$830,000
SOLD FEB 6, 2026

828 Waterloo Ave El Cajon, CA 92019

3 Beds
2 Baths
1,634 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$508 Per Sq Ft

2% Below List Price

3 Days on Market

Highlights

  • RV Access or Parking
  • Solar Power System
  • Wood Flooring
  • Valhalla High Rated A-
  • Ranch Style House
  • Granite Countertops

About This Home

As of February 2026

Incredible chance to assume a 2.75% VA loan for qualified buyers — a rare opportunity that makes this home stand out. Add fully paid-off solar for lasting energy savings, recent upgrades, and a location in the sought-after Granite Hills community, and you've got a property that buyers chase but seldom find. Step inside and immediately feel the pride of ownership. Gleaming hardwood floors guide you into a spacious family room with a fireplace, perfect for cozy nights in or lively gatherings. The remodeled kitchen with granite counters and stainless steel appliances invites both everyday meals and holiday hosting. Light-filled spaces and tasteful finishes make every room a place you’ll love spending time. Out back, a private yard offers room to relax, garden, or host weekend barbecues with friends. Imagine morning coffee in your own outdoor retreat or watching kids and pets play freely in a space you control. A detached garage with space for RV parking expands your possibilities even further. Granite Hills offers it all — quiet residential charm, neighborhood pride, quality schools, local parks, nearby hiking trails, and easy access to shopping, dining, freeways, and transit. This home is move-in ready, energy-efficient, and paired with a financing opportunity that almost never comes around. Don't wait — see it before it's gone.

Last Agent to Sell the Property

Claude Blackman

RE/MAX Tidal License #01702369 Listed on: 12/26/2025

RE/MAX Tidal

Last Buyer's Agent

Luay Zetouna

Coldwell Banker West License #02069412

Coldwell Banker West

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1960

Lot Details

  • 6,100 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Private Yard

Parking

  • 2 Car Detached Garage
  • RV Access or Parking

Home Design

  • Ranch Style House
  • Turnkey
  • Composition Roof
  • Wood Siding
  • Copper Plumbing
  • Stucco

Interior Spaces

  • 3 Bedrooms
  • 1,634 Sq Ft Home
  • Ceiling Fan
  • Awning
  • Family Room
  • Living Room with Fireplace
  • Dining Area

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Solar Power System
  • Drip Irrigation

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater
  • Prewired Cat-5 Cables
  • Satellite Dish
  • Cable TV Available

Community Details

  • Association fees include n/k
  • El Cajon Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1960

Lot Details

6,100 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Architectural Style: Ranch
  • Property Condition: Turnkey
  • Year Built: 1960
  • Unit Levels: 1 Story
  • Property Sub Type: Detached
  • Frontage: N/K
  • SpaFeatures: N/K
  • Security Features: N/K
  • Association Fee Inclusions: N/K
  • Co List Office Mls Id: 992938
  • Subdivision Name: EL CAJON
  • Living Area: 1634.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2026-02-10T20:18:37Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • Elevator: No
  • ExclusiveUseYard: Yes
  • FullAddress: 828 Waterloo Ave
  • Ownership: Fee Simple
  • ShortSale: No
  • Structures: None Known
  • Telecommunications: Cable (coaxial), Computer (cat5), Satellite Dish
  • WaterHeaterType: Gas
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Ceiling Fan, Copper Plumbing Full, Granite Counters, Pantry
  • Total Bedrooms: 3
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Solar Panels, Washer, Gas Range
  • Fireplace Features: FP in Living Room
  • Fireplaces: 1
  • Flooring: Tile, Wood

Exterior Features

  • Fencing: Partial, Wood
  • Roof: Composition
  • View: N/K
  • Pool Features: N/K
  • Construction Type: Stucco, Wood
  • Patio And Porch Features: Awning/Porch Covered, Patio, Porch

Garage/Parking

  • Garaged Spaces: 2.0
  • Parking Features: Detached
  • Total Parking Spaces: 4.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Forced Air Unit
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Sewer: Sewer Connected
  • Laundry Features: Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Condo/Co-op/Association

