851 Locust Point Rd Elkton, MD 21921
Estimated payment $3,071/month
Total Views
5,921
6
Beds
3
Baths
2,650
Sq Ft
$187
Price per Sq Ft
Highlights
- Home fronts navigable water
- Second Kitchen
- View of Trees or Woods
- Canoe or Kayak Water Access
- Fishing Allowed
- Deck
About This Home
TWO HOMES FOR THE PRICE OF ONE – A RARE FIND WITH ENDLESS POSSIBILITIES!Looking for a property that offers more than just a place to live? This exceptional large ranch-style home boasts over 2,200 square feet of one-story living and delivers two fully separate living spaces under one roof, ideal for multi-generational living, rental income, or a flexible lifestyle tailored to your needs.The main home features a spacious layout with 4 bedrooms (3 on the main level and 1 in the finished basement) and 2 full bathrooms. At the heart of the home is the updated kitchen, showcasing a large deluxe island, upgraded cabinetry, a farmhouse sink, and beautiful granite countertops, perfect for both everyday living and entertaining.The second unit is a thoughtfully designed 2-bedroom, 1-bath in-law suite, complete with its own full kitchen, private laundry, wide doorways, entry ramp, and private entrance, offering true independence and accessibility.Set on 3.64 acres of peaceful countryside, this serene property offers both privacy and potential. Enjoy quiet mornings surrounded by nature or host unforgettable gatherings around the fire pit in the huge backyard, a space where the sky is the limit for outdoor enjoyment, gardening, raising chickens or future additions.Plus, you’ll enjoy deeded access to the beautiful Elk River, perfect for kayaking, fishing, or simply soaking in the waterfront lifestyle.With NO HOA, you have the freedom to make this property your own. And for qualified buyers, this home may be eligible for 100% financing through special loan programs, ask your agent or lender for more details.Whether you're investing, expanding, or simply dreaming of more room to live and grow, this home isn’t just a place...it’s an opportunity you don’t want to miss!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,769
Year Built
- Built in 1985
Lot Details
- 3.64 Acre Lot
- Home fronts navigable water
- Rural Setting
- Back Yard Fenced
- Backs to Trees or Woods
- Property is zoned RR
Parking
- 2 Car Direct Access Garage
- Side Facing Garage
- Driveway
Home Design
- Rambler Architecture
- Permanent Foundation
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 1 Level
- Ceiling Fan
- Recessed Lighting
- Family Room Off Kitchen
- Open Floorplan
- Bonus Room
- Views of Woods
- Attic
Kitchen
- Second Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
- In-Law or Guest Suite
- 3 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Walk-Up Access
- Connecting Stairway
- Laundry in Basement
Accessible Home Design
- Mobility Improvements
- Level Entry For Accessibility
- Ramp on the main level
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Powered Boats Permitted
- Deck
Schools
- Chesapeake City Elementary School
- Bohemia Manor Middle School
- Bohemia Manor High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Propane
- Well
- Electric Water Heater
- On Site Septic
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 0802026902
Community Details
Overview
- No Home Owners Association
- Locust Point Subdivision
Recreation
- Fishing Allowed
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,419 | $338,900 | $165,100 | $173,800 |
| 2023 | $3,080 | $336,833 | $0 | $0 |
| 2022 | $3,830 | $334,767 | $0 | $0 |
| 2021 | $3,754 | $332,700 | $165,100 | $167,600 |
| 2020 | $3,688 | $314,567 | $0 | $0 |
| 2019 | $3,479 | $296,433 | $0 | $0 |
| 2018 | $3,270 | $278,300 | $165,100 | $113,200 |
| 2017 | $3,270 | $278,300 | $0 | $0 |
| 2016 | $3,131 | $278,300 | $0 | $0 |
| 2015 | $3,131 | $278,500 | $0 | $0 |
| 2014 | $3,205 | $278,500 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 05/29/2025 05/29/25 | For Sale | $494,900 | -- | $187 / Sq Ft |
Source: Bright MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $245,000 | Kirsh Title Services Inc | |
| Deed | $102,000 | -- | |
| Deed | $21,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $305,000 | New Conventional | |
| Closed | $280,000 | New Conventional | |
| Closed | $255,000 | New Conventional | |
| Closed | $245,000 | Purchase Money Mortgage | |
| Previous Owner | $34,200 | Credit Line Revolving | |
| Previous Owner | $97,000 | No Value Available |
Source: Public Records
Similar Homes in Elkton, MD
Source: Bright MLS
MLS Number: MDCC2017646
APN: 02-026902
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