Seller's Agent in 2025
Kimberly Stone
Compass
(561) 262-5497
40 Total Sales
845 Waterloo Ave El Cajon, CA 92019
Estimated Value: $807,345 - $862,000
3
Beds
2
Baths
1,496
Sq Ft
$559/Sq Ft
Est. Value
Highlights
- Solar Power System
- Deck
- Covered Patio or Porch
- Valhalla High Rated A-
- Wood Flooring
- 2 Car Attached Garage
About This Home
As of February 2025Welcome to your single story dream home with an open-concept floor plan that effortlessly blends comfort and functionality with new high end energy efficient features. Perfectly designed for outdoor living, the home offers inviting spaces both in the front and back yards—ideal for relaxing or entertaining in style. This home is a 3 bedroom, 2 bath house which includes brand new Tesla paid off solar panels with Battery System, EV Charging station, brand new roof, new Bosch HVAC system, brand new 2 car garage door & beautifully painted from the inside out. New Mini split and insulation installed in the garage for anyone that wishes to work from home. With its blend of character, modern updates, and fantastic outdoor spaces, this home is an absolute must-see! Welcome to your single story dream home with an open-concept floor plan that effortlessly blends comfort and functionality with new high end energy efficient features. You'll be greeted by the shade of a mature tree and the warmth of a cozy front porch. Perfectly designed for outdoor living, the home offers inviting spaces both in the front and back yards—ideal for relaxing or entertaining in style. This lovely home has the bells and whistles! It's a 3 bedroom, 2 bath house which includes brand new Tesla paid off solar panels with Battery System, EV Charging station, brand new roof, new Bosch HVAC system, brand new 2 car garage door & beautifully painted from the inside out. New Mini split and insulation installed in the garage for anyone that wishes to work from home. With its blend of character, modern updates, and fantastic outdoor spaces, this home is an absolute must-see!
Home Details
Home Type
- Single Family
Year Built
- Built in 1960
Lot Details
- 6,000 Sq Ft Lot
- Property is Fully Fenced
- Level Lot
- Sprinkler System
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Shingle Roof
- Stucco Exterior
Interior Spaces
- 1,496 Sq Ft Home
- 1-Story Property
Kitchen
- Oven or Range
- Gas Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Washer Hookup
Eco-Friendly Details
- Solar Power System
Outdoor Features
- Deck
- Covered Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Septic Type Unknown
Listing and Financial Details
- Assessor Parcel Number 511-374-04-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 25, 2024
Closed on
Jan 15, 2025
Sold by
Simmons Sam Palmer Oliver and Doscher Holly Adele
Bought by
Mae E Goldman Living Trust and Goldman
Seller's Agent
Kimberly Stone
Compass
Buyer's Agent
Sharon Davis
Coldwell Banker Realty
List Price
$850,000
Sold Price
$845,000
Premium/Discount to List
-$5,000
-0.59%
Views
206
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,414
Avg. Annual Appreciation
-1.16%
Original Mortgage
$475,000
Outstanding Balance
$471,727
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$363,859
Purchase Details
Listed on
Feb 26, 2021
Closed on
Apr 9, 2021
Sold by
Pagano Kevin J and Pagano Brie A
Bought by
Simmons Sam Palmer Oliver and Doscher Holly Adele
Seller's Agent
Sharon Davis
Coldwell Banker Realty
Buyer's Agent
Kimberly Stone
Compass
List Price
$657,000
Sold Price
$670,000
Premium/Discount to List
$13,000
1.98%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.31%
Original Mortgage
$636,500
Interest Rate
3.05%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 18, 2021
