NOT LISTED FOR SALE

837 Cottage Ave E Saint Paul, MN 55106

Payne-Phalen Neighborhood

Estimated Value: $239,081 - $276,000

4 Beds
1 Bath
1,555 Sq Ft
$166/Sq Ft Est. Value

Last Sold October 13, 2023

Last sale price $230,000 $148 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $1,615/month

12 Days on Market

Highlights

  • No HOA
  • Living Room
  • Dining Room

About This Home

As of October 2023

This home is a quick walk away from Lake Phalen! Only two short blocks from the golf course in the summer or cross country skiing in the winter. Welcoming front porch, hardwood floors and original millwork. Lots of space for entertaining. Three of the bedrooms & a full bath on the same level. Easy access to trails, lakes, green space, public transit, major highways, dining & shopping.

Last Agent to Sell the Property

Gail Alvarez

LPT Realty, LLC Listed on: 09/12/2023

LPT Realty, LLC

Last Buyer's Agent

Erin Kaine

Bridge Realty, LLC

Bridge Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,644

Year Built

  • Built in 1925

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 41x126
  • Chain Link Fence

Parking

  • 2 Car Garage
  • Garage Door Opener

Interior Spaces

  • 2-Story Property
  • Living Room
  • Dining Room
  • Range

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Storage
  • Basement Window Egress

Utilities

  • Window Unit Cooling System
  • Boiler Heating System
  • 100 Amp Service
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Lanes Phalen Grove Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 212922320064

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,644

Year Built

Built in 1925

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Window Unit(s)
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1925
  • Above Grade Finished Sq Ft: 1230
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Full, Partially Finished, Storage Space
  • Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer
  • Living Area: 1555
  • Below Grade Finished Sq Ft: 325
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Fencing: Chain Link
  • ConstructionMaterialsDesc: Frame
  • Neighborhood: Payne-Phalen
  • PatioPorchType: Enclosed,Front Porch

Garage/Parking

  • Parking Features: Detached, Electric, Garage Door Opener

Utilities

  • Heating: Boiler
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 100 Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Hardwood Floors,Porch,Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Paul
  • SchoolDistrictPhone: 651-767-8100

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 41x126
  • Lot Size Sq Ft: 4791.6
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks)
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 212922320064
  • Tax Annual Amount: 3644
  • TaxWithAssessments: 3806.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2023
Closed on
Oct 11, 2023
Sold by
Gustafson David
Bought by
Silver Maxwell and Parranto Linda
Seller's Agent
Gail Alvarez
LPT Realty, LLC
Buyer's Agent
Erin Kaine
Bridge Realty, LLC
List Price
$234,900
Sold Price
$230,000
Premium/Discount to List
-$4,900
-2.09%
Views
21
Current Estimated Value
$258,520

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,520
Avg. Annual Appreciation
5.26%
Original Mortgage
$230,000
Outstanding Balance
$225,320
Interest Rate
7.18%
Mortgage Type
New Conventional
Estimated Equity
$33,200

Purchase Details

Closed on
Oct 15, 2020
Sold by
Fronda Maria
Bought by
Gustafson David

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,920
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2015
Sold by
Riverwalk Investments Llc
Bought by
Fronda Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,872
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
May 27, 2010
Sold by
Deutsche Bank National Trust
Bought by
Riverwalk Investments Llc

Purchase Details

Closed on
Apr 22, 1997
Sold by
Weller William W
Bought by
Kasal Darrel J and Kasal Charlotte E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Silver Maxwell $230,000 --
Gustafson David $209,900 Titlesmart Inc
Fronda Maria $147,848 Fsa Title Services Llc
Riverwalk Investments Llc $62,000 --
Kasal Darrel J $74,336 --
Gustafson David David $209,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Silver Maxwell $230,000
Previous Owner Gustafson David $167,920
Previous Owner Fronda Maria $140,872
Closed Gustafson David David $209,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/13/2023 10/13/23 Sold $230,000 0.0% $148 / Sq Ft
09/26/2023 09/26/23 Pending -- -- --
09/19/2023 09/19/23 Off Market $230,000 -- --
09/14/2023 09/14/23 For Sale $234,900 -- $151 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,280 $228,400 $30,000 $198,400
2023 $3,280 $222,200 $25,000 $197,200
2022 $3,272 $244,500 $25,000 $219,500
2021 $3,330 $207,400 $25,000 $182,400
2020 $3,420 $208,500 $12,300 $196,200
2019 $3,156 $176,600 $12,300 $164,300
2018 $2,712 $159,500 $12,300 $147,200
2017 $2,586 $149,500 $12,300 $137,200
2016 $2,352 $0 $0 $0
2015 $2,524 $134,300 $12,300 $122,000
2014 $2,188 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Gail Alvarez

    Seller's Agent in 2023

    Gail Alvarez

    LPT Realty, LLC

    (907) 252-1163

    1 in this area

    29 Total Sales

    Gail Alvarez
    Section Image
  • Erin Kaine

    Buyer's Agent in 2023

    Erin Kaine

    Bridge Realty, LLC

    (651) 373-8653

    1 in this area

    29 Total Sales

    Erin Kaine
    Section Image
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Map

Source: NorthstarMLS

MLS Number: 6407842

NorthstarMLS

APN: 21-29-22-32-0064

Minnesota Ramsey County Saint Paul 55106 Payne-Phalen

837 Cottage Ave E, Saint Paul, MN

Not Listed for Sale

Detached

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