NOT LISTED FOR SALE

Estimated Value: $1,376,000 - $1,765,000

3 Beds
3 Baths
2,736 Sq Ft
$566/Sq Ft Est. Value

Last Sold December 18, 2023

Last sale price $1,560,000 $570 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $9,035/month

Highlights

  • 148 Feet of Waterfront
  • Access to Tidal Water
  • 5 Community Docks
  • 3 Dock Slips
  • Coastal Architecture
  • 1 Fireplace

About This Home

As of December 2023

Discover the epitome of waterfront living in this captivating home nestled along the shores of Valentine Creek. Boasting a deep-water pier with slips and a boat lift, this property offers not just a home, but a lifestyle. Ascend a few stairs to your private beach, a serene retreat just steps from your door.

This meticulously designed residence features a 2-car garage, 3 bedrooms, and 3 full bathrooms. The upper level is a sanctuary, exclusively dedicated to the owner's suite. Revel in luxury with an extra-large bathroom, complete with a soaking tub, a custom walk-in closet, and the convenience of an adjacent laundry room. The living room on this level provides a panoramic view of Valentine Creek, creating a tranquil escape within your own home.

On the main level, two bedrooms, a full bathroom, and a spacious living room complement the heart of the home—a chef's kitchen adorned with red Birch cabinets, granite countertops, and tiger wood floors. A sitting area and dining space overlook the picturesque Valentine Creek, making every meal a scenic experience.

The fully finished walk-out lower level is a haven of entertainment, offering a recreation room, additional storage, and another full bathroom. Step outside to enjoy the waterfront ambiance or ascend to the rooftop deck accessible from the upper-level living room—a perfect vantage point for sunset views.

Crafted for comfort and durability, the hardy plank siding ensures not only a sturdy exterior but also contributes to sound reduction. With approximately 3,800 sq. ft. of finished living space, this home has been completely updated to meet the highest standards of modern luxury.

Located in the coveted neighborhood of Arden on the Severn, residents enjoy exclusive access to five beaches, three boat ramps, and a vibrant community association hosting events throughout the year. Embrace the coastal lifestyle, where every day feels like a vacation in this waterfront haven.

Last Agent to Sell the Property

Stacy Henderson

(301) 252-6190 shenderson@cbmove.com Coldwell Banker Realty License #590727 Listed on: 11/17/2023

Coldwell Banker Realty

Last Buyer's Agent

Joie White

(443) 871-7344 joiewhite@northroprealty.com Northrop Realty License #506248

Northrop Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,137

Year Built

  • Built in 1955

Lot Details

  • 0.35 Acre Lot
  • 148 Feet of Waterfront
  • Home fronts navigable water
  • Property is zoned R2

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Poured Concrete
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • Bar
  • 1 Fireplace
  • Breakfast Area or Nook

Bedrooms and Bathrooms

Improved Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • 3 Dock Slips
  • Physical Dock Slip Conveys
  • Powered Boats Permitted

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Nitrogen Removal System
  • Municipal Trash
  • Aerobic Septic System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1220
  • Assessor Parcel Number 020274801643020

Community Details

Overview

  • No Home Owners Association
  • Arden On The Severn Subdivision

Recreation

  • 5 Community Docks

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,137

Year Built

Built in 1955

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2023-11-17
  • Federal Flood Zone: No
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Interior Amenities: Bar, Built-Ins, Breakfast Area
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Improved, Interior Access, Outside Entrance, Poured Concrete, Walkout Stairs
  • Total Sq Ft: 3809
  • Living Area Sq Ft: 2736
  • Price Per Sq Ft: 548.25
  • Above Grade Finished Sq Ft: 2736
  • Below Grade Sq Ft: 1073
  • Total Below Grade Sq Ft: 1073
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Roof: Asphalt
  • Water Access Features: Boat - Powered, Canoe/Kayak, Private Access
  • Water Access: Yes
  • Water Body Name: Valentine Creek
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: No
  • Water Frontage In Feet: 148

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway, Off Street
  • Number of Spaces in Driveway: 4
  • Off Street Parking Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank, Nitrogen Removal System, Aerobic Septic
  • Utilities: Electric Available, Cable Tv
  • Water Source: Well
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15150.00
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 8137.00
  • Assessor Parcel Number: 020274801643020
  • Tax Lot: 1220
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 17, 2023
Closed on
Dec 18, 2023
Sold by
Urbine Paul W and Urbine Kathleen M
Bought by
Smith Kevin and Smith Debra
Seller's Agent
Stacy Henderson
Coldwell Banker Realty
Buyer's Agent
Joie White
Northrop Realty
List Price
$1,500,000
Sold Price
$1,560,000
Premium/Discount to List
$60,000
4%
Views
219
Current Estimated Value
$1,547,329

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,671
Avg. Annual Appreciation
-0.44%
Original Mortgage
$1,248,000
Outstanding Balance
$1,227,285
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$320,044

Purchase Details

Closed on
Jul 2, 2017
Sold by
Shanahan Kathleen M and Urbine Paul W
Bought by
Urbine Paul W and Urbine Kathleen M

Purchase Details

Closed on
Jan 27, 2006
Sold by
Boyce Donald R
Bought by
Shananhan Kathleen M and Urbine Paul W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$653,187
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 20, 2006
Sold by
Boyce Donald R
Bought by
Shananhan Kathleen M and Urbine Paul W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$653,187
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 29, 2003
Sold by
Boyce Donald R
Bought by
Boyce Donald R

Purchase Details

Closed on
Nov 13, 2001
Sold by
Boyce Donald R
Bought by
Boyce Donald R and Boyce Francine C

Purchase Details

Closed on
Feb 25, 1999
Sold by
Boyce James W
Bought by
Boyce Myrtle L and Boyce Donald Robert
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smith Kevin $1,560,000 Eagle Title
Smith Kevin $1,560,000 Eagle Title
Urbine Paul W -- None Available
Shananhan Kathleen M $961,250 --
Shananhan Kathleen M $961,250 --
Boyce Donald R -- --
Boyce Donald R -- --
Boyce Myrtle L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Kevin $1,248,000
Closed Smith Kevin $1,248,000
Previous Owner Shananhan Kathleen M $653,187
Previous Owner Shananhan Kathleen M $653,187
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/18/2023 12/18/23 Sold $1,560,000 +4.0% $570 / Sq Ft
11/18/2023 11/18/23 Pending -- -- --
11/17/2023 11/17/23 For Sale $1,500,000 -- $548 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,547 $994,800 $667,300 $327,500
2024 $10,547 $911,867 $0 $0
2023 $9,586 $828,933 $0 $0
2022 $8,286 $746,000 $459,400 $286,600
2021 $16,152 $725,933 $0 $0
2020 $7,831 $705,867 $0 $0
2019 $7,628 $685,800 $444,400 $241,400
2018 $6,906 $681,100 $0 $0
2017 $7,341 $676,400 $0 $0
2016 -- $671,700 $0 $0
2015 -- $669,367 $0 $0
2014 -- $667,033 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2073516

Bright MLS

APN: 02-748-01643020