$659,900

Estimated payment $4,092/month

Total Views 1,810
3 Beds
2 Baths
2,296 Sq Ft
$287 Price per Sq Ft

Highlights

  • Private Waterfront
  • Deck
  • Engineered Wood Flooring
  • Lakes Elementary School Rated A
  • Living Room with Fireplace
  • Covered Patio or Porch

About This Home

Imagine waking each morning to the gentle shimmer of Cowan Lake, where the water is always calm and the days unfold in easy rhythm. This private lake is more than just a beautiful backdrop—it's a way of life. Whether you're gliding across the water in a kayak, casting a line at dawn, or floating with friends under the summer sun, Cowan Lake invites you to slow down and savor each moment.

But it's not just the natural beauty that makes this place special—it's the community. Here, neighbors become friends when they meet in the middle of the lake for euchre tournaments, summer concerts, 4th of July fireworks, cozy wine tastings, and spirited ice fishing contests when winter paints the lake in white. Best of all, these cherished gatherings come with no association dues—just a shared love for lake life and a sense of belonging you won't find anywhere else.

Step into a life where the lake is your backyard, the community is welcoming, and every season brings new reasons to stay.

Listing Agent

Amy Marlow

Green Square Properties LLC License #6501433746 Listed on: 09/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,040

Year Built

  • Built in 1968

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 75' x 145'
  • Private Waterfront
  • 77 Feet of Waterfront
  • Cul-De-Sac
  • Shrub
  • Garden

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Bar Fridge
  • Ceiling Fan
  • Replacement Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • 2 Fireplaces
  • Recreation Room with Fireplace

Kitchen

  • Eat-In Kitchen
  • Built-In Gas Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Stone
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement
  • 1 Bedroom in Basement

Outdoor Features

  • Water Access
  • Deck
  • Covered Patio or Porch

Schools

  • Rockford High School

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Generator Hookup
  • Well
  • Water Purifier is Owned
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,040

Year Built

Built in 1968

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 2
  • Year Built: 1968
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 75' x 145'
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2296.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 6039.66
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 77.0
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Roofing:Shingle: Yes
  • Substructure:Walk Out: Yes
  • Additional Items:Humidifier: Yes
  • Landscape:Garden Area: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Landscape:Flower Garden: Yes
  • Additional Items:Wet Bar: Yes
  • Additional Items:Generator Hook-up: Yes
  • General Property Info:SqFt Above Grade: 1264.0
  • Additional Items:Sump Pump: Yes
  • Laundry Features Laundry Room: Yes
  • Laundry Features In Basement: Yes
  • General Property Info High School: Rockford High School
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Tile Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Flooring Stone Floor: Yes
  • Flooring Engineered Hardwood: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Humidifier, Bar Fridge, Built-In Gas Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Flooring: Carpet, Ceramic Tile, Engineered Hardwood, Stone, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Wet Bar, Eat-in Kitchen, Pantry
  • Fireplace Features: Living Room, Recreation Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • LivingArea: 2296.0
  • Window Features: Screens, Replacement, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 1032.0
  • Basement Rooms:Total Basement SQFT: 1264.0
  • Kitchen Features:Eating Area: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Rec Room: Yes
  • Appliances:Cook Top: Yes
  • Appliances:Built-In Gas Oven: Yes
  • Appliances:Bar Fridge: Yes
  • Below Grade Sq Ft: 1032.0

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 659900.0
  • Lot Features: Recreational, Cul-De-Sac
  • Patio and Porch Features: Covered, Deck, Patio
  • Roof: Composition, Shingle
  • Water Body Name: Cowan Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement, Laundry Room
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
  • Water Source: Well
  • Water Well: Yes

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes

Schools

  • High School: Rockford High School

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Dimensions: 75' x 145'
  • Lot Size Sq Ft: 10890.0
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 6039.66
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,812 $199,200 $0 $0
2024 $5,812 $200,300 $0 $0
2023 $6,591 $173,100 $0 $0
2022 $6,591 $165,000 $0 $0
2021 $6,591 $156,900 $0 $0
2020 $6,591 $151,300 $0 $0
2019 $6,591 $139,600 $0 $0
2018 $6,634 $125,700 $0 $0
2017 $0 $116,600 $0 $0
2016 $0 $105,000 $0 $0
2015 -- $105,000 $0 $0
2013 -- $98,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 For Sale $659,900 -- $287 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $259,000 Chicago Title
Warranty Deed $183,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 Credit Line Revolving
Closed $200,000 New Conventional
Closed $200,000 New Conventional
Previous Owner $207,200 New Conventional
Previous Owner $100,000 Unknown
Source: Public Records

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Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25044285

Southwestern Michigan Association of REALTORS®

APN: 41-12-06-126-014