8515 Surf Dr Unit 1 Panama City Beach, FL 32408
Estimated payment $10,325/month
Highlights
- Beach Front
- In Ground Pool
- Gulf View
- Beach
- Fishing
- Primary Bedroom Suite
About This Home
Experience luxury beachfront living at its finest. This Gulf-front penthouse boasts over $100K in upgrades, including new flooring, fresh bedroom paint, upgraded appliances, new cabinet doors, a fully redone master bath, and a tankless hot water system. With breathtaking panoramic Gulf views, four spacious bedrooms, expansive living areas, and a massive beachfront balcony, this turnkey penthouse delivers unmatched elegance and value. A rare opportunity to own a fully upgraded coastal retreat with private beach access and a pool. Turnkey vacation rental with $100K+ in vacation rental income! Schedule a tour today! A breathtaking Gulf-front penthouse with over $100,000 in upgradesan extraordinary opportunity for elevated coastal living. Welcome to White Sands Haven, a beautifully reimagined beachfront penthouse overlooking the brilliant waters and white-sand shoreline of Panama City Beach. Positioned directly on the Gulf, this spacious residence combines premium renovations, expansive interior living, and uninterrupted water views at every turn. Designed for relaxation, gathering, and unforgettable moments, this home blends elegance with true coastal luxury. $100K+ in Upgrades; Elegant, Modern, Turnkey: This penthouse has undergone a full enhancement with thoughtful, high-value improvements that elevate both beauty and function:
New upgraded flooring throughout the bedrooms; Bedrooms professionally repainted; Updated appliance package; Brand-new cabinet doors creating a crisp, refreshed kitchen aesthetic; Completely redesigned master bathroom with modern finishes; and a Tankless hot water system for efficiency and continuous comfort. These upgrades give the home a polished, contemporary feelideal for personal enjoyment or as a premium rental investment. Stunning Gulf-Front Views From Every Angle: This penthouse delivers truly exceptional vistas. The wide beachfront balcony stretches across the living room and multiple bedrooms, offering uninterrupted views of emerald waters and the sweeping horizon. Morning light pours in, sunsets glow across the sky, and the sound of the surf sets a perfect backdrop day and night. Locations with views like this are rarely available. Expansive Living Designed for Comfort & Style: The open-concept main living area provides generous space for both gatherings and quiet relaxation: * Large living room with two comfortable couches and a Smart TV
Dining table seating 10, ideal for shared meals; * Fully equipped kitchen with breakfast bar, fridge/freezer (ice maker), microwave, pantry, coffee maker, cookware, and essentials; and * Extensive beachfront balcony with elegant patio furniture for sunrise coffees and evening outdoor meals. The flow of the space maximizes views, light, and ease of living. Accommodations for Groups & Families: Sleeping up to 12 guests, this penthouse offers versatile and comfortable arrangements: * Bedroom 1 (Primary Suite): King bed, TV, Gorgeously updated ensuite bathroom, Walk-in closet, Direct balcony access with Gulf views. * Bedroom 2: King bed, TV, Ensuite bathroom. * Bedroom 3: Two full-size beds, TV. * Bedroom 4: Queen bed, Twin day bed with trundle, Smart layout for children, teens, or additional guests. * Three full bathrooms provide excellent convenience for families or large groups. Beachfront Amenities & Coastal Lifestyle: This penthouse offers the best elements of beachfront living: * Private beach access directly from the building; * Gulf-front pool with stunning water views; * Parking for three vehicles; and * A beautifully maintained beachfront environment with immediate access to sand and shoreline walks. Everything is designed for effortless enjoyment of the coast. Activities & Local Experiences nearby include: St. Andrews State Park; Wildlife watching, Snorkeling, Paddleboarding, Hiking and biking, Water Adventures, Dolphin tours, Jet ski rentals, and Snorkeling trips. Dining & Entertainment: A wide array of restaurants, cafés, and coastal eateries are within easy access, offering everything from casual meals to upscale dining. The Ultimate Gulf-Front Penthouse: Fully Updated & Move-In Ready, with over $100K in upgrades, spacious interiors, four large bedrooms, a redesigned primary suite, tankless hot water, and sweeping Gulf views from the penthouse level, this residence offers a rare combination of luxury, practicality, and immediate enjoyment. Whether used as a personal escape, a high-performing investment property, or a combination of both, White Sands Haven stands out as a premier offering in Panama City Beach.
Property Details
Home Type
- Condominium
Year Built
- Built in 2001
Lot Details
- Beach Front
- Property fronts gulf or ocean
HOA Fees
- $1,667 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Metal Roof
- Pile Dwellings
- Cement Board or Planked
Interior Spaces
- 2,464 Sq Ft Home
- 3-Story Property
- Crown Molding
- Recessed Lighting
- Fireplace
- Living Room
- Dining Area
- Gulf Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Cooktop with Range Hood
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Primary Bedroom Suite
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Laundry
- Dryer
- Washer
Home Security
Outdoor Features
- In Ground Pool
- Balcony
- Covered Deck
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Tankless Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 30416-001-000
Community Details
Overview
- 3 Units
- Bel Air Beach Condo Subdivision
Recreation
- Beach
- Community Pool
- Fishing
Security
- Fire and Smoke Detector
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,828 | $1,168,750 | -- | $1,168,750 |
| 2024 | $6,732 | $591,536 | -- | -- |
| 2023 | $6,732 | $574,307 | $0 | $0 |
| 2022 | $6,048 | $557,580 | $0 | $0 |
| 2021 | $6,079 | $541,340 | $0 | $541,340 |
| 2020 | $6,166 | $541,340 | $0 | $541,340 |
| 2019 | $5,170 | $416,416 | $0 | $416,416 |
| 2018 | $5,252 | $416,416 | $0 | $0 |
| 2017 | $5,288 | $416,416 | $0 | $0 |
| 2016 | $5,136 | $396,950 | $0 | $0 |
| 2015 | $5,279 | $396,950 | $0 | $0 |
| 2014 | $5,272 | $396,950 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/19/2026 02/19/26 | Price Changed | $1,575,000 | +14.5% | $639 / Sq Ft | |
| 01/25/2026 01/25/26 | Off Market | $1,375,000 | -- | -- | |
| 01/21/2026 01/21/26 | For Sale | $1,675,000 | +21.8% | $680 / Sq Ft | |
| 12/18/2024 12/18/24 | Sold | $1,375,000 | -13.8% | $558 / Sq Ft | View Prior Sale |
| 10/28/2024 10/28/24 | Pending | -- | -- | -- | |
| 07/06/2024 07/06/24 | Price Changed | $1,595,000 | -3.3% | $647 / Sq Ft | |
| 05/21/2024 05/21/24 | For Sale | $1,650,000 | -- | $670 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
MLS Number: 993321
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Ask me questions while you tour the home.