$2,595,000

84 Cobia St Destin, FL 32541

Estimated payment $15,803/month

Total Views 4,732
7 Beds
7 Baths
3,389 Sq Ft
$766 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Vaulted Ceiling
  • Main Floor Primary Bedroom
  • Destin Elementary School Rated A-
  • Beach House
  • Furnished

About This Home

2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its own private bath. This level also includes a spacious living area featuring a queen sleeper sofa, making it a versatile space. Venture outside to the generous backyard, which features a private heated pool that invites leisurely swims or sun-soaked lounging. For the culinary enthusiast, a gas grill is readily available for enjoyable outdoor cooking, allowing you to savor your meals in the fresh air. The outdoor shower provides a convenient option for rinsing off after a day at the beach, while the shaded sitting area, furnished with umbrellas and ample loungers, creates a perfect haven for relaxation. The property also boasts an oversized driveway, accommodating up to seven vehicles, with additional space available for a boat or RV, ensuring your adventures are just a step away.

Listing Agent

Patrick Geiger

Scenic Sotheby's International Realty Brokerage Email: patrick@scenicsir.com License #3115020 Listed on: 09/29/2025

Scenic Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $26,485

Year Built

  • Built in 2018

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 50' x 150'
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System

Home Design

  • Beach House
  • Exterior Columns
  • Slab Foundation
  • Frame Construction
  • Pitched Roof
  • Metal Roof
  • Wood Siding
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 3,389 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Woodwork
  • Crown Molding
  • Paneling
  • Wainscoting
  • Vaulted Ceiling
  • Recessed Lighting
  • Window Treatments
  • Living Room
  • Dining Area
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Induction Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 7 Bedrooms
  • Primary Bedroom on Main
  • 7 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only in Primary Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Water Tap Fee Is Paid
  • Tankless Water Heater
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Crystal Beach Subdivision
  • The community has rules related to covenants

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0580-0023-0020

Home Details

Home Type

Single Family

Est. Annual Taxes

$26,485

Year Built

Built in 2018

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Lot Size: 50' x 150'
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: CRYSTAL BEACH
  • Directions: From Highway 98 head south on Crystal Beach Drive and then take a left on Luke Avenue and then a right on Cobia Street. The home will be down on the right.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2018
  • Attribution Contact: patrick@scenicsir.com
  • Remarks Misc:Remarks: 2025 $202k, 2024 $217k, 2023 $260k This modern beach home, perfectly situated in the heart of Crystal Beach, just steps away from two public beach accesses. This stunning retreat, crafted with care and attention to detail, was completed in April 2018 and features professional decor throughout. With a total of seven bedrooms, each accompanied by its own full bath, it ensures maximum comfort and privacy. Spanning just over 3,300 square feet, this expansive residence offers abundant space for gatherings and relaxation. The main floor is designed for convenience and socializing, showcasing a fully equipped kitchen, an inviting open living room perfect for entertaining, and two luxurious king bedrooms. Ascend to the second floor, where you'll discover four additional king rooms, each with its
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Utilities:Tap Fee Paid: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Gas, Water Heater - Tnkls
  • Full Bathrooms: 7
  • Total Bedrooms: 7
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Kitchen Island, Lighting Recessed, Owner's Closet, Walls Paneled, Walls Wainscoting, Washer/Dryer Hookup, Woodwork Painted
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Walls Wainscoting: Yes
  • Interior:Walls Paneled: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Interior, Level, Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • Construction Type: Frame, Roof Pitched, Siding CmntFbrHrdBrd, Siding Wood, Trim Wood
  • Exterior Features: Balcony, Columns, Fenced Back Yard, Pool - Gunite Concrt, Shower, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Shower: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Lot Features:Sidewalk: Yes
  • ConstructionSiding:Siding Wood: Yes
  • Exterior:Pool - Gunite Concrt: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, Tap Fee Paid, TV Cable
  • Utility: Yes

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 00-2S-22-0580-0023-0020
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 26485.48
  • Tax Year: 2024

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,892 $2,235,704 $549,791 $1,685,913
2023 $14,892 $1,460,623 $513,822 $946,801
2022 $12,827 $1,175,675 $467,111 $708,564
2021 $10,934 $880,443 $321,300 $559,143
2020 $10,350 $827,176 $306,000 $521,176
2019 $10,089 $816,766 $306,000 $510,766
2018 $3,083 $240,108 $0 $0
2017 $2,617 $224,400 $0 $0
2016 $2,363 $201,400 $0 $0
2015 $2,213 $185,000 $0 $0
2014 $1,904 $150,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2025 09/29/25 For Sale $2,595,000 -2.1% $766 / Sq Ft
02/15/2023 02/15/23 Sold $2,650,000 -7.8% $782 / Sq Ft View Prior Sale
02/03/2023 02/03/23 Pending -- -- --
01/18/2023 01/18/23 For Sale $2,875,000 -- $848 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $2,650,000 Ketchersid Land & Title
Warranty Deed $2,650,000 Ketchersid Land & Title
Warranty Deed $320,000 Attorney
Corporate Deed $187,500 None Available
Warranty Deed $350,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $1,600,000 Unknown
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 986396

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0580-0023-0020