$384,900
$5K PRICE DROP

84 Oak Creek Cir Toccoa, GA 30577

Estimated payment $2,473/month

Total Views 7,212
4 Beds
3.5 Baths
3,484 Sq Ft
$110 Price per Sq Ft

Highlights

  • Deck
  • Bonus Room
  • Solid Surface Countertops
  • Family Room with Fireplace
  • Sun or Florida Room
  • No HOA

About This Home

This four-sided brick French Provincial home is nestled in a well-established neighborhood just minutes from downtown Toccoa. A distinctive Mansard roof, inspired by French country estates, enhances the home's elegant facade and creates a warm, welcoming entry. The main level features a foyer entrance, updated kitchen with quartz countertops and a coffee bar, a spacious great room with built-in bookshelves flanking a masonry wood-burning fireplace, a formal dining room, sunroom, study, and a half bath. Beadboard ceilings and recessed lighting add charm and character throughout this level. Upstairs, four oversized bedrooms fill with natural light from abundant windows, accompanied by two full baths. The finished basement offers a second masonry fireplace with gas logs and generous space for entertaining family and friends. Dual HVAC systems serve the main and upper levels for year-round comfort.

Listing Agent

Stephen Caudell

Hammock Realty North Georgia License #357431 Listed on: 08/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,092

Year Built

  • Built in 1974

Lot Details

  • 0.46 Acre Lot
  • Level Lot

Home Design

  • Block Foundation
  • Composition Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2-Story Property
  • Bookcases
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Features Masonry
  • Entrance Foyer
  • Family Room with Fireplace
  • 2 Fireplaces
  • Breakfast Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Sun or Florida Room

Kitchen

  • Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Bathtub Includes Tile Surround

Laundry

  • Laundry Room
  • Laundry in Kitchen

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Natural lighting in basement

Parking

  • Garage
  • Parking Accessed On Kitchen Level

Outdoor Features

  • Deck

Schools

  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Oak Creek Circle Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,092

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1974
  • ArchitecturalStyle: Brick 4 Side
  • Main Level Half Bathrooms: 1
  • Levels: Two
  • Lot Size Acres: .46
  • Other Sturctures: Garage(s)
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 3484
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 4
  • Dining Room Features: Separate Room
  • Basement: Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Below Grade Finished Sq Ft: 1000
  • Total Finished Sq Ft: 2484
  • Unfinished Below Grade Sq Ft: 250
  • Above Grade Finished Sq Ft: 2484
  • Interior Amenities: Bookcases, Tile Bath
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Basement, Family Room, Masonry
  • Flooring: Laminate, Tile, Vinyl
  • Kitchen Features: Breakfast Room, Solid Surface Counters

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2

Exterior Features

  • Construction Materials: Brick
  • Foundation Details: Block
  • Lot Features: Level
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Attached, Garage, Kitchen Level

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: In Kitchen
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: Street Lights

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Other
  • High School: Stephens County
  • Middle School: Stephens County

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 24
  • Tax Annual Amount: 5091.68

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,780 $135,779 $8,780 $126,999
2023 $4,395 $125,935 $8,780 $117,155
2022 $3,463 $118,334 $8,780 $109,554
2021 $1,937 $63,960 $8,780 $55,180
2020 $1,954 $63,884 $8,780 $55,104
2019 $1,962 $63,884 $8,780 $55,104
2018 $1,962 $63,858 $8,754 $55,104
2017 $1,992 $63,858 $8,754 $55,104
2016 $1,962 $63,857 $8,753 $55,103
2015 $1,995 $62,073 $8,753 $53,320
2014 $2,028 $62,074 $8,754 $53,320
2013 -- $62,073 $8,753 $53,320
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/13/2025 09/13/25 Price Changed $384,900 -1.3% $110 / Sq Ft
08/15/2025 08/15/25 For Sale $389,900 -- $112 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 --
Deed $185,500 --
Deed $102,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $319,113 FHA
Previous Owner $148,400 New Conventional
Source: Public Records

Source: Georgia MLS

MLS Number: 10585482

Georgia MLS

APN: T26-142