NOT LISTED FOR SALE

83 Smallmouth Ln Wilmington, IL 60481

Estimated Value: $270,000 - $300,000

2 Beds
2 Baths
1,300 Sq Ft
$218/Sq Ft Est. Value

Last Sold November 03, 2023

Last sale price $250,000 $192 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,232/month

5 Days on Market

Highlights

  • Lake Front
  • Open Floorplan
  • Community Lake
  • Boat Dock
  • Property fronts a channel
  • Clubhouse

About This Home

As of November 2023

Beautiful 2 bedroom, plus den (or guest room), custom-built lake house located on a wide channel connecting to Big Shadow Lake! Main level features the foyer, an eat-in kitchen, living room, expansive open-air deck, primary bedroom and full bathroom. The lower level features the family room, second bedroom, den, second full bathroom, laundry room and storage rooms. Home highlights include an open floor plan, vaulted ceilings, covered concrete patio, front porch, storage shed with power, and a 1 car garage with full attic storage! Lake front amenities include dock, and a boat ramp with winter storage! Community highlights...fabulous location, only 1 mile east of I-55 & only 1 hour south of downtown Chicago. Shadow Lakes is an active community that has miles of interconnecting freshwater lakes and channels with abundant fish and wildlife, sandy beach, fishing, hiking, boating, swimming pool (accessed through the clubhouse), locker rooms, amenity center, playground, dog park, courts for basketball & volleyball, planned activities, and electric golf carts are allowed! Association fees are tiered depending on annual occupancy and include water, sewer, garbage, security, clubhouse, common insurance, and exterior maintenance. Buyers' responsibility to verify all HOA rules and community information. Home can be financed with conventional, FHA, USDA or VA financing!

Last Agent to Sell the Property

Ivana Longest

@properties Christie's International Real Estate License #475154124 Listed on: 09/14/2023

@properties Christie's International Real Estate

Co-Listed By

Jerrick Longest

@properties Christie's International Real Estate License #475154125

Last Buyer's Agent

Kimberly Engelhardt

Lori Bonarek Realty License #475156135

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,559

Year Built

  • Built in 1997

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 101x58x100x44
  • Property fronts a channel
  • Lake Front

HOA Fees

  • $139 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Gravel Driveway
  • Parking Included in Price

Home Design

  • Walk-Out Ranch
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,300 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Sliding Doors
  • Combination Kitchen and Dining Room
  • Den
  • Water Views
  • Unfinished Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Patio
  • Shed

Location

  • Property is near a park

Schools

  • Reed-Custer Primary Elementary School
  • Reed-Custer Middle School
  • Reed-Custer High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include water, insurance, security, clubhouse, pool, scavenger, lake rights
  • Staff Association, Phone Number (815) 458-3647
  • Property managed by Shadow Lakes
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,559

Year Built

Built in 1997

Lot Details

0

HOA Fees

$139 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Walk-Out Ranch
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full, Walkout
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, First Floor Full Bath, Open Floorplan
  • LivingArea: 1300
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: Finished,Exterior Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: Sliding Doors
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Deck, Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 250000
  • Lot Features: Channel Front, Lake Front, Water View
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Driveway
  • ParkingTotal: 4
  • Number of Cars: 5
  • Driveway: Gravel
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1668
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Lake, Dock
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Shadow Lakes
  • Management Contact Name: Staff
  • Management Phone: 815-458-3647
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Water, Insurance, Security, Clubhouse, Pool, Scavenger, Lake Rights, Other

Schools

  • Elementary School: Reed-Custer Primary School
  • High School: Reed-Custer High School
  • Middle/Junior School: Reed-Custer Middle School
  • Middle/Junior School District: 255U

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.12
  • Lot Dimensions: 101X58X100X44
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5559.14
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

MLS Schools

  • Other Public Sch Dist: 255U
  • Othr Public Sch: Redd-Custer Intermediate School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 14, 2023
Closed on
Oct 30, 2023
Sold by
Pyra Anne
Bought by
Copeland Jacob and Copeland Kylee
Seller's Agent
Ivana Longest
@properties Christie's International Real Estate
Buyer's Agent
Kimberly Engelhardt
Lori Bonarek Realty
List Price
$250,000
Sold Price
$250,000
Views
165
Current Estimated Value
$283,229

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,229
Avg. Annual Appreciation
5.72%
Original Mortgage
$200,000
Outstanding Balance
$197,492
Interest Rate
7.79%
Mortgage Type
New Conventional
Estimated Equity
$78,692

Purchase Details

Listed on
Aug 12, 2020
Closed on
May 10, 2021
Sold by
Shepherd Ronald Jc and Shepherd Melissa K
Bought by
Pyra Anne
Seller's Agent
Mindy Rampa
Latitude Realty
Buyer's Agent
Judith Sundine
Pro Real Estate
List Price
$220,000
Sold Price
$200,000
Premium/Discount to List
-$20,000
-9.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.41%
Original Mortgage
$160,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 24, 2003
Sold by
Overland Roy G and Overland Mildred R
Bought by
Shepherd Ronald G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,144
Interest Rate
5.81%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 1996
Sold by
Havens Mark A and Havens Deborah L
Bought by
Overland Roy G and Overland Mildred R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,364
Interest Rate
8.33%

Purchase Details

Closed on
Jul 17, 1996
Sold by
American National Bk & Tr Co Of Chicago
Bought by
Havens Mark A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,364
Interest Rate
8.33%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Copeland Jacob $250,000 First American Title
Pyra Anne $200,000 Fidelity National Title
Shepherd Ronald G $205,000 Ticor Title
Overland Roy G $25,000 --
Havens Mark A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Copeland Jacob $200,000
Previous Owner Pyra Anne $160,000
Previous Owner Shepherd Ronald Jc $11,517
Previous Owner Shepherd Ronald J C $231,420
Previous Owner Shepherd Ronald G $202,144
Previous Owner Overland Roy G $140,000
Previous Owner Overland Roy G $130,600
Previous Owner Overland Roy G $130,000
Previous Owner Overland Roy G $110,400
Previous Owner Overland Roy G $101,000
Previous Owner Overland Roy G $44,364
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/03/2023 11/03/23 Sold $250,000 0.0% $192 / Sq Ft
09/14/2023 09/14/23 For Sale $250,000 +25.0% $192 / Sq Ft
05/11/2021 05/11/21 Sold $200,000 -9.1% --
03/15/2021 03/15/21 Pending -- -- --
02/26/2021 02/26/21 For Sale $220,000 0.0% --
02/14/2021 02/14/21 Pending -- -- --
09/09/2020 09/09/20 Price Changed $220,000 -4.3% --
08/12/2020 08/12/20 For Sale $230,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,599 $95,715 $14,350 $81,365
2022 $5,559 $86,856 $13,022 $73,834
2021 $5,382 $82,901 $12,429 $70,472
2020 $5,107 $78,541 $11,775 $66,766
2019 $4,817 $74,165 $11,119 $63,046
2018 $4,631 $70,971 $10,640 $60,331
2017 $4,543 $69,579 $10,431 $59,148
2016 $4,425 $67,291 $10,088 $57,203
2015 $4,266 $65,554 $9,828 $55,726
2014 $4,266 $65,554 $9,828 $55,726
2013 $4,266 $70,111 $10,511 $59,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11881349

Midwest Real Estate Data (MRED)

APN: 24-04-205-004