$389,000
$50K PRICE DROP

Estimated payment $2,297/month

Total Views 4,014
4 Beds
2.5 Baths
2,043 Sq Ft
$190 Price per Sq Ft

Highlights

  • Deck
  • Cathedral Ceiling
  • Main Floor Primary Bedroom
  • Ooltewah Elementary School Rated A-
  • Wood Flooring
  • <<bathWithWhirlpoolToken>>

About This Home

**Owner has a VA Assumable loan at 3.125%!!! (only VA to VA qualifies). Call today to find out how you can qualify for this reduce loan rate!**

Better than new, move-in ready home in sought-after Stillwater Subdivision!

Why wait for new construction when you can have it all—now?! This 4-bedroom, 2.5-bath home in the highly desirable Stillwater Subdivision offers the best of both worlds: the modern updates families want with the space, charm, and convenience of a fully established neighborhood.

With 2,043 square feet, this thoughtfully designed home features a Master-on-the-Main, an open-concept layout, and hardwood floors throughout—ideal for your busy life. The vaulted great room creates an airy central gathering space, while the formal dining room with double doors easily converts into a quiet home office or study.

The kitchen has been fully updated with stainless steel appliances, a farmhouse sink, and butcher block countertops, combining modern style with everyday functionality. Upstairs, you'll find three generously sized bedrooms and a charming catwalk overlooking the main living area—perfect for keeping everyone connected while still allowing for personal space.

This home has been meticulously maintained, with major systems already replaced: new roof (2023) and HVAC systems (2019 & 2023)—so you can move in with confidence and no surprises.

The private backyard oasis features a peaceful creek and mature weeping willow trees, perfect for playtime, BBQs, or morning coffee on the back deck. The 2-car garage offers convenient, easy access unloading groceries.

With sidewalks, a community pool, and low HOA fees, Stillwater is a place where families can truly thrive.

Skip the wait—and the construction zone. This home is ready for you today. Schedule your private showing before it's gone!

Listing Agent

Tricia Peterson

Crye-Leike, REALTORS License #354864 Listed on: 05/20/2025

Crye-Leike, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,483

Year Built

  • Built in 1999 | Remodeled

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 82.87x130.99
  • Property fronts a state road
  • Level Lot
  • Back Yard

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,043 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Family Room with Fireplace
  • Great Room with Fireplace
  • Living Room with Fireplace
  • Formal Dining Room
  • Game Room with Fireplace
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • <<OvenToken>>
  • Electric Range
  • <<microwave>>
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • <<bathWithWhirlpoolToken>>
  • <<tubWithShowerToken>>
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on lower level

Outdoor Features

  • Deck
  • Covered patio or porch
  • Rain Gutters

Schools

  • Ooltewah Elementary School
  • Ooltewah Middle School
  • Ooltewah High School

Utilities

  • Multiple cooling system units
  • Heating Available
  • Underground Utilities
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 131o D 003

Community Details

Overview

  • Association fees include ground maintenance
  • Still Water Unit 1 Subdivision
  • On-Site Maintenance

