340 | $736,475 | $298,858 | $437,617 |
| 2024 | $9,340 | $722,036 | $292,999 | $429,037 |
| 2023 | $9,114 | $707,879 | $287,254 | $420,625 |
| 2022 | $8,911 | $694,000 | $281,622 | $412,378 |
| 2021 | $7,413 | $565,000 | $229,274 | $335,726 |
| 2020 | $6,709 | $519,157 | $210,671 | $308,486 |
| 2019 | $6,224 | $508,979 | $206,541 | $302,438 |
| 2018 | $5,309 | $439,138 | $178,200 | $260,938 |
| 2017 | $5,240 | $430,528 | $174,706 | $255,822 |
| 2016 | $5,029 | $422,087 | $171,281 | $250,806 |
| 2015 | $5,003 | $415,748 | $168,709 | $247,039 |
| 2014 | $4,204 | $350,000 | $141,000 | $209,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/09/2025 12/09/25 | Price Changed | $844,990 | -1.7% | $517 / Sq Ft | |
| 11/06/2025 11/06/25 | Price Changed | $859,990 | -1.7% | $526 / Sq Ft | |
| 10/09/2025 10/09/25 | For Sale | $875,000 | 0.0% | $535 / Sq Ft | |
| 10/03/2025 10/03/25 | Pending | -- | -- | -- | |
| 09/25/2025 09/25/25 | For Sale | $875,000 | +26.1% | $535 / Sq Ft | |
| 07/12/2021 07/12/21 | Sold | $694,000 | +6.9% | $425 / Sq Ft | View Prior Sale |
| 06/16/2021 06/16/21 | Pending | -- | -- | -- | |
| 06/08/2021 06/08/21 | Price Changed | $649,000 | -8.6% | $397 / Sq Ft | |
| 05/27/2021 05/27/21 | For Sale | $710,000 | +25.7% | $435 / Sq Ft | |
| 07/01/2020 07/01/20 | Sold | $565,000 | +0.9% | $346 / Sq Ft | View Prior Sale |
| 06/03/2020 06/03/20 | Pending | -- | -- | -- | |
| 05/26/2020 05/26/20 | For Sale | $559,900 | -- | $343 / Sq Ft |
Source: San Diego MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $694,000 | Ticor Title Sd Branch | |
| Grant Deed | $565,000 | Wfg Title Company Of Ca | |
| Grant Deed | $499,000 | First American Title Insuran | |
| Interfamily Deed Transfer | -- | Act Title | |
| Grant Deed | $345,000 | Fidelity National Title | |
| Deed | $149,500 | -- | |
| Deed | $89,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $709,962 | VA | |
| Previous Owner | $515,619 | VA | |
| Previous Owner | $473,989 | New Conventional | |
| Previous Owner | $330,260 | New Conventional | |
| Previous Owner | $255,000 | Purchase Money Mortgage |
Source: Public Records
About the Listing Agent
Introducing Claude Blackman, a distinguished real estate professional, seasoned veteran, and trusted advisor who uniquely combines roles as both a real estate agent and loan officer. With Claude, clients benefit from a comprehensive advantage, rooted in their deep understanding of both real estate and finance, honed through years of service to their country.
As a military veteran, Claude brings a unique perspective and unwavering dedication to every client interaction. Their commitment
Claude's Other Listings
Source: San Diego MLS
MLS Number: 250039865
APN: 511-375-03
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