  • Pets Allowed: Yes

Lot Info

  • Zoning: R-1
  • Other Structures: N/K
  • Lot Size Sq Ft: 6100.0

Matterport 3D Tour

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 26, 2025
Closed on
Jan 6, 2026
Sold by
Elmore Jesse Thomas and Elmore Brittany Nicole
Bought by
Marrou Danny and Buttrus Rasha
Seller's Agent
Claude Blackman
RE/MAX Tidal
Buyer's Agent
Luay Zetouna
Coldwell Banker West
List Price
$844,990
Sold Price
$830,000
Premium/Discount to List
-$14,990
-1.77%
Views
2365

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.28%
Original Mortgage
$622,500
Outstanding Balance
$621,901
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$213,169

Purchase Details

Listed on
May 27, 2021
Closed on
Jun 18, 2021
Sold by
Jimenez Gabriel and Jimenez Amanda M
Bought by
Elmore Jesse Thomas and Butler Brittany Sheets
Seller's Agent
Melina Rissone
Coldwell Banker West
Buyer's Agent
Joseph Bostaph
BAMCIS Realty
List Price
$710,000
Sold Price
$694,000
Premium/Discount to List
-$16,000
-2.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.98%
Original Mortgage
$709,962
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Listed on
May 26, 2020
Closed on
Jun 19, 2020
Sold by
Jaquish Tyler L and Jaquish Kimberly
Bought by
Jimenez Gabriel and Jimenez Amanda M
Seller's Agent
Gino Salvaggio
Lifestyles Realty Group, Inc dba SDHOMES
Buyer's Agent
Melina Rissone
Coldwell Banker West
List Price
$559,900
Sold Price
$565,000
Premium/Discount to List
$5,100
0.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.10%
Original Mortgage
$515,619
Interest Rate
3.2%
Mortgage Type
VA

Purchase Details

Closed on
Mar 23, 2018
Sold by
Clark Marina Lozano and Clark William A
Bought by
Jaquish Tyler L and Jaquish Kimberly L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$473,989
Interest Rate
4.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2012
Sold by
Clark William A and Clark Marina Lozano
Bought by
Clark Marina Lozano and Clark William A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,260
Interest Rate
3.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2003
Sold by
Houlihan Ronnie and Houlihan Kristin
Bought by
Clark William A and Clark Marina Lozano

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 15, 1992

Purchase Details

Closed on
Jan 23, 1986
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Grant Deed $830,000 Corinthian Title Company
Grant Deed $694,000 Ticor Title Sd Branch
Grant Deed $565,000 Wfg Title Company Of Ca
Grant Deed $499,000 First American Title Insuran
Interfamily Deed Transfer -- Act Title
Grant Deed $345,000 Fidelity National Title
Deed $149,500 --
Deed $89,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $622,500 New Conventional
Previous Owner $709,962 VA
Previous Owner $515,619 VA
Previous Owner $473,989 New Conventional
Previous Owner $330,260 New Conventional
Previous Owner $255,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/06/2026 02/06/26 Sold $830,000 -1.8% $508 / Sq Ft
12/29/2025 12/29/25 Pending -- -- --
12/26/2025 12/26/25 For Sale $844,990 +21.8% $517 / Sq Ft
07/12/2021 07/12/21 Sold $694,000 +6.9% $425 / Sq Ft View Prior Sale
06/16/2021 06/16/21 Pending -- -- --
06/08/2021 06/08/21 Price Changed $649,000 -8.6% $397 / Sq Ft
05/27/2021 05/27/21 For Sale $710,000 +25.7% $435 / Sq Ft
07/01/2020 07/01/20 Sold $565,000 +0.9% $346 / Sq Ft View Prior Sale
06/03/2020 06/03/20 Pending -- -- --
05/26/2020 05/26/20 For Sale $559,900 -- $343 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,340 $736,475 $298,858 $437,617
2024 $9,340 $722,036 $292,999 $429,037
2023 $9,114 $707,879 $287,254 $420,625
2022 $8,911 $694,000 $281,622 $412,378
2021 $7,413 $565,000 $229,274 $335,726
2020 $6,709 $519,157 $210,671 $308,486
2019 $6,224 $508,979 $206,541 $302,438
2018 $5,309 $439,138 $178,200 $260,938
2017 $5,240 $430,528 $174,706 $255,822
2016 $5,029 $422,087 $171,281 $250,806
2015 $5,003 $415,748 $168,709 $247,039
2014 $4,204 $350,000 $141,000 $209,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250046153

San Diego MLS

APN: 511-375-03

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