828 Waterloo Ave El Cajon, CA 92019
Estimated payment $5,166/month
Total Views
195,889
3
Beds
2
Baths
1,634
Sq Ft
$517
Price per Sq Ft
Highlights
- RV Access or Parking
- Solar Power System
- Wood Flooring
- Valhalla High Rated A-
- Ranch Style House
- Granite Countertops
About This Home
Incredible chance to assume a 2.75% VA loan for qualified buyers — a rare opportunity that makes this home stand out. Add fully paid-off solar for lasting energy savings, recent upgrades, and a location in the sought-after Granite Hills community, and you've got a property that buyers chase but seldom find. Step inside and immediately feel the pride of ownership. Gleaming hardwood floors guide you into a spacious family room with a fireplace, perfect for cozy nights in or lively gatherings. The remodeled kitchen with granite counters and stainless steel appliances invites both everyday meals and holiday hosting. Light-filled spaces and tasteful finishes make every room a place you’ll love spending time. Out back, a private yard offers room to relax, garden, or host weekend barbecues with friends. Imagine morning coffee in your own outdoor retreat or watching kids and pets play freely in a space you control. A detached garage with space for RV parking expands your possibilities even further. Granite Hills offers it all — quiet residential charm, neighborhood pride, quality schools, local parks, nearby hiking trails, and easy access to shopping, dining, freeways, and transit. This home is move-in ready, energy-efficient, and paired with a financing opportunity that almost never comes around. Don't wait — see it before it's gone.
Home Details
Home Type
- Single Family
Year Built
- Built in 1960
Lot Details
- 6,100 Sq Ft Lot
- Partially Fenced Property
- Wood Fence
- Private Yard
Parking
- 2 Car Detached Garage
- RV Access or Parking
Home Design
- Ranch Style House
- Turnkey
- Composition Roof
- Wood Siding
- Copper Plumbing
- Stucco
Interior Spaces
- 3 Bedrooms
- 1,634 Sq Ft Home
- Ceiling Fan
- Awning
- Family Room
- Living Room with Fireplace
- Dining Area
Kitchen
- Gas Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Tile
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
- Drip Irrigation
Outdoor Features
- Patio
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Gas Water Heater
- Prewired Cat-5 Cables
- Satellite Dish
- Cable TV Available
Community Details
- Association fees include n/k
- El Cajon Subdivision
Matterport 3D Tour
Floorplan
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,340 | $736,475 | $298,858 | $437,617 |
| 2024 | $9,340 | $722,036 | $292,999 | $429,037 |
| 2023 | $9,114 | $707,879 | $287,254 | $420,625 |
| 2022 | $8,911 | $694,000 | $281,622 | $412,378 |
| 2021 | $7,413 | $565,000 | $229,274 | $335,726 |
| 2020 | $6,709 | $519,157 | $210,671 | $308,486 |
| 2019 | $6,224 | $508,979 | $206,541 | $302,438 |
| 2018 | $5,309 | $439,138 | $178,200 | $260,938 |
| 2017 | $5,240 | $430,528 | $174,706 | $255,822 |
| 2016 | $5,029 | $422,087 | $171,281 | $250,806 |
| 2015 | $5,003 | $415,748 | $168,709 | $247,039 |
| 2014 | $4,204 | $350,000 | $141,000 | $209,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/29/2025 12/29/25 | Pending | -- | -- | -- | |
| 12/26/2025 12/26/25 | For Sale | $844,990 | +21.8% | $517 / Sq Ft | |
| 07/12/2021 07/12/21 | Sold | $694,000 | +6.9% | $425 / Sq Ft | View Prior Sale |
| 06/16/2021 06/16/21 | Pending | -- | -- | -- | |
| 06/08/2021 06/08/21 | Price Changed | $649,000 | -8.6% | $397 / Sq Ft | |
| 05/27/2021 05/27/21 | For Sale | $710,000 | +25.7% | $435 / Sq Ft | |
| 07/01/2020 07/01/20 | Sold | $565,000 | +0.9% | $346 / Sq Ft | View Prior Sale |
| 06/03/2020 06/03/20 | Pending | -- | -- | -- | |
| 05/26/2020 05/26/20 | For Sale | $559,900 | -- | $343 / Sq Ft |
Source: San Diego MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $694,000 | Ticor Title Sd Branch | |
| Grant Deed | $565,000 | Wfg Title Company Of Ca | |
| Grant Deed | $499,000 | First American Title Insuran | |
| Interfamily Deed Transfer | -- | Act Title | |
| Grant Deed | $345,000 | Fidelity National Title | |
| Deed | $149,500 | -- | |
| Deed | $89,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $709,962 | VA | |
| Previous Owner | $515,619 | VA | |
| Previous Owner | $473,989 | New Conventional | |
| Previous Owner | $330,260 | New Conventional | |
| Previous Owner | $255,000 | Purchase Money Mortgage |
Source: Public Records
About the Listing Agent
Introducing Claude Blackman, a distinguished real estate professional, seasoned veteran, and trusted advisor who uniquely combines roles as both a real estate agent and loan officer. With Claude, clients benefit from a comprehensive advantage, rooted in their deep understanding of both real estate and finance, honed through years of service to their country.
As a military veteran, Claude brings a unique perspective and unwavering dedication to every client interaction. Their commitment
Claude's Other Listings
Source: San Diego MLS
MLS Number: 250046153
APN: 511-375-03
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.
Nearby Homes
- 1571 Granite Hills Dr
- 754 Alveda Ave
- 1540 Granite Hills Dr Unit A
- 929 Amistad Ct Unit C
- 913 Amistad Ct Unit D
- 1524 Gustavo St Unit D
- 1539 Gustavo St Unit B
- 995 Amistad Place Unit D
- 1508 Granite Hills Dr Unit E
- 1518 Granite Hills Dr Unit A
- 1509 E Washington Ave Unit 27
- 879 Jamacha Rd
- 911 Jamacha Rd
- 1048 Cosmo Ave
- 961 Jamacha Rd Unit A
- 1173 San Lori Ln
- 757 Granite Hills Cir
- 1520 Markerry Ave
- 1465 E Lexington Ave Unit 12E
- 1571 Woody Hills Dr