Sold by
Pagano Kevin J and Pagano Brie A
Bought by
Pagano Kevin J and Pagano Brie A
Purchase Details
Closed on
Jul 15, 2013
Sold by
Pagano Kevin and Pagano Brie
Bought by
Pagano Kevin J and Declarati Brie A Pagano
Purchase Details
Closed on
Nov 9, 2009
Sold by
Tams Jason and Tams Heidi
Bought by
Pagano Kevin and Pagano Brie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,461
Interest Rate
4.77%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 26, 2007
Sold by
Castiglione Jon A and Castiglione Jessica M
Bought by
Tams Jason and Tams Heidi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,000
Interest Rate
6.19%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Oct 15, 2003
Sold by
Castiglione Jon A and Castiglione Jessica M
Bought by
Castiglione Jon A and Castiglione Jessica M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,600
Interest Rate
3.95%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 4, 2000
Sold by
Mustard Jeffrey D and Mustard Theresa A
Bought by
Castiglione Jon and Castiglione Jessica
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,500
Interest Rate
4.95%
Purchase Details
Closed on
Jul 24, 1991
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Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mae E Goldman Living Trust | $845,000 | Chicago Title | |
| Simmons Sam Palmer Oliver | $670,000 | Equity Title San Diego | |
| Pagano Kevin J | -- | None Available | |
| Pagano Kevin J | -- | None Available | |
| Pagano Kevin | $315,000 | Fidelity National Title | |
| Tams Jason | $465,000 | Chicago Title Co | |
| Castiglione Jon A | -- | First Southwestern Title | |
| Castiglione Jon | $185,000 | Chicago Title Co | |
| -- | $127,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mae E Goldman Living Trust | $475,000 | |
| Previous Owner | Simmons Sam Palmer Oliver | $636,500 | |
| Previous Owner | Pagano Kevin | $288,461 | |
| Previous Owner | Tams Jason | $93,000 | |
| Previous Owner | Tams Jason | $372,000 | |
| Previous Owner | Castiglione Jon A | $269,600 | |
| Previous Owner | Castiglione Jon | $166,500 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/07/2025 02/07/25 | Sold | $845,000 | -0.6% | $565 / Sq Ft | |
| 01/13/2025 01/13/25 | Pending | -- | -- | -- | |
| 11/25/2024 11/25/24 | For Sale | $850,000 | +26.9% | $568 / Sq Ft | |
| 04/27/2021 04/27/21 | Sold | $670,000 | +3.6% | $448 / Sq Ft | View Prior Sale |
| 04/02/2021 04/02/21 | Pending | -- | -- | -- | |
| 03/25/2021 03/25/21 | Price Changed | $647,000 | -1.5% | $432 / Sq Ft | |
| 02/26/2021 02/26/21 | For Sale | $657,000 | -- | $439 / Sq Ft |
Source: San Diego MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,676 | $725,227 | $368,026 | $357,201 |
| 2024 | $9,676 | $711,008 | $360,810 | $350,198 |
| 2023 | $8,887 | $697,068 | $353,736 | $343,332 |
| 2022 | $8,892 | $683,400 | $346,800 | $336,600 |
| 2021 | $5,078 | $375,634 | $177,299 | $198,335 |
| 2020 | $4,910 | $371,784 | $175,482 | $196,302 |
| 2019 | $4,384 | $364,495 | $172,042 | $192,453 |
| 2018 | $4,312 | $357,349 | $168,669 | $188,680 |
| 2017 | $4,255 | $350,343 | $165,362 | $184,981 |
| 2016 | $4,084 | $343,474 | $162,120 | $181,354 |
| 2015 | $4,062 | $338,315 | $159,685 | $178,630 |
| 2014 | $3,982 | $331,688 | $156,557 | $175,131 |
Source: Public Records
Agents Affiliated with this Home
-
Kimberly Stone
-
Rachael Kaiser
Seller Co-Listing Agent in 2025
Rachael Kaiser
Compass
(619) 302-2363
77 Total Sales
-
Sharon Davis
Buyer's Agent in 2025
Sharon Davis
Coldwell Banker Realty
(619) 447-1802
46 Total Sales
Map
Source: San Diego MLS
MLS Number: 240027469
APN: 511-374-04
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