Recreation

  • Community Pool

Security

  • Resident Manager or Management On Site

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,483

Year Built

Built in 1999 | Remodeled

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.23
  • Lot Size: 82.87X130.99
  • Road Frontage Type: City Street, State Road
  • Road Surface Type: Paved
  • Subdivision Name: Still Water Unit 1
  • Directions: From I-75 exit #9, go East 0.5 miles, turn left on Old Lee Highway. After 0.9 miles, turn left into Stillwater Subdivision and then first left onto Shadetree Lane. Home on right.
  • Above Grade Finished Sq Ft: 2043.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2043.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Free Standing Building
  • Year Built: 1999
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 131o D 003
  • Location Tax and Legal Elementary School: Ooltewah Elementary
  • Location Tax and Legal Middle Or Junior School2: Ooltewah Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 1482.82
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2043.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.23
  • General Property Information Lot Size Square Feet2: 10018.8
  • General Property Information Lot Size Dimensions: 82.87X130.99
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Utilities:Water Available: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • General Property Information Stories2: 2
  • Patio And Porch Features Porch - Covered: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Parking Features Kitchen Level2: Yes
  • Utilities:Sewer Available: Yes
  • Laundry Features:Inside: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Laundry Features:Lower Level: Yes
  • Association Amenities Management4: Yes
  • Road Frontage Type:State Road: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Oven, Microwave, Ice Maker, Gas Water Heater, Free-Standing Refrigerator, Electric Range, Disposal, Dishwasher
  • Other Equipment: None
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Gas Log, Great Room, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Eat-in Kitchen, En Suite, High Ceilings, Primary Downstairs, Separate Dining Room, Separate Shower, Tray Ceiling(s), Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows, Window Treatments
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Icemaker: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Tray Ceiling(s): Yes
  • Community Features:Pool: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Oven: Yes
  • Community Features:Street Lights: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Community Features:Curbs: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Level
  • Pool Features: Community
  • View: No
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Rain Gutters
  • Foundation Details: Block
  • Other Structures: Garage(s)
  • Patio And Porch Features: Deck, Front Porch, Patio, Porch, Porch - Covered
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Back Yard2: Yes
  • Window Features:Window Treatments: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Kitchen Level, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Other Structures:Garage(s): Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Inside, Laundry Room, Lower Level, Main Level
  • Security: Smoke Detector(s)
  • Cooling: Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Pool, Sidewalks, Street Lights
  • Senior Community: No
  • Amenities: Management, Pool
  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 300.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Pool3: Yes
  • Association Fee Includes:Maintenance Grounds: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Schools

  • Elementary School: Ooltewah Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Ooltewah Middle

Lot Info

  • Lot Size Sq Ft: 10018.8
  • Additional Parcels: No
  • Parcel #: 131o D 003

Tax Info

  • Tax Annual Amount: 1482.82

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,474 $65,875 $0 $0
2023 $1,483 $65,875 $0 $0
2022 $1,483 $65,875 $0 $0
2021 $1,483 $65,875 $0 $0
2020 $1,439 $51,700 $0 $0
2019 $1,439 $51,700 $0 $0
2018 $1,439 $51,700 $0 $0
2017 $1,439 $51,700 $0 $0
2016 $1,327 $0 $0 $0
2015 $1,327 $47,675 $0 $0
2014 $1,327 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Price Changed $389,000 -2.4% $190 / Sq Ft
07/05/2025 07/05/25 Price Changed $398,400 0.0% $195 / Sq Ft
07/05/2025 07/05/25 Price Changed $398,500 +2.3% $195 / Sq Ft
07/03/2025 07/03/25 Price Changed $389,500 -2.4% $191 / Sq Ft
06/20/2025 06/20/25 Price Changed $399,000 -5.0% $195 / Sq Ft
05/30/2025 05/30/25 Price Changed $420,000 -2.1% $206 / Sq Ft
05/29/2025 05/29/25 Price Changed $429,000 -2.3% $210 / Sq Ft
05/20/2025 05/20/25 For Sale $439,000 +46.3% $215 / Sq Ft
12/02/2021 12/02/21 Sold $300,000 +3.4% $147 / Sq Ft
10/20/2021 10/20/21 Pending -- -- --
10/15/2021 10/15/21 For Sale $290,000 -- $142 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 Title Guaranty & Trust Co
Warranty Deed $172,000 --
Warranty Deed $155,000 Legal Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 VA
Previous Owner $144,600 New Conventional
Previous Owner $173,717 FHA
Previous Owner $188,028 FHA
Previous Owner $182,188 Unknown
Previous Owner $28,000 Credit Line Revolving
Previous Owner $23,300 Credit Line Revolving
Previous Owner $137,600 Purchase Money Mortgage
Previous Owner $148,000 Unknown
Previous Owner $147,250 No Value Available
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1513212

Greater Chattanooga REALTORS®

APN: 131O-D-003