D
Seller's Agent in 2025
David Gaida
Gaida Realty
(320) 492-6123
100 Total Sales
829 Cummings Ln Saint Cloud, MN 56301
3
Beds
3
Baths
3,119
Sq Ft
0.32
Acres
Highlights
- Recreation Room
- 2 Fireplaces
- Den
- Main Floor Primary Bedroom
- No HOA
- The kitchen features windows
About This Home
As of July 2025Check out this hidden Gem tucked away on a quiet street in South St.Cloud. Gorgeous Modified 2-story with covered front porch. Walk in the front door to a soaring 17' vaulted ceiling in the Living room with huge windows that offer plenty of light. Main floor great room with gas fireplace and 12' vaulted wood paneled ceiling. Granite Kitchen Countertop, Tiled Backsplash and Stainless Appliances. Main floor bedroom and Den with Wood Burning Fireplace. 2 upper level bedrooms and full bath w/Jacuzzi Tub. Finished lower level family room and bonus storage and hobby space. Oversized 2-Stall Garage w/Attic Storage. Sheltered and treed lot with storage shed and room for a garden.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,404
Year Built
- Built in 1984
Lot Details
- 0.32 Acre Lot
- Lot Dimensions are 90x110x120x180
- Irregular Lot
- Many Trees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Aluminum Siding
Interior Spaces
- 2-Story Property
- 2 Fireplaces
- Wood Burning Fireplace
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Den
- Recreation Room
- Game Room
- Storage Room
- Utility Room
- Finished Basement
- Block Basement Construction
Kitchen
- Range
- Microwave
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Well
- Drilled Well
Community Details
- No Home Owners Association
- Cumming Add To St Cloud Subdivision
Listing and Financial Details
- Assessor Parcel Number 82464110512
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Jul 25, 2025
Sold by
Zinken John
Bought by
Hernandez Jose
Seller's Agent
David Gaida
Gaida Realty
Buyer's Agent
Karen Derichs
Riverwood Realty
List Price
$339,900
Sold Price
$334,900
Premium/Discount to List
-$5,000
-1.47%
Views
55
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,254
Avg. Annual Appreciation
2.51%
Original Mortgage
$301,410
Outstanding Balance
$300,899
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$38,255
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $334,900 | -- | |
| Warranty Deed | $334,900 | Tri County Abstract |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $301,410 | New Conventional | |
| Closed | $329,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $334,900 | -1.5% | $107 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/02/2025 06/02/25 | For Sale | $339,900 | -- | $109 / Sq Ft |
Source: NorthstarMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,412 | $275,000 | $40,000 | $235,000 |
| 2024 | $3,468 | $275,000 | $40,000 | $235,000 |
| 2023 | $4,150 | $275,000 | $40,000 | $235,000 |
| 2022 | $4,966 | $218,000 | $35,000 | $183,000 |
| 2021 | $4,802 | $218,000 | $35,000 | $183,000 |
| 2020 | $4,596 | $209,300 | $35,000 | $174,300 |
| 2019 | $4,246 | $202,600 | $35,000 | $167,600 |
| 2018 | $3,272 | $182,800 | $35,000 | $147,800 |
| 2017 | $2,432 | $173,000 | $35,000 | $138,000 |
| 2016 | $2,846 | $0 | $0 | $0 |
| 2015 | $2,272 | $0 | $0 | $0 |
| 2014 | -- | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
David Gaida
-
Karen Derichs
Buyer's Agent in 2025
Karen Derichs
Riverwood Realty
(320) 764-7653
102 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6728893
APN: 82.46411.0